USDA VS FHA in Cottonwood, Shasta County, CA

In 2024, USDA loan limit in Cottonwood, county of Shasta, CA is $384,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Cottonwood, county of Shasta, CA

Loan Type Loan Limit Down payment
USDA $384,900 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Cottonwood, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Farmers Bank & Trust
  • 1129 E Main St, Magnolia, AR, 71753
  • Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc
  • Aligned Mortgage Processing
  • 2700 Post Oak Blvd, Floor 20, Houston, TX, 77056
  • "Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program: FHA $100 Down Payment Program: 203B • Property must be a HUD REO • Loans up to county loan limits • Credit scores down to 500. Ratios can’t exceed 43% when manual underw
  • Residential Capital Mortgage Inc
  • 1901 Post Oak Boulevard, Unit 1205, Houston, TX, 77056
  • The founders of Residential Capital Mortgage have been helping individuals and families obtain mortgage financing for over 20 years. We created our company with the goal of offering the best service and pricing the market has to offer. The mortgage process can be overwhelming without expert advice.
  • Action Mortgage LLC
  • 5100 Westheimer Road, Suite 200, Houston, TX, 77056
  • Since 2001, Action Mortgage has delivered responsive and personalized service to thousands of home buyers and home owners. We are a full service mortgage broker licensed in Maryland, Michigan and Texas We pride ourselves on giving personalized one-on-one service to every customer. Our main focus is personalizing your loan to fit your needs.
  • BOXWOOD MORTGAGE LLC
  • 2700 Post Oak Blvd, Floor 21, Houston, TX, 77056
  • Boxwood Mortgage LLC. was opened during 2018. Founded by Patti Contrasto; a loyal and tenacious individual who believes in living a balanced and fulfilled life focused on growth, relationships, deep connections, adding value to humanity and always learning. Why we do what we do every day
  • Hometrust Mortgage
  • 5353 W. Alabama, Suite 500, Houston, TX, 77056
  • Hometrust Mortgage Company has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful
  • Titanium Mortgage
  • 5353 West Alabama, Suite 695, Houston, TX, 77056
  • "We are a leading provider of real estate financing with over 15 years of experience providing 24/7 exceptional concierge service to our clients. We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."
  • Diversified Home Mortgage
  • 1750 Sky Lark Lane 1700, Houston, TX, 77056
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Matador Lending
  • 3033 Chimney Rock, Suite 605, Houston, TX, 77056
  • The right loan, for the right home. How do you know what mortgage loan is the best for your unique situation? Our team is built to review 100’s of mortgage options match you with the financing that you’ll be comfortable with now and ensure you have the right loan to fit your financial needs.
  • DOSS HOME LOANS, LLC
  • 2700 Post Oak Blvd, Houston, TX, 77056
  • DOSS Home Loans is affiliated with the DOSS Brand of services & technology designed to automate the process, reduce transactional friction, & pass that savings on to our clients. Our mission is to develop the best technology to make homeownership in AMERICA more affordable.our mission is to serve our customers with honesty, integrity & competence.
  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.