USDA Loan Vs. FHA loan for Day-Valley, CA 2025

In 2025, USDA loan limit in Day-Valley, county of Santa Cruz, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Day-Valley, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 712-4958 Lender's profile and map Reviews Masters Home Mortgage 3330 Cumberland Blvd SE, Suite 500, Atlanta, GA, 30339 Masters Home Mortgage, a mortgage broker firm, is dedicated to serving the homeowners & buyers with their residential real estate finance needs. Our goal is to provide affordable home financing for our customers providing the best terms available while providing a high level of service and professionalism.
(770) 250-2051 Lender's profile and map Reviews Locklin Capital LLC 100 Atlanta, GA 30339, Atlanta, GA, 30339 Locklin Capital for simple, cost-effective funding programs so they can focus on executing their project. We offer real solutions in the form of faster closings, same-day qualifications, ongoing account management, and consultative risk analysis on your potential projects. We do everything in our power to ensure you complete a successful project.
844 244 1420 Lender's profile and map Reviews Investor Rehab Funding LLC. 1870 The Exchange Suite 200, Atlanta, GA, 30339 Our investor funding programs and processing procedures are designed using today’s advanced technology, which include a more simplistic approach to the loan funding process and a very competitive pricing model that’s literally unmatched in today’s real estate financing market. We want to make sure your experience is frictionless.
(404) 319-8079 Lender's profile and map Reviews Polara Capital 408 Atlanta Street, Suite 134, Roswell, GA, 30075 Polara Capital is a relationship-based company that seeks to understand our clients’ business, develop flexible loan products, and provide reliable execution. Polara Capital specializes in commercial real estate finance from $500, 000 to $20, 000, 000 for real estate investors, developers and businesses.
(678) 249-7457 Lender's profile and map Reviews BuyNowTeam: Amy Buynoski, Mortgage Lender NMLS #545254 995 Canton St, Suite 200, Roswell, GA, 30075 We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.
(678) 208-9886 Lender's profile and map Reviews Nestfunder LLC 3021 Mountain Trce North East, Roswell, GA, 30075 Nestfunder is a mortgage brokerage built on the principle of partnership. The employees of Nestfunder see themselves as your partner in homeownership. They strive to find the best possible loan product for any situation. Nestfunder wants to be there from purchase to sale. Nestfunder is on a mission to open doors to homeownership.
(404) 786-0988 Lender's profile and map Reviews Community Mortgage Center Inc 9910 Hightower Road, Roswell, GA, 30075 Community Mortgage Center is a local mortgage company operating in the Atlanta area since 2001. In the 16 years of our business operation we have helped a lot of people to achieve their goal to be a homeowner. We avoid the “cookie cutter” approach of larger companies and work hard to tailor our services to your specific needs and desires.
(404) 702-2661 Lender's profile and map Reviews Chattahoochee Residential Mortgage LLC 1905 Woodstock Road, Building 700, Suite 7150, Roswell, GA, 30075 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(678) 527-1150 Lender's profile and map Reviews Lincoln Capital Advisors, LLC 1158 Canton Street, Roswell, GA, 30075 Lincoln Capital Advisors (LCA) was founded in 2004 by James Cheeley. He was joined by his current partner, Blake Turner, the following year. LCA is an independent mortgage advisor company. We can call on a broad variety of lending sources and have the ability to choose from a large range of loan products to find the one that works best
(404) 303-7411 Lender's profile and map Reviews BUCKHEAD HOME LOANS 9755 Dogwood Road, Suite 250, Roswell, GA, 30075 Buckhead Home Loans is committed to helping those in the Metro Atlanta area, and all of Georgia, find the right mortgage product for their needs. Whether you are looking to refinance or are a first-time home buyer looking for a home loan, we have a full line of mortgage programs to meet your needs.
(404) 641-1486 Lender's profile and map Reviews RELIANT MORTGAGE SOLUTIONS LLC 4718 Childers Pond Overlook, Roswell, GA, 30075 "Reliant can pre-qualify within 15 minutes when you submit your application and process it through automated underwriting. Save time and stress and let Reliant submit your file to underwriting without a home identified! Sellers will pay attention that you are pre-approved not just pre-qualified!"