USDA and FHA Pro and Con in Interlaken, Santa Cruz County, CA
In 2025, the USDA loan limit for the city of Interlaken, located in the county of Santa Cruz, CA, is set at $626,500. Meanwhile, the FHA loan limit for a single-family residence is $805,000.
To effectively compare the best current USDA and FHA rates and understand the qualifications needed—such as income, credit score, reserves, and necessary documentation—use the Lendersa® USDA loan calculator. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, guiding you to decide which program may be best suited to your financial needs in Alabama.
Overview of 2025 Loan Limits and Downpayment Requirements in Interlaken, Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA Loan Alternatives in Interlaken, CA
Lendersa® strives to help you secure the ideal USDA or FHA loan swiftly and effortlessly. Start with any of the three options that lead to tailored lender matches and suitable USDA loan programs.
USDA home loans, endorsed by the U.S. Department of Agriculture, are meant for rural areas and are also referred to as USDA rural development loans or USDA mortgages. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment at all.
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
Penn Community Bank provides banking, lending, and investment solutions for customers throughout Southeastern Pennsylvania, pairing the data-driven technology that families and business owners need with the local decision-making authority and focus they want. When we work with our customers, we’re in it together. And our commitment to community doe
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401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422
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488 Norristown Rd, Suite 241, Blue Bell, PA, 19422
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3031 Walton Road, Building A, Suite 310, Plymouth Meeting, PA, 19462
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