USDA and FHA Pro and Con in Anderson, Shasta County, CA

In 2025, USDA loan limit in Anderson, county of Shasta, CA is $384,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Anderson, county of Shasta, CA

Loan Type Loan Limit Down payment
USDA $384,900 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Anderson, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MANFRED MORTGAGE
  • 120 South Main Avenue, Fallbrook, CA, 92028
  • Manfred Mortgage is a San Diego based, family operated company, specializing in home mortgages and everything Real Estate for over 40 years. We pride ourselves on exceptional knowledge and experience in the industry. If you are buying your first home or you are a seasoned pro, we can help you achieve your real estate dreams.
  • Cushner Capital Group
  • 1143 SEA LARKE DRIVE, Fallbrook, CA, 92028
  • Cushner Capital Group is a direct Private Mortgage Lender and Brokerage based in Fallbrook, CA, thirty miles north of San Diego. We have been providing hard money non-standard and conventional mortgages throughout the state of California for the past 20 years. Our goal is to provide a viable non-standard mortgage solution for borrowers
  • SPOKANE MEDIA FEDERAL CREDIT UNION
  • 6103 N Astor Street, Spokane, WA, 99208
  • Spokane Media Federal Credit Union. The original mission of the credit union was to encourage savings and grant members easier access to money for use in emergencies. SMFCU expanded its field of membership in 1973 to include radio, television and newspaper employees. Because we are a federally chartered institution, we adhere to guidelines that ens
  • Affiliated Home Loans, Inc.
  • 655 S. 4th East, Suite 101, Preston, ID, 83263
  • At Affiliated Home Loans, Inc., we are dedicated to you and all your different mortgage lending needs. Serving the residents in the State of Utah and Idaho. Call us now, if you live in Cache Valley, Salt Lake and surrounding areas, Idaho Falls, Pocatello, and many other cities in between.
  • Utah Community Credit Union
  • PO Box 1900, Provo, UT, 84603
  • Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
  • First National Mortgage
  • 397 North Main Street, Spanish Fork, UT, 84660
  • First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Remarkable Home Loans
  • 62 E 800 N, Suite 202, Spanish Fork, UT, 84660
  • Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Turnbury Mortgage
  • 1389 Center Dr, Suite 200, Park City, UT, 84098
  • Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav
  • River Rock Mortgage
  • PO Box 981810, Park City, UT, 84098
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • One Million Dollar Plus
  • 71330 CA-111, Rancho Mirage, CA, 92270
  • One Million Dollar Plus finances luxury and ultra-luxury residential mortgages. Our expert team works with a diverse pool of top-tier national and international clients, creating wealth at the market’s lowest rates with the least hassle. We first identify the best possible terms and then supervise the entire lending process on our clients behalf.
  • Axios Properties, Inc.
  • 44715 Via Alondra, La Quinta, CA, 92270
  • With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.
  • Capital Assets Utah Valley, Inc.
  • 2696 North University Avenue, Suite 236, Provo, UT, 84604
  • Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.