USDA and FHA Pro and Con in Shasta-Lake, Shasta County, CA

As of 2025, in Shasta-Lake, situated in the county of Shasta, CA, the USDA loan limit stands at $351,000, while the FHA loan limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to weigh today's USDA versus FHA rates and identify the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator permits you to view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in Alabama.

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Loan Limits and Downpayment Needs for 2025 in Shasta-Lake, County of Shasta, CA

Loan Type Loan Limit Down Payment
USDA $351,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Choices in Shasta-Lake, CA

Lendersa® is committed to quickly getting you the best USDA or FHA loan with ease. Begin with one of three paths leading to matched lenders and USDA loan offers.

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Exploring USDA Loans in CA

A USDA home loan is guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • ClearCap inc. is an individualized Broker for complete financing needs. We employ, Work with, and have long standing relationships with wholesale and non-retail banks. We can link you directly to the lender without any other institutions involved so that you are able to deal with decision makers who can progress your file.
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