As of 2026, the USDA loan limit in Copperopolis, Calaveras county, CA stands at $392,900, whereas for FHA it is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to assess and contrast today’s most favorable USDA and FHA rates. Discover the required income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loan comparisons to guide you in selecting the best option for your financial landscape in
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| Loan Type | Limit | Down Payment |
| USDA | $392,900 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly help you secure the ideal USDA or FHA loan with minimal hassle. Choose from three starting paths that connect you with suitable lenders and available USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural locales. While an FHA loan necessitates a minimum down payment of 3.5%, a USDA mortgage loan doesn't require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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