USDA and FHA Pro and Con in Phoenix-Lake, Tuolumne County, CA
In 2025, the USDA loan threshold in Phoenix-Lake, located in the county of Tuolumne, CA is $304,100, while the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to effectively compare the best USDA and FHA rates available today, helping you assess the income, credit, reserves, and documents required for eligibility. Through our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loans alongside each other to decide which program in Alabama suits your financial needs best.
Loan constraints and down payment particulars for 2025 in Phoenix-Lake, in Tuolumne county, CA
Loan Category
Top Loan Amount
Initial Down Payment
USDA
$304,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Navigating USDA and FHA loan options in Phoenix-Lake, CA
Lendersa® is dedicated to providing an optimal USDA or FHA loan swiftly and with ease. Begin by choosing one of three options designed to connect you with lenders and USDA loan programs.
The USDA home loan, also called the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is solely available in rural areas. While FHA loans demand a minimum 3.5% down payment, USDA loans require no down payment at all.
NAM is a leader in the non-QM origination & servicing industry. Whether you are a lender in need of licensed originators to assist with compliant underwriting or a licensed servicing partner for your loans, National Asset Mortgage is able to assist you. NAM is one of the most experienced low-balance, high-touch, complex servicing/subservicing firms
"ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
“When I bought my first house, I realized how confusing the mortgage process could be."
At ICS, we assess each transaction based on its own needs so that we can provide you with the right services for the situation. We are experienced with and equipped to handle contracts for deeds, private loans, lease purchases, lease options, purchase agreements, refinance closings, seller financing, assignments,
2120 Crown Center Drive, Suite 400, Charlotte, NC, 28227
We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Venkat Malapati have the knowledge and expertise you need to explore the many financing options available.
At The Claxton Bank, we've seen many changes in Evans County. But through it all, one thing has remained the same, the way we do business. Now, just as it was back then, we are committed to helping our customers manage their "todays" and find their place in tomorrow. Indeed, the more things change, the more they stay the same.
PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
