USDA Vs. FHA your options comparison in San-Miguel, Contra Costa County, CA
In 2025, within San-Miguel, located in the county of Contra Costa, CA, the USDA loan limit is $657,900, whereas the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare the leading today's USDA and FHA rates. Identify the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, which helps determine the most suitable program for your financial situation in Alabama.
Loan limits and downpayment requirements for 2025 in San-Miguel, within Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan options in San-Miguel, CA
The mission of Lendersa® is to secure the best USDA or FHA loan available promptly and without hassle. Choose one of three starting points to connect with lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available strictly in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment.
Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.
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CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
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