USDA Vs. FHA your options comparison in Walnut-Creek, Contra Costa County, CA
During 2025, the USDA loan limit in Walnut-Creek, Contra Costa County, CA is set at $657,900, whereas the FHA cap for a single-family dwelling is $822,375.
Take advantage of the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA, and determine the required income, credit, reserves, and documentation for qualification. Our advanced calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the ideal program for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Walnut-Creek, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Paths in Walnut-Creek, CA
The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan with minimal hassle. You can choose one of three starting approaches to connect with lenders and discover USDA loan offerings.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is often termed a USDA rural development loan or USDA mortgage and is reserved for rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
6131 Orangethorpe Avenue, Suite 500, Buena Park, CA, 90620
LowRates, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our Loan Officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry to offer some of the fastest turn time
6131 Orangethorpe Ave, Suite 310, Buena Park, CA, 90620
SunBridge Leasing Corporation is an asset based lending institution providing equipment financing solutions for businesses nationwide.It was founded to provide companies with the capital to expand or upgrade existing equipment in the order to compete in today's market. SunBridge Leasing accomplishes this through various lease programs.
6131 Orangethorpe Ave, Suite 500, Buena Park, CA, 90620
Sun West, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speed. Our focus on technology has given us an edge in the mortgage industry.
At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
10073 Valley View St, Suite 409, Cypress, CA, 90630
Kinetic Mortgage full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Pride of Ownership Inc Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you
1440 N Harbor Blvd, Suite 305, Fullerton, CA, 92835
Home Loan Credit Corporation has several programs designed to help you overcome your financial challenge. Contact one of our friendly representatives to see what options may be available for you. Whether you have questions about your loan, your Payment Options or are having trouble making your payments, Home Loan Credit Corp is here to assist you.
1440 N. Harbor Boulevard, Suite 900, Fullerton, CA, 92835
Giving Tree Lending (GTL), we operate for the sole purpose of providing low-cost mortgage financing to all. Our commitment to client service ensures a hassle-free and financially satisfying consumer experience.By maintaining a vast network of banking relationships, we have access to the most favorable terms available.
