As of 2026, the USDA loan limit in Sonora, located in the county of Tuolumne, CA, is $336,500. For single-family homes, the FHA limit stands at $472,030.
Use the Lendersa® USDA loan calculator to compare the premier rates available today for USDA and FHA loans. This can help you determine the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, aiding in your decision to select the best program for your financial needs, particularly in Alabama.
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the most advantageous USDA or FHA loan swiftly and without stress. Choose any of the three initial steps to align with lenders and available USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural communities. Unlike FHA loans which require a down payment of at least 3.5%, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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