USDA and FHA Pro and Con in Anaheim, Orange County, CA
In 2026, within Anaheim, which is in the county of Orange, CA, the USDA loan limit is set at $776,600, whereas the limit for an FHA loan on a single-family home is $1,089,300.
Utilize Lendersa®'s USDA loan calculator to compare today's best rates for USDA and FHA loans, to determine the necessary income, credit score, reserves, and other documentation for qualification. Through our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, helping you to select the best fit for your financial situation in .
2026 loan limits and downpayment details available in Anaheim, county of Orange, CA
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan opportunities in Anaheim, CA
At Lendersa®, the objective is to secure the most suitable USDA or FHA loan quickly and hassle-free. You can begin with one of three key approaches to connect with lenders who match and engage in USDA loan programs.
The USDA home loan is a mortgage backed by the government, specifically by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is solely available in designated rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer a no down payment advantage.
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