USDA Vs. FHA your options comparison in Chino-Hills, San Bernardino County, CA
In 2025, the maximum USDA loan limit for Chino-Hills in San Bernardino county, CA is $381,800. Meanwhile, the FHA limit for a single-family residence is set at $477,250.
With the help of Lendersa®'s USDA loan calculator, you can evaluate the current USDA versus FHA rates alongside determining the needed income, credit score, reserves, and paperwork needed for eligibility. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loan options side-by-side, aiding in choosing the best program in tailored to your financial needs.
Loan limits and downpayment requirements for 2025 in Chino-Hills, San Bernardino county, CA
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Chino-Hills, CA
The aim of Lendersa® is to deliver to you an excellent USDA or FHA loan promptly and with minimal stress. You can select one of three pathways that pair you with lenders and specific USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. This differs from FHA loans which require a minimum 3.5% down payment, whereas the USDA loan eliminates the need for any down payment.
5145 South Airport Road, Suite 300, Roy, UT, 84067
We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA
First New Mexico Bank came to life in Deming in 1962, under its charter name, Deming National Bank. The bank was first located on the corner of Silver Avenue and Pine Street in which Marie's Italian Grill now resides. In November of 1973, the bank moved into a new building at our present location on 300 South Gold Avenue.
Devil's Slide Federal Credit Union We are chartered to serve persons who live, work, worship or attend school in Morgan and Summit counties. Our institution is owned and operated by our members with the purpose of providing competitive rates for loans and shares while at the same time maintaining a good net worth ratio.
ReProp Financial is a small balance commercial lender lending in CA, OR, WA, ID, AZ, and TX. We lend up to $2.5MM and offer both interest only bridge and 15 year fully amortizing loan products. We are a direct lender and service everything in-house. Our average time to close is about 10 days but can close more quickly if needed.
At Redwood Capital Bank, it is important to keep local dollars working at home. Nearly every dollar that is deposited at Redwood Capital Bank goes right back into the local economy. Deposits are reinvested in the form of loans to individuals, families and businesses, helping small businesses grow, providing new homes and a better quality of life.
California State Employees No. 20 Credit Union was formed in January of 1951. The credit union was formed by a group of professors and employees of Humboldt State College. They formed the credit union with a desire to assist each other with reasonably priced loans and a good return on their savings.
At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.
