USDA Loan Vs. FHA loan for Sonora, CA [ best of 2023]

In 2025, USDA loan limit in Sonora, county of Tuolumne, CA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sonora, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(407) 898-7559 2330 miles Lender's profile and map Reviews America's Money Source 2306 Curry Ford Rd, Orlando, FL, 32806 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
+1 844 448 8728 2330 miles Lender's profile and map Reviews A&P Mortgage Processing,LLC 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707 Have you ever considered outsourcing your mortgage loan processing? Back office mortgage processing services provider A&P Mortgage Processing, LLC - Start the loan process A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed
(240) 459-8005 2330 miles Lender's profile and map Reviews WSSC Federal Credit Union 14501 Sweitzer Lane, Laurel, MD, 20707 WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.
(301) 497-7000 2330 miles Lender's profile and map Reviews Tower Federal Credit Union 7901 Sandy Spring Road, Laurel, MD, 20707 Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020. Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money
(301) 483-9900 2330 miles Lender's profile and map Reviews Diamond Financial Mortgage 8645 Cherry Lane, Laurel, MD, 20707 Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach
(919) 736-0885 2330 miles Lender's profile and map Reviews First Carolina People's Credit Union 201 East Ash Street, Goldsboro, NC, 27530 First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.
(443) 778-5250 2330 miles Lender's profile and map Reviews APL Federal Credit Union 11050 Johns Hopkins Road, Laurel, MD, 20723 Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.
(301) 586-3400 2330 miles Lender's profile and map Reviews Market USA Federal Credit Union 8871 Gorman Road, Suite 100, Laurel, MD, 20723 Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.
(240) 615-6000 2330 miles Lender's profile and map Reviews Vantage Loans Finance Corp 10610 Rhode Island Avenue, Beltsville, MD, 20705 Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
(252) 533-9000 2331 miles Lender's profile and map Reviews New Republic Savings Bank 420 Becker Drive, Roanoke Rapids, NC, 27870 New Republic Bank provides clients with access to next-level financial solutions, customized lending and deposit services. Our seasoned professionals bring a deep knowledge of client needs. Our online banking, mobile apps and client teams provide convenience as well as consultative services.
(252) 537-8061 2331 miles Lender's profile and map Reviews Roanoke Rapids Savings Bank 325 Becker Drive, Roanoke Rapids, NC, 27870 Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.