USDA Loan Vs. FHA loan for Copperopolis, CA 2025

As of 2025, the USDA loan limit in Copperopolis, Calaveras county, CA stands at $392,900, whereas for FHA it is $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to assess and contrast today’s most favorable USDA and FHA rates. Discover the required income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loan comparisons to guide you in selecting the best option for your financial landscape in .

Options for USDA and FHA Loans in Copperopolis, CA

Lendersa® aims to quickly help you secure the ideal USDA or FHA loan with minimal hassle. Choose from three starting paths that connect you with suitable lenders and available USDA loan programs.

Lendersa USDA loan request and matchmaking results

Defining USDA Loans in CA

A USDA home loan is a government-backed loan by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural locales. While an FHA loan necessitates a minimum down payment of 3.5%, a USDA mortgage loan doesn't require any down payment.

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(505) 455-5228 Lender's profile and map Reviews Del Norte Credit Union 510 N Guadalupe St, Suite A, Santa Fe, NM, 87501 Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
(505) 995-8888 Lender's profile and map Reviews Anasazi Mortgage 150 Washington St, Suite 201, Santa Fe, NM, 87501 If the idea of mortgages intimidates you, you've come to the right place. Mortgages don't have to be a maze of financial garble. Anasazi Mortgage can make your experience an AMAZING one. Buying the home of your dreams, or if you're refinancing, is a process, but Ginger Sullivan of Anasazi Mortgage will work with you step-by-step.
3034193147 Lender's profile and map Reviews Newrepublicfunding.com 1942 Broadway St, Boulder, CO, 80302 Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options
(303) 530-4999 Lender's profile and map Reviews Flatirons Bank 1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302 Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community. Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona
(888) 241-0468 Lender's profile and map Reviews Reverse Mortgage Leads 1434 Spruce St, Boulder, CO, 80302 Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.
(720) 738-8883 Lender's profile and map Reviews React Mortgage 1495 Canyon Blvd, 1st Floor, Boulder, CO, 80302 Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.
(303) 440-1330 Lender's profile and map Reviews Colorado Lending Group 1710 13th Street, Boulder, CO, 80302 We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!
(303) 302-3912 Lender's profile and map Reviews Premier Lending, LLC 2425 Canyon Blvd, Boulder, CO, 80302 At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.
(970) 219-0806 Lender's profile and map Reviews Colorado Mortgages 2129 13th St, Boulder, CO, 80302 Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.
(303) 444-1200 Lender's profile and map Reviews Resource Mortgage Corporation 1221 Pearl Street, Boulder, CO, 80302 We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
(303) 443-5575 Lender's profile and map Reviews DSW Mortgage Inc 929 Pearl Street, Suite 350, Boulder, CO, 80302 Our primary focus is to provide and unparraelled service to anyone who needs to buy a home. With Mutual Security Mortgage you will receive straightforward answers that are backed by impeccable service. We are the only locally owned and operated mortgage company in Boulder Colorado.
(303) 809-7885 Lender's profile and map Reviews J Stevens Mortgage 2299 Pearl Street, Suite 208, Boulder, CO, 80302 With an established reputation for finding mortgage solutions through creative financing we offer personalized attention and focus on your unique individual financial needs to get the outcome that you are looking for. If you're buying a new home we can help you get pre-qualified and find out how much you can spend on your new home Purchase.