USDA Loan Vs. FHA loan pro & con for Pajaro, Monterey County, CA

In 2025, USDA loan limit in Pajaro, county of Monterey, CA is $683,500 while FHA limit is $915,400 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pajaro, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(405) 615-8543 1356 miles Lender's profile and map Reviews Executive Lending Group 2401 Tee Circle, Suite 102B, Norman, OK, 73069 Executive Lending Group We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you
(405) 594-7696 1356 miles Lender's profile and map Reviews Epic Lending LLC 542 Claremont Drive, Norman, OK, 73069 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(405) 652-0480 1356 miles Lender's profile and map Reviews Growing Oaks Federal Credit Union 299 Industrial Boulevard, Goldsby, OK, 73093 "Growing Oaks started from a God-given vision about the growth journey of an acorn to become an oak tree. The potential to be an oak tree exists in every acorn. But to become the mightiest oak tree an acorn was designed to be, certain conditions have to occur. An acorn has no control over its growth potential, but YOU DO!"
(405) 732-4571 1357 miles Lender's profile and map Reviews FNB Community Bank 2911 S Air Depot Blvd, Oklahoma City, OK, 73110 Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
(405) 756-4433 1357 miles Lender's profile and map Reviews The First National Bank of Lindsay 101 S. Main St., Lindsay, OK, 73052 First National Bank of Lindsay has been proudly serving our community since 1902! Here at the First National Bank of Lindsay we pride ourselves on our hometown customer service. We are a family owned business and consider each one of our valuable customers a part of that family. We take great pride in our community
(325) 347-5911 1357 miles Lender's profile and map Reviews Mason Bank 111 Westmoreland Street, Mason, TX, 76856 Established in 1904, we at Mason Bank are working on our Second Century of Service! Our friendly and experienced staff will be happy to serve all your financial needs. Please stop by often and watch our internet presence grow. We offer a variety of time frames. A $2,500.00 minimum amount is required for certificates.
(580) 453-6702 1357 miles Lender's profile and map Reviews Otoe-Missouria Federal Credit Union 7480 Highway 177, Suite A, Red Rock, OK, 74651 It is our mission to provide financial products, services, and education tailored to meet the unique needs of the Otoe-Missouria Tribe of Indians, its employees, and its businesses. When you join Otoe-Missouria Federal Credit Union, you become part of our family. We’re dedicated to supporting you and your financial goals.
(405) 527-6503 1358 miles Lender's profile and map Reviews McClain Bank 131 W. Main St., Purcell, OK, 73080 McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,
(316) 775-7591 1358 miles Lender's profile and map Reviews White Eagle Credit Union 2830 N Ohio Street, Augusta, KS, 67010 White Eagle Credit Union, founded in 1935, and with branches in Augusta, El Dorado and Newton, Kansas, is a “Refreshingly personal. Remarkably advanced.” financial cooperative providing outstanding service with a dedication to helping members improve their financial well-being. White Eagle provides advanced mobile and online banking services.
(620) 532-5162 1358 miles Lender's profile and map Reviews Citizens Bank of Kansas 2330 Ohio St, Augusta, KS, 67010 Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
(405) 310-4900 1359 miles Lender's profile and map Reviews Great Nations Bank 2200 Alameda Street, Norman, OK, 73071 We are committed to provide high quality, high tech services and products in a friendly, community oriented atmosphere, catering to the financial needs of a diverse market. We are involved in the markets we serve through active participation in a variety of community organizations, both civic and charitable.