USDA and FHA Pro and Con in Yorba-Linda, Orange County, CA

In 2025, the limit for a USDA loan in Yorba-Linda, within Orange County, CA, is $657,900, whereas the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to assess today's USDA vs. FHA rates and understand the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you determine which program in is best suited to your financial needs.

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2025 Loan Limits and Downpayment Requirements in Yorba-Linda, Orange, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Paths in Yorba-Linda, CA

The objective of Lendersa® is to secure you the best available USDA or FHA loan swiftly and with minimal hassle. Choose one of three paths to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan is backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is exclusively offered in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Community Credit Union
  • 75 12th St SE, Bandon, OR, 97411
  • First Community Credit Union has been serving Oregonians for more that 60 years. Today we are among the strongest credit unions in the nation. As a federally insured, not-for-profit, full-service financial institution, we're dedicated to helping our members and our communities prosper through solutions that result in financial success
  • Arbor Mortgage Group
  • 209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701
  • Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.
  • Nexus Mortgage Lending
  • 550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
  • At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.
  • Copper River Funding
  • 1070 River Walk Dr, Suite 258, Idaho Falls, ID, 83402
  • Copper River Funding offers individuals convenient access to the rewarding opportunities available through private commercial real estate bridge lending. Our disciplined and risk-controlled strategy is designed to help you protect your capital and generate high current income. The members of the CRF management team have amassed over 40 years
  • Trust Alliance Capital
  • 2225 W. Broadway St, Suite J, Idaho Falls, ID, 83402
  • Trust Alliance Capital has been serving commercial customers' financing needs for over 15 years. Currently holding an A+ rating with the Better Business Bureau. Our expertise in commercial equipment financing, SBA/USDA loans, and commercial real estate will help you move forward in your business
  • Mountain River Credit Union
  • 205 E 3rd. Street, Salida, CO, 81201
  • Mountain River Credit Union currently serves all who live or work in Chaffee, Alamosa, Lake, Rio Grande, or Western Fremont County. We help our family take care of their own at home. We offer the services and assistance you need to manage your finances to build a strong financial future for your family.
  • High Country Bank
  • 7360 West Highway 50, Salida, CO, 81201
  • High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders. On October 27, 1886, an organization meeting of citizens of Chaffee County Colorado was held for the purpose of organizing a Building and Loan Association.
  • MEMBERS PREFERRED CREDIT UNION
  • 1515 Hoopes Avenue, Idaho Falls, ID, 83404
  • Members Preferred Credit Union has been open since . It's the 21st largest credit union in Idaho with assets totaling $44.43 Million and providing banking services to more than 4,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans