USDA Loan Vs. FHA loan pro & con for Day-Valley, Santa Cruz County, CA

In 2025, USDA loan limit in Day-Valley, county of Santa Cruz, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Day-Valley, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 434-3456 1370 miles Lender's profile and map Reviews West Gate Bank 6003 Old Cheney Rd, Lincoln, NE, 68516 Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.
(402) 421-3535 1370 miles Lender's profile and map Reviews First State Bank Nebraska 4915 Old Cheney Rd, Lincoln, NE, 68516 First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.
(402) 483-0000 1370 miles Lender's profile and map Reviews US Home Mortgage Inc 5901 S 58th St A, Lincoln, NE, 68516 U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
(402) 489-8886 1370 miles Lender's profile and map Reviews Lincoln SDA Credit Union 4733 Prescott Avenue, Lincoln, NE, 68506 The Lincoln SDA Credit Union is organized to serve members of the Seventh-day Adventist Church, Students and Employees of Adventist Colleges, and Employees of Adventist Hospitals. As a faith-based financial institution owned and operated by our members, our purpose is to provide a competitively priced line of financial products and services.
(402) 202-6267 1370 miles Lender's profile and map Reviews Nebraska Mortgage Expert 2901 South 84th Street, Suite 10, Lincoln, NE, 68506 Nebraska mortgage expert offers mortgage home loans, FHA, VA, USDA loans and refinancing with 18 years of experience in the banking and mortgage . Nebraska home mortgage loans NIFA interest rate mortgage rates fixed rate FHA Loans government home loan jumbo loans. We offer short term construction loans to help you build your dream home.
(325) 648-2216 1371 miles Lender's profile and map Reviews Mills County State Bank 1017 Parker Street, Goldthwaite, TX, 76844 MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter
(605) 563-2207 1371 miles Lender's profile and map Reviews One American Bank 549 Broadway, Centerville, SD, 57014 ONE AMERICAN BANK is an extremely well capitalized financial institution embracing technology with new products and services, as well as online and mobile banking. These technological advancements will enhance and simplify the way you conduct your financial business whether online or in-branch.
(402) 372-5147 1371 miles Lender's profile and map Reviews CharterWest Bank 201 south main street, West Point, NE, 68788 In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
(254) 445-4400 1371 miles Lender's profile and map Reviews First National Bank of Dublin 825 N. Patrick, Dublin, TX, 76446 The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
(402) 665-3431 1372 miles Lender's profile and map Reviews CerescoBank 130 West Elm Street, Ceresco, NE, 68017 CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
4027707950 1372 miles Lender's profile and map Reviews Good Life Lending PO Box 5206, Lincoln, NE, 68505 Nebraska's fix and flip lender. We are a small company located in Lincoln, NE, since we are small you will get the service you deserve. We offer 100% Rehab funding, Interest only payments, Funding in 10 days or less and Free proof of funds. Experience Opportunity: The Good Life is Waiting For You, Get the Funding You Need to Experience It.