USDA VS FHA in Chino-Hills, San Bernardino County, CA
In 2026, the maximum USDA loan limit for Chino-Hills in San Bernardino county, CA is $381,800. Meanwhile, the FHA limit for a single-family residence is set at $477,250.
With the help of Lendersa®'s USDA loan calculator, you can evaluate the current USDA versus FHA rates alongside determining the needed income, credit score, reserves, and paperwork needed for eligibility. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loan options side-by-side, aiding in choosing the best program in tailored to your financial needs.
Loan limits and downpayment requirements for 2026 in Chino-Hills, San Bernardino county, CA
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Chino-Hills, CA
The aim of Lendersa® is to deliver to you an excellent USDA or FHA loan promptly and with minimal stress. You can select one of three pathways that pair you with lenders and specific USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. This differs from FHA loans which require a minimum 3.5% down payment, whereas the USDA loan eliminates the need for any down payment.
Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
1680 Tiburon Blvd, Unit 9, Belvedere Tiburon, CA, 94920
Golden Gate Lending Group is the premier customized mortgage lender throughout the Bay Area. Boutique, tailored, and exclusive, we specialize in serving home buyers with temporary mortgage solutions that fits into our clients overall long-term financial plan. Principal and Founder, Sofia Nadjibi—with nearly two decades of experience.
1610 Tiburon Boulevard, Suite 102, Belvedere Tiburon, CA, 94920
DiVita Home Finance was formed in 2007 with the simple goal of offering our clients significantly more home mortgage options compared to their limited local retail banks. With over 40 lender relationships and growing, we can find the right home loan solution for your situation. Most of our Loan Officers have decades of experience
707 Commons Drive, Suite 103, Sacramento, CA, 95825
As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal.
I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators
2100 Northrop Avenue, Suite 900, Sacramento, CA, 95825
Headquartered in Sacramento, The Chris Kennedy Team represents all individuals/families that are in the market for buying, selling, or ReFinancing their home. We offer many loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer programs for medical physicians
3400 Cottage Way, Suite 6235, Sacramento, CA, 95825
Complete Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
1111 Howe Avenue, Suite 510, Sacramento, CA, 95825
Our mission is Fast, Easy and Affordable so we built a company using fresh technology, we over communicate and we’re nice. We’ve partnered with the nation’s Top Wholesale Mortgage Lenders to deliver the best rates, service and technology available. New Way Mortgage, Inc. is a Real Estate Broker licensed by the California Dept of Real Estate.
PMG Home Loans has been committed to helping homebuyers and homeowners throughout California get the highest quality home loans, with the fastest possible approvals and delivery times. We understand clients’ needs when it comes to financing, whether it’s a first-time homebuyer, a homeowner looking to renovate after settling into a career.
