USDA Vs. FHA Pro and Con comparison in Red-Bluff, Tehama County, CA

In 2025, USDA loan limit in Red-Bluff, county of Tehama, CA is $339,600 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Red-Bluff, county of Tehama, CA

Loan Type Loan Limit Down payment
USDA $339,600 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Red-Bluff, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Direct Bank Rate
  • 1100 Town & Country Road, Suite 1250, Orange, CA, 92868
  • At Direct Bank Rate. We are a full service mortgage company based in Orange, California. We specialize in FHA, VA, First Time Home Buyer, in Orange. We also serve the surrounding cities in Orange County, LA County, San Diego, . Whether you are buying a home or refinancing in any of these zip codes: 92868, 92870, 92886, 92683, 92870, 92703,
  • HOME LOANS ON DEMAND
  • 878 North Main Street, Orange, CA, 92868
  • Home Loans On Demand we leave no stone unturned to provide our clients with the highest standard in customer service through the collective efforts of our entire team. Each team member plays a specific role in the overall success of each home transaction and provides you with the full support and strength.
  • Liberty One Funding
  • 2050 West Chapman Avenue, Suite 285, Orange, CA, 92868
  • Liberty One Funding is a mortgage company located in the city of Orange. We provide mortgage refinance and home purchase loan services. With a combined 30 years of experience in the mortgage industry, you can be rest assured you are in good hands. We take pride in our service and obtaining loans for home Purchases, Refinancing and more.
  • Integrity Credit Corporation
  • 500 North State College Boulevard, Suite 1100, Orange, CA, 92868
  • Integrity Credit focus exclusively on financing for residential and commercial properties. Our company was birthed from the need to create a platform where every qualified consumer can be rest assured that they would receive educated solutions, superior customer service, prompt response, and HONEST advice from our qualified professionals.
  • Landmark Trust Investment Company Inc
  • 1 City Boulevard West, Suite 1120B, Orange, CA, 92868
  • Landmark Trust Investment Company Inc Full-Service Real Estate Brokerage in Southern and Northern California. We believe that our business will grow when we earn our clients’ trust through our expertise, hard work, honesty, kindness, and excellent service. We have learned that this model has allowed our well-served clients to be our best marketers.
  • Coastal Pacific Lending Inc.
  • 1100 Town & Country, Suite 1250, Orange, CA, 92868
  • Coastal Pacific Lending is much more than just a lender. We’re your partner in helping to make your dreams of homeownership your ultimate reality. We take time to listen to your specific needs and to understand your unique situation so we can help match you with a refinance or new mortgage that’ll fit you perfectly.
  • Candor Mortgage Corp
  • 500 North State College, Suite 1100, Orange, CA, 92868
  • Candor Mortgage is a mortgage broker offering lower mortgage rates with an easy and fast loan experience.Uniting 14 years experience with technology and amazing support people, we are delivering a better home loan. We serve all California and Orange County and also our Misssion is To deliver the most customer-centric mortgage.
  • Infinity Lending Direct, Inc.
  • 1100 W Town and Country RD, Orange, CA, 92868
  • The Infinity Lending Direct Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan
  • Essex Mortgage
  • 2200 W. Orangewood Ave, Suite 150, Orange, CA, 92868
  • "Essex Mortgage was founded in 1986 as a privately held mortgage lender in Orange County, California. Today, we’re one of the fastest growing mortgage companies in the United States, and one of the largest mortgage bankers on the West coast. We’re proud of our reputation as a stable, profitable company"
  • Sharp Loan
  • 625 The City Drive S, Ste 400, Orange, CA, 92868
  • At Sharp Loan, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.
  • Interactive Mortgage
  • 1 City Boulevard West Suite 1650, Orange, CA, 92868
  • Winnpointe Corporation dba Interactive Mortgage provides current and future homeowners with the “Faster, Smarter…Simply Better” way to find the best loan you want quickly. We offer lender paid closing costs and an easy-to-use pricing engine, which allows you to control the process of saying yes.
  • Lincoln Equity Inc
  • 171 S Anita Drive, Orange, CA, 92868
  • Lincoln Equity Inc has all the appeal and proximity of a local realtor, but with the experience of a realty giant! We will guide you through every aspect of the purchase, sale, leasing and management of residential real estate in the Costa Mesa area. Lincoln Equity Inc was recently awarded the CA