USDA Loan Vs. FHA loan for Lake-California, CA [Tehama County ]

In 2026, the USDA loan limit for Lake-California in Tehama, CA is $339,600, while the FHA limit for a single-family home is $356,362.

Employ the Lendersa® USDA loan calculator to compare the current USDA and FHA best rates. Understand the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program in for your financial situation.

USDA and FHA Loan Options in Lake-California, CA

At Lendersa®, our aim is to connect you with the best USDA or FHA loans promptly and with ease. Select one of three pathways to align with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, guaranteed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA loan requires no down payment at all.

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(573) 422-3323 Lender's profile and map Reviews Maries County Bank 205 Highway 63 N, Vienna, MO, 65582 On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.
(870) 356-2121 Lender's profile and map Reviews Diamond Bank 319 East Main Street, Murfreesboro, AR, 71958 Diamond Bank is the result of a merger between two of Southwest Arkansas’s strongest community banks. In March, 2007, the banks that merged were Arkansas Diamond Bank of Glenwood , and Diamond State Bank of Murfreesboro, which was chartered in 1904. Diamond Bank continues to provide a stable source of financial leadership in the communities we serv
(217) 224-1093 Lender's profile and map Reviews United Community Credit Union 1001 Vermont Street, Quincy, IL, 62301 United Community Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Individuals living or working in the counties of Adams, Brown, Hancock, Pike, and Schuyler in Illinois and individuals living or working in Lewis, Marion, & Ralls counties in Missouri
(217) 223-4377 Lender's profile and map Reviews Members First Community Credit Union 1201 North 24th Street, Quincy, IL, 62301 Members First is a full service financial institution located in Quincy, IL. Liking our page gives you instant access to current events, promotions, and ready to launch products Members First is committed to the "People Helping People" philosophy, providing our community with safe, affordable, relevant financial services.
(217) 223-7300 Lender's profile and map Reviews Mercantile Bank 440 Maine St, Quincy, IL, 62301 Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations
(217) 223-0500 Lender's profile and map Reviews Central State Bank 900 S. 12th St, Quincy, IL, 62301 Central State Bank is a locally-owned community bank serving West-Central Illinois & Northeast Missouri with the latest technology, the quickest decision-making, & the simplest solutions for your personal, business, or agricultural banking needs. Central State Bank was originally chartered as Clayton State Bank in the small village of Clayton, IL.
(903) 657-1466 Lender's profile and map Reviews Texas Bank Henderson TX 1120 Highway 79 North, Henderson, TX, 75652 Texas Bank first opened its doors for business in May 1973. The bank was originally established in Tatum, Texas by a group of local investors who saw the need for financial services from a community institution that could better serve the town's needs. The bank experienced success and grew steadily.
(903) 657-8521 Lender's profile and map Reviews VeraBank 201 W. Main St., Henderson, TX, 75652 At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
(303) 972-9800 Lender's profile and map Reviews SOUTH PARK MORTGAGE LLP SK 12-A Lake Cherokee, Henderson, TX, 75652 The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(563) 941-5391 Lender's profile and map Reviews American Trust & Savings Bank 309 McKinley Avenue, Lowden, IA, 52255 American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.
(573) 221-0201 Lender's profile and map Reviews Northeast Regional Credit Union 514 Broaday, Hannibal, MO, 63401 Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
(573) 248-2569 Lender's profile and map Reviews Community First Credit Union 6460 Interstate Court, Hannibal, MO, 63401 Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties. Immediate family members of existing members are also eligible to gain membership in the credit union.