USDA Vs. FHA Pro and Con comparison in Shasta-Lake, Shasta County, CA
As of 2025, in Shasta-Lake, situated in the county of Shasta, CA, the USDA loan limit stands at $351,000, while the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to weigh today's USDA versus FHA rates and identify the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator permits you to view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in Alabama.
Loan Limits and Downpayment Needs for 2025 in Shasta-Lake, County of Shasta, CA
Loan Type
Loan Limit
Down Payment
USDA
$351,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Choices in Shasta-Lake, CA
Lendersa® is committed to quickly getting you the best USDA or FHA loan with ease. Begin with one of three paths leading to matched lenders and USDA loan offers.
A USDA home loan is guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
Healthcare Services Credit Union was originally chartered on March 25, 1952 under the name of Erlanger Hospital Credit Union. The purpose of the Credit Union was to provide a safe place for the employees of Erlanger Hospital to save and borrow. Now under the name of HEALTHCARE SERVICES CREDIT UNION, we serve over 4675 members.
Citizens was opened by local citizens in 1917 to serve the loan needs of people who have limited access to bank credit. Citizens primarily makes secured and unsecured loans to individuals with less than perfect credit or collateral for personal, family or household purposes Automobiles and personal property are all acceptable as collateral.
In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio.
The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.
As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington,
Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work
Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.
First National Bank has been providing financial services to its local market area since 1875 & is based in Bellevue, Ohio. We believe that by banking locally with your Community Bank, you can make a difference in the lives of your neighbors & the future of your Community. Enjoy the benefits of a Community Bank including superior customer service.
