USDA Loan Vs. FHA loan for Cottonwood, CA [Shasta County ]

In 2025, USDA loan limit in Cottonwood, county of Shasta, CA is $384,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cottonwood, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(614) 505-0620 Lender's profile and map Reviews Liberty Capital Services Llc 438 E Wilson Bridge Rd, Suite 105, Worthington, OH, 43085 Liberty Capital Services after graduating from Ohio State University with degrees in finance. As financial planners, we could have remained in the traditional private banking industry, but we decided to embark on a new venture to create a mortgage consulting service like no other.
(888) 332-5301 Lender's profile and map Reviews Priority Mortgage Corp. 150 E Wilson Bridge Rd, Suite 350, Columbus, OH, 43085 Priority Mortgage proudly serves our borrowers out of our office in Worthington, Ohio. Founded in 1984 and under the direction of the original owner, Priority Mortgage enjoys an unprecedented reputation in the real estate and financial communities. Over 85% of our borrowers are either repeat customers or have been referred by someone.
(614) 817-1090 Lender's profile and map Reviews Covita Lending LLC 1299 Virginia Ave, Columbus, OH, 43212 Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
(614) 992-2866 Lender's profile and map Reviews ATOM Property Group, LLC. 1391 W. Fifth Ave, Suite 210, Columbus, OH, 43212 ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
(614) 261-0650 Lender's profile and map Reviews SMART Federal Credit Union 3454 North High Street, Columbus, OH, 43214 SMART Federal Credit Union is a not-for-profit organization designed to meet the needs of ALL school employees and retired teachers in Franklin County and select surrounding counties. SMART was established in 1952 by a local principal, Ms. Edna Windom, to bring local teachers the same banking needs a bank offers WITHOUT the unnecessary fees.
(614) 777-0000 Lender's profile and map Reviews Machine Tool Financing 829 Bethel Road, Suite 101, Columbus, OH, 43214 Machine tool financing made simple, fast & affordable. We offer one of the best machine tool financing programs in the country. All of our machine tool financing starts with our one-page application. Looking at a used machine? No problem. We finance new and used machine tools every day.
(419) 462-4114 Lender's profile and map Reviews Galion Building and Loan Bank 135 South Market Street, Galion, OH, 44833 We strive to be a full-service independent community bank, and remain committed to the Galion area residents. Every effort has been made to improve the quality of service for our customers, making use of the latest in banking technology available today. Galion Building and Loan Bank is proud of our heritage in Galion since 1888.
(334) 285-8850 Lender's profile and map Reviews FIRST COMMUNITY MORTGAGE 3090 Highway 14, Suite D, Millbrook, AL, 36054 Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
(614) 431-0784 Lender's profile and map Reviews State Highway Patrol Federal Credit Union 1900 Polaris Parkway, Suite 400, Columbus, OH, 43240 State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.
(614) 989-4444 Lender's profile and map Reviews Services by Signature 8850 Commerce Loop Drive, Columbus, OH, 43240 Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
(614) 505-5533 Lender's profile and map Reviews Affinity Group Mortgage Of Ohio, Llc 1900 Polaris Parkway, Suite 450, Columbus, OH, 43240 Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.