USDA Vs. FHA Pro and Con comparison in Walnut-Creek, Contra Costa County, CA
During 2026, the USDA loan limit in Walnut-Creek, Contra Costa County, CA is set at $657,900, whereas the FHA cap for a single-family dwelling is $822,375.
Take advantage of the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA, and determine the required income, credit, reserves, and documentation for qualification. Our advanced calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the ideal program for your financial needs in .
Loan Limits and Down Payment Requirements for 2026 in Walnut-Creek, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Paths in Walnut-Creek, CA
The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan with minimal hassle. You can choose one of three starting approaches to connect with lenders and discover USDA loan offerings.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is often termed a USDA rural development loan or USDA mortgage and is reserved for rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
Portland Loan Team is an independent mortgage brokerage in Portland, Oregon. We offer competitive rates with a personal touch, a single point of contact available seven days a week, and 24-hour pre-approval to expedite the offer process. Everyone wins! We are a small Mortgage Broker focused on great service and rates.
2809 Northeast Martin Luther King Blvd, Portland, OR, 97212
Theory Mortgage provides borrowers with mortgage strategy guidance for the greatest personal prosperity, while contributing to the greater good of the community. Whether we're buying business cards or meeting a client for coffee, we choose to support local, small businesses to enrich our community.
PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.
7505 NE Ambassador Place, Suite A, Portland, OR, 97220
KaiPerm NW Credit Union serves the entire Kaiser Permanente Northwest Region family. The credit union is a not-for-profit financial cooperative. Our mission is to help members get ahead financially by improving their financial health and personal well-being. The credit union’s membership closely mirrors Kaiser Permanente.
11620 NE Ainsworth Circle, Suite 400, Portland, OR, 97220
Ironworkers USA Federal Credit Union is dedicated to promoting community development in all of the areas it conducts business and to provide affordable financial services to low-income people. In doing so, we will help them build assets and achieve financial stability. As a Financial Cooperative, We are Owned and Operated by Our Members.
9600 NE Cascades Pkwy, Suite 250, Portland, OR, 97220
CU Business Group provides business lending, deposit and consulting services to credit unions nationwide. As the largest business services CUSO in the industry, CU Business Group serves more than 627 credit unions in 48 states, providing products and technical expertise to help credit unions plan
Agape Mortgages Inc George and his team will treat you with the respect as an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
