USDA Vs. FHA your options comparison in Anderson, Shasta County, CA

In 2025, USDA loan limit in Anderson, county of Shasta, CA is $384,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Anderson, county of Shasta, CA

Loan Type Loan Limit Down payment
USDA $384,900 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Anderson, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Bank of Highland Park
  • 1835 First Street, Highland Park, IL, 60035
  • As a privately owned Bank, our business with you is personal. We focus on building long term relationships with Clients who are making decisions that work for the current fiscal year and the next generation. Our mission is to provide our Clients with exceptional service coupled with competitive products without bureaucracy.
  • Educated Investors Finance Corporation
  • 4251 Commercial Way, Glenview, IL, 60025
  • At Educated Investors Finance Corporation, our focus is to help you with the financing for your home or investment property. As our name suggests, we want you to make informed decisions with all options presented. We are here to answer any questions you have and will work through scenario planning ahead of time so there are no surprises.
  • Prime Rate Mortgage, LLC
  • 1247 Waukegan Rd, Suite 200, Glenview, IL, 60025
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
  • Washington Savings Bank
  • 200 South Banker Street, Effingham, IL, 62401
  • In 1883, a group of men got together, to establish an organization whose primary purpose was to help its members purchase homes. The mission of Washington Savings Bank is to be a financially strong, progressive bank, serving our customers by providing quality, professional and innovative products and services they need and want, in a safe
  • Crossroads Bank
  • 2000 S Banker Street, Effingham, IL, 62401
  • Crossroads Bank was founded in the midst of that growth. Chartered in 1973 and opened in 1974 on South Banker Street in front of the new shopping mall, the bank grew quickly. As Crossroads Bank grew, a second facility was built in 1987 on Keller Drive, making banking convenient for all of the bank’s customers.
  • Midland States Bank
  • 1201 Network Centre Drive, Effingham, IL, 62401
  • Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2021, the Company had total assets of approximately $7.09 billion, and its Wealth Management Group had assets under administration of approximately $4.06 billion.
  • First Bank of Manhattan
  • 230 South State Street, Manhattan, IL, 60442
  • The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center. The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.
  • Williamson County Catholic Credit Union
  • 210 West Monroe Street, Herrin, IL, 62948
  • The Williamson County Catholic Credit Union is a member owned financial cooperative. We serve the Catholic communities in Williamson County by providing competitive loans and savings in a friendly atmosphere while maintaining long term financial stability. St. Joseph's Credit Union of Marion was chartered on November 3, 1952
  • Champaign County School Employees’ Credit Union
  • 1203 S Mattis Avenue, Champaign, IL, 61821
  • The Champaign County School Employees’ Credit Union is a not-for-profit organization owned and operated by its members for the benefit of all who belong. You can become a member if you are employed by any school in Champaign County. Membership is also available to the family of members.
  • Central Illinois Credit Union
  • 2106 W John Street, Champaign, IL, 61821
  • Central Illinois Credit Union is a not-for-profit, member-owned financial institution whose purpose is to provide its membership a full range of quality financial services at competitive rates. We are committed to member service in a friendly atmosphere, long term financial stability, promotion of thrift, and involvement in our community.
  • CIBM Bank
  • 2913 W. Kirby Ave, Champaign, IL, 61821
  • CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches
  • Northside L Federal Credit Union
  • 1419 W Roosevelt Road, Broadview, IL, 60155
  • Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions. Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.