USDA and FHA Pro and Con in Shasta-Lake, Shasta County, CA
As of 2026, in Shasta-Lake, situated in the county of Shasta, CA, the USDA loan limit stands at $351,000, while the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to weigh today's USDA versus FHA rates and identify the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator permits you to view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in Alabama.
Loan Limits and Downpayment Needs for 2026 in Shasta-Lake, County of Shasta, CA
Loan Type
Loan Limit
Down Payment
USDA
$351,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Choices in Shasta-Lake, CA
Lendersa® is committed to quickly getting you the best USDA or FHA loan with ease. Begin with one of three paths leading to matched lenders and USDA loan offers.
A USDA home loan is guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
9042 Garfield Avenue, Suite 207, Huntington Beach, CA, 92646
SeaCliff Mortgage, we have access to hundreds of banks to be competitive and match up the right loan for each borrower. And not all banks are the same. Some will do what others won’t. This is the beauty of working with a knowledgeable broker and options that not every bank has to meet your needs.Our goal is your satisfaction.
Carpe Diem Mortgage has identified a way to deliver the lowest rates. The way we do this is by operating solely as a mortgage BROKER, which enables us to shop interest rates with our wholesale lending partners. By operating as a broker with NO employees, our overhead is sure to be much lower than lenders.
Trans World Financial Trans World Financial knows the importance of securing the best financing for each of our clients. No one person has the exact same financial situation and that is why our professional loan counselors have thousands of different loan programs to ensure that your specific financing needs.
9042 Garfield Avenue, Suite 307, Huntington Beach, CA, 92646
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, and mortgages. Michael Robbins, our founder, has 29 years experience in the financial and mortgage lending industry. As a licensed broker and mortgage lending professional
At California Business Bank (“CBB”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefer, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs.
Owning was created by experienced people who worked in the mortgage industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the mortgage industry has operated for years. So, they created Owning. Owning uses modern technology, communication and research tools to reduce the stress.
Galligan Funding Group (JDGVENTURES INC). We are a full-service mortgage company based in Irvine, CA. We specialize in Home Purchase Loans and Refinance in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92602
SMS Mortgage pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan.
