In the year 2025, within Day-Valley in Santa Cruz, CA, the USDA loan limit is set at $657,900, while the FHA limit stands at $822,375 for a single-family home.
Leverage the Lendersa® USDA loan calculator to compare the top current USDA versus FHA rates, investigating the necessary income, credit standing, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best suits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Day-Valley, Santa Cruz, CA
Loan Type
Loan Limit
Minimum Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Day-Valley, CA
Lendersa® aims to secure the most favorable USDA or FHA loan for you swiftly and without complication. Choose from one of three starting pathways that lead to compatible lenders and USDA program options.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is accessible only in rural settings. Unlike FHA loans which call for a 3.5% down payment, USDA loans eliminate the need for any down payment.
Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan
451 Los Gatos Boulevard, Suite 104, Los Gatos, CA, 95032
"We are a group of experienced, dedicated professionals who are premier providers of mortgage loan financing for home buyers and home loan borrowers based in Silicon Valley, about 45 minutes south of San Francisco, California.
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455 Los Gatos Boulevard, Suite 100, Los Gatos, CA, 95032
"Mark is an Experienced and Top Producing Loan Agent based in Los Gatos but serving homeowners throughout California since 2003.
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Home Refinance, Purchase, FHA, VA, Home Equity, Debt Consolidation.
Westside Mortgage is a boutique mortgage brokerage located in Los Gatos, California. The company was founded by Eric Cutting in 1994, and has originated and closed over 1.5 Billion in mortgage loans. The business relies solely on referrals from prior clients, and specializes in Purchase, Refinance, Equity and Private Lending.
Founded in 1987, Loanco is a real estate finance company active since the late 1980’s. Our staff is comprised of talented and accomplished individuals. We offer one to four unit residential mortgage loans and commercial real estate loans. We have over 70 years industry experience to put to work for our clients.
455 Los Gatos Blvd. Suite 100, Los Gatos, CA, 95032
Mortgage Brokering and Origination. Victoria Capital Mortgage Company works with over 30 lenders and specializes in purchase, re-finance and reverse mortgage loans. Contact us for excellent service to save money on your home loan. Victoria Capital Mortgage Established in 1998 and We have been servicing home owners in the Silicon Valley since 1998.
Saratoga Capital, Inc. is a privately-held real estate management company on the West Coast offering apartment home residences, amenities and customer service for renters throughout 35 locations. Since 1971, we have been committed to providing our customers with the best possible service—and exceeding expectations every day.
Century Oak Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Since 2000 we have specialized in construction loans, lot loans, and vacant land loans in the Western United States. We do single close construction loans for ground-up construction starting with a vacant lot or a tear down, as well as single close construction loans for rehab,remodel and additions.
Nadim Aziz is committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and I offer a variety of products to meet your individual requirements. I make the process of securing a mortgage simple and straightforward by offering you.
"We transform the way people apply for home loans. We give truly financial mortgage freedom to borrowers like you. You are now able to fully customize home loans in the way you want.
We are always finding innovative ways to empower consumers to get better better real estate goals."
