In 2026, the USDA loan limit for Red-Bluff, within Tehama county, CA, is $339,600, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, identifying the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $339,600 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to connect you with the best USDA or FHA loan quickly and smoothly. Select one of three starting points to find matching lenders and USDA loan options.
The USDA home loan, or USDA rural development loan, is a mortgage guaranteed by the Department of Agriculture, available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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