In 2026, the USDA loan threshold in Phoenix-Lake, located in the county of Tuolumne, CA is $304,100, while the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to effectively compare the best USDA and FHA rates available today, helping you assess the income, credit, reserves, and documents required for eligibility. Through our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loans alongside each other to decide which program in Alabama suits your financial needs best.
Loan constraints and down payment particulars for 2026 in Phoenix-Lake, in Tuolumne county, CA
Loan Category
Top Loan Amount
Initial Down Payment
USDA
$304,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Navigating USDA and FHA loan options in Phoenix-Lake, CA
Lendersa® is dedicated to providing an optimal USDA or FHA loan swiftly and with ease. Begin by choosing one of three options designed to connect you with lenders and USDA loan programs.
The USDA home loan, also called the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is solely available in rural areas. While FHA loans demand a minimum 3.5% down payment, USDA loans require no down payment at all.
"Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah.
Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
WESTAR® has arranged funding of thousands of residential and commercial loans, plus subdivisions throughout Arizona in Tucson, Green Valley, Nogales, Sierra Vista, Douglas, Benson, Yuma, the Phoenix area, Flagstaff, Bullhead City, Show Low, Casa Grande, Arizona City, and Apache Junction.
320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332
We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
"Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options.
Additionally, we offer consultation services to small and mid-size businesses."
