USDA Vs. FHA Pro and Con comparison in Phoenix-Lake, Tuolumne County, CA
In 2025, USDA loan limit in Phoenix-Lake, county of Tuolumne, CA is $304,100 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Phoenix-Lake, county of Tuolumne, CA
Loan Type
Loan Limit
Down payment
USDA
$304,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Phoenix-Lake, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
7801 E Bush Lake Rd, Suite 430, Minneapolis, MN, 55439
We are a small team of real estate investors with over 300 properties and many years of experience as Carpathian Capital Management. CCM Finance is a subsidiary of Carpathian established specifically to meet the funding needs of real estate investors. We have a lot of experience in real estate
The First National Bank of Milaca is a family-owned community bank headquartered in Milaca, Minnesota, with $217 million in total assets. The Bank was founded in 1897 and today has four offices located in Milaca, Isle, Gilman and Zimmerman, focused on serving retail customers and business firms in the communities it serves.
Industry State Bank was founded as an institution involved in the progress of the town of Industry, Texas and the surrounding area. On February 9, 1911, a group of interested citizens took the initiative to begin the process of forming a bank in Industry. Its first name was the First Guaranty State Bank of Industry, and 100 shares of capital stock.
Germania Credit Union’s vision is to serve its members’ needs through an evolving innovative member experience; develop existing relationships while growing within its field of membership; and achieving sustainability through smart growth. Helping members achieve financial success by financing their dreams and helping them save for the future.
Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
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