USDA Loan Vs. FHA loan pro & con for Cottonwood, Shasta County, CA

In 2025, USDA loan limit in Cottonwood, county of Shasta, CA is $384,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cottonwood, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(580) 886-2231 1331 miles Lender's profile and map Reviews Community State Bank of Canton 101 W Main St, Canton, OK, 73724 Community State Bank of Canton is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Resources and experience to help you achieve your savings goals. Our Individualized banking and account options to meet your unique needs. We hope everyone enjoys our new service for our customers.
(877) 444-0300 1333 miles Lender's profile and map Reviews Richland Loan Processing Center 3409 W 47th Street, Suite 106, Sioux Falls, SD, 57106 When Richland Loan Processing Center (RLPC) began originating private student loans, our vision has remained consistent. We offer a unique level of service helping lenders meet their specific needs rather than requiring them to build a loan program around a servicer's platform and service offerings.
(844) 487-2587 1333 miles Lender's profile and map Reviews Windsor Mortgage Solutions 5101 S Broadband Ln, Sioux Falls, SD, 57106 Windsor Mortgage Solutions draws on an extensive history & years of experience in mortgage lending. Now we’re making this valuable expertise available to your financial institution & your customers. Windsor Mortgage Solutions service ties together our team and yours, allowing your organization to offer a full-service mortgage lending department.
(605) 271-9778 1333 miles Lender's profile and map Reviews PLAINS COMMERCE BANK 3905 West 49th Street, Sioux Falls, SD, 57106 Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
(402) 448-2285 1334 miles Lender's profile and map Reviews First Tri County Bank 105 Main St., Swanton, NE, 68445 We are your hometown community bank and our promise is to provide you with only the best customer service and products that meet your needs, not ours. We understand the needs of customers living in a rural community and continually strive to exceed your expectations and make your banking experience courteous and convenient.
(701) 284-7244 1335 miles Lender's profile and map Reviews First United Bank 503 Briggs Avenue South, Park River, ND, 58270 First United Bank, the seeds of our business were planted more than 125 years ago in the rich, black soil of North Dakota farms. It doesn’t matter how you do business with us; if you are involved with First United Bank, you are involved with agriculture. That’s because our bank is still true to its roots.
(580) 832-5600 1335 miles Lender's profile and map Reviews BANK OF CORDELL 808 N. Glenn English, Cordell, OK, 73632 Bank of Cordell provides banking services to individuals and businesses in Oklahoma. It offers checking, savings, and certificates of deposit accounts. The company’s lending portfolio includes consumer loans, construction loans, residential loans, agricultural loans, commercial loans, small business guaranty loans, business and industry guaranty lo
(402) 528-3223 1337 miles Lender's profile and map Reviews First Community Bank of Central 201 Main Street, POB 100, Beemer, NE, 68716 With a variety of financial services to meet your needs, First Community Bank is certain to have the solution you're looking for. Whether it's a checking account, a car loan, or a place to watch your money grow, our bank is the place for you. Locations in Beemer, Fremont, Bancroft & Homer Nebraska
(325) 766-3311 1337 miles Lender's profile and map Reviews Roscoe State Bank 117 Cypress St, Roscoe, TX, 79545 Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.
(402) 755-2224 1338 miles Lender's profile and map Reviews Bank of Dixon County 117 East Third Street, Ponca, NE, 68770 Bank of Dixon County We have one goal and that is to help you be financially successful. Our approach to business and community banking is simple. We can not be successful if our customers are not successful. Yes, that is different than many financial institutions. But we have been here since 1881, and we plan to serve.
(917) 830-4310 1338 miles Lender's profile and map Reviews Payclass 515 West 41st Street # 1002, Sioux Falls, SD, 57105 We accelerate the flow of money in the B2B (business-to-business) world. We built Payclass with one focus — help our customers get their funds faster, or even instantly. Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi