USDA and FHA Pro and Con in Interlaken, Santa Cruz County, CA
In 2025, the USDA loan limit for the city of Interlaken, located in the county of Santa Cruz, CA, is set at $626,500. Meanwhile, the FHA loan limit for a single-family residence is $805,000.
To effectively compare the best current USDA and FHA rates and understand the qualifications needed—such as income, credit score, reserves, and necessary documentation—use the Lendersa® USDA loan calculator. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, guiding you to decide which program may be best suited to your financial needs in Alabama.
Overview of 2025 Loan Limits and Downpayment Requirements in Interlaken, Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA Loan Alternatives in Interlaken, CA
Lendersa® strives to help you secure the ideal USDA or FHA loan swiftly and effortlessly. Start with any of the three options that lead to tailored lender matches and suitable USDA loan programs.
USDA home loans, endorsed by the U.S. Department of Agriculture, are meant for rural areas and are also referred to as USDA rural development loans or USDA mortgages. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment at all.
Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We have over 15 years of mortgage lending experience. Our broad knowledge and expertise from thousands of loan transactions will make your lending experience as effortless as possible.We work with homeowners and homebuyers looking for the best loan products available. We also work with realtors and home builders.
1255 West Colton Avenue, Suite 120, Redlands, CA, 92374
New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.
27081 Aliso Creek Road, Suite 200, Aliso Viejo, CA, 92656
America’s Moneyline is your one stop shop for all your Mortgage Finance needs and is proudly. Our loan process is focused on your individual needs. We offer home loans specific to your criteria and goals. Our licensed staff of Mortgage Advisers and Loan Processors specialize in Fannie Mae, Freddie Mac,
Generation Lending Inc is a Honestly, we need another mortgage company like we need a hole in the head. We completely get it and think this industry is way too saturated as it is. That statement is 100% true if we started a mortgage company like 99% of the ones out there now. The company where managers are yelling at their loan officers.
Elixir Mortgage Lending is a full-service lender in California & Florida offering, loans on primary residence, second home and investment properties. We offer Conventional financing, FHA, VA, Jumbo Prime & Jumbo Alternative programs. For self-employed borrowers who maybe writing off income on their taxes we have alternative financing options.
Our priority is to know YOUR GOALS to ensure we have Strategies that fits YOUR NEEDS. Every credit profile is unique and we work hard to address both short and long term goals. Our Purchase program focus on a unique FULL-APPROVAL process that will enhance your ability to negotiate your Dream home.
1425 W Lugonia Ave, Suite 102, Redlands, CA, 92374
Arrowhead Capital Corporation is a mortgage broker based in Redlands, CA. that provides service all over Southern California. Our team is always willing to serve you and each loan officer brings years of experience to the table with a smile. Locally owned and operated since 1985, we want to help provide a financial future, one family at a time
Since 2001, I have had the opportunity to help over 1,000+ clients buy and/or refinance their properties. I understand the stresses of buying a home and know how to help people anticipate what comes next. Likewise I understand the value and freedom that can be created with the right refinance strategy.
