USDA Vs. FHA your options comparison in Anza, Riverside County, CA
As of 2026, in Anza, within Riverside county, CA, the USDA loan cap is $460,000 and the FHA limit is $644,000 for a single-family home.
Utilize Lendersa® USDA loan calculator to compare USDA and FHA rates today, identifying the income, credit, reserves, and documents required for eligibility. View USDA, FHA, Conforming, and VA options side by side to choose the best program for your situation in .
Loan Limits and Down Payments in 2026, Anza, Riverside, CA
Loan Type
Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Anza, CA
Lendersa® aims to quickly find the best USDA or FHA loan for you, hassle-free. Start with one of three options that match lenders to the USDA programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require none.
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28693 Old Town Front St, Suite 300, Temecula, CA, 92592
Lends in California
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31805 Temecula Parkway, Suite 101, Temecula, CA, 92592
Lends in California
Scripps Mortgage, Inc is a A family owned and operated company, Scripps Mortgage has prided itself on customer service and availability for over twenty five years. With offices in San Diego and Temecula, we are proud to serve the greater Southern California area As a mortgage company, we pride ourselves on searching.
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30070 Temecula Pkwy, Suite 200, Temecula, CA, 92592
Lends in California
The Modern Lending Team is Southern California's number 1 mortgage team for funded loans and volume. With over 1000 Five Star reviews we are here to make ensure each and every one of our clients and referral partners knows and also Modern Lending we help families get the best mortgage rates to buy or refinance a home
73131 Country Club Drive, Suite C3 & C4, Palm Desert, CA, 92260
Lends in California
Our goal of giving you the best service possible is exemplified by our customer service team. As our reputation attests, we strive for excellence in every way and promise to serve you with the utmost care and integrity. As such, we are always here to address any concerns you may have. Your concerns are our concerns!
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