USDA VS FHA in Walnut-Creek, Contra Costa County, CA

During 2026, the USDA loan limit in Walnut-Creek, Contra Costa County, CA is set at $657,900, whereas the FHA cap for a single-family dwelling is $822,375.

Take advantage of the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA, and determine the required income, credit, reserves, and documentation for qualification. Our advanced calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the ideal program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2026 in Walnut-Creek, Contra Costa, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Paths in Walnut-Creek, CA

The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan with minimal hassle. You can choose one of three starting approaches to connect with lenders and discover USDA loan offerings.

Lendersa USDA loan request and matching solutions

Clarifying USDA Loans in CA

A USDA home loan, endorsed by the U.S. Department of Agriculture, is often termed a USDA rural development loan or USDA mortgage and is reserved for rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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