USDA Vs. FHA Pro and Con comparison in Phoenix-Lake, Tuolumne County, CA
In 2025, USDA loan limit in Phoenix-Lake, county of Tuolumne, CA is $304,100 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Phoenix-Lake, county of Tuolumne, CA
Loan Type
Loan Limit
Down payment
USDA
$304,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Phoenix-Lake, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Our primary goal is to provide excellent service to our customers.We promptly return phone calls & respond to emails & letters.Throughout the lending process, we provide regular loan updates & progress reports so you always know the status of your loan application.We pride ourselves in delivering the most competitive mortgage rates & product.
More of us should be focusing on our clients' best interests, not our own." As San Diego's most respected mortgage Loan Officer, Scott has the flexibility of a Broker giving his clients excellent options. Aside from a great rate, Scott goes above and beyond with in-depth analysis of his extensive list of loan programs.
Mavin Mortgage specializes in creating customized mortgage plans and providing home loans for clients in San Diego, CA and all surrounding areas. We provide home financing programs, including VA, FHA and conventional loans. Call us today!
Paul Johnson is the managing partner of this comapany. As a certified mortgage planner
Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service.
7484 University Avenue, Suite 220, La Mesa, CA, 91942
We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
"Inland Federal Credit Union has a rich history of service to the Catholic Community in the San Diego area. Although our charter is dated November 3, 1960, we have been, in some form, functioning as a Credit Union since the early 1950's.
Our Credit Union is a member owned, not-for-profit organization whose objective is to meet"
On February 11, 1960, eight City of El Cajon employees signed the Organization Certificate to form El Cajon Municipal Employees Federal Credit Union. They felt strongly that the employees of the City needed to be protected financially during the rapidly changing setting of the 1960's.
We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r
