For the year 2025, in Anderson, located in the county of Shasta, CA, the USDA loan limit is $384,900. Meanwhile, the FHA ceiling for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA and FHA rates. Find out the necessary income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in Alabama for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $384,900 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly secure you the most advantageous USDA or FHA loan without complication. Choose from three starting options that match you with lenders and USDA loan programs.
A USDA home loan is a government-backed loan endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is applicable only in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA mortgages demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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