USDA VS FHA in Placentia, Orange County, CA

In the year 2025, the USDA loan limit for a single-family residence in Placentia, located in the county of Orange, CA, is set at $776,600. Meanwhile, the FHA loan threshold stands at $1,089,300.

Employ the Lendersa® USDA loan comparison tool to evaluate today's top USDA versus FHA rates, along with understanding the income, credit, and documentation needed for qualification. Our advanced mortgage solutions calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the program in that best suits your financial requirements.

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Loan Limits and Downpayment Details for 2025 in Placentia, Orange, CA

Loan Type Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discover USDA and FHA Loan Opportunities in Placentia, CA

The mission of Lendersa® is to facilitate your access to the most advantageous USDA or FHA loan quickly and with ease. Initiate your journey by choosing one of three pathways, leading to matched lenders and USDA programs.

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Understanding USDA Loans in CA

A USDA home loan, backed by the government through the Department of Agriculture, is specifically offered for rural areas, typically referred to as a USDA rural development loan or mortgage. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans do not require any down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Yellowstone Mortgage Inc
  • 1499 Blake Street, Suite 1D, Denver, CO, 80202
  • Yellowstone Mortgage is a Denver, Colorado based mortgage company specializing in purchases, refinance, and debt consolidation. Whether you are a first time home-buyer, looking to refinance your current property, or interested in moving, we provide our clients with unmatched customer service as they pursue their home-ownership goals.
  • 5280 Financial Group Inc
  • 600 17th Street, Suite 2800 South, Denver, CO, 80202
  • "5280 Financial Group, Inc. Colorado's best source for home purchase and refinance! We are a family owned Colorado Mortgage Company located right here in Denver with an A+ rating with the BBB. We service all of Colorado and are known as one of the best local sources for your Home Purchase and Refinance! So whether you are first time home buyers"
  • Front Range Mortgage
  • 600 17th St, Unit 2800, Denver, CO, 80202
  • Front Range Mortgage is a local Colorado-only mortgage lender for all types of Colorado homeowners. From VA to FHA, Conventional; Purchase, rate & term or cash out; Investment, second homes, etc. We have a long and proven history (see our reams of testimonials) of helping our clients through the maze of modern mortgage lending
  • American United Capital Inc.
  • 730 17th Street , Suite 650, Denver, CO, 80202
  • American United Capital, Inc. strives to address the borrower's immediate capital needs and timing concerns. American United Capital, Inc. is a private commercial and non-owner-occupied residential real estate lender. We provide short-term, equity-based financing for borrowers when traditional sources are unavailable or untimely. Property is the
  • Access G T Mortgage Inc
  • 3975 River Rd N #1, Keizer, OR, 97303
  • We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.
  • Native American Bank, National Association
  • 201 N. Broadway, Denver, CO, 80203
  • The Native American Bancorporation serves as the holding company for Native American Bank, N.A. and is a Community Development Institution (CDI) whose purpose is to promote economic development in areas that are underserved by traditional financial institutions. Chartered as a national community development focused bank.
  • Preferred Lending Partners
  • 1580 Logan Street, Suite 340, Denver, CO, 80203
  • Preferred Lending Partners, was founded in 1985 and is a not-for-profit Certified Development Company for all of Colorado primarily focusing on counties of Adams, Boulder, Broomfield, Denver. Preferred Lending Partners specializes in SBA 504 loans for small businesses we can also lead you through the rewarding endeavor of acquiring your own assets.
  • Credit Union of Colorado
  • 1390 Logan St, Denver, CO, 80203
  • Our goal is to add value to the lives of our members, employees, and the greater community. To do that, we believe in acting a certain way and look to our core values to guide us in every decision we make. We have a long history of providing excellent financial products and services to our members, and will uphold our commitment.