USDA Vs. FHA your options comparison in Anza, Riverside County, CA

As of 2025, in Anza, within Riverside county, CA, the USDA loan cap is $460,000 and the FHA limit is $644,000 for a single-family home.

Utilize Lendersa® USDA loan calculator to compare USDA and FHA rates today, identifying the income, credit, reserves, and documents required for eligibility. View USDA, FHA, Conforming, and VA options side by side to choose the best program for your situation in .

Explore loan options from 100 lenders

Loan Limits and Down Payments in 2025, Anza, Riverside, CA

Loan Type Limit Down Payment
USDA $460,000 0%
FHA $644,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Anza, CA

Lendersa® aims to quickly find the best USDA or FHA loan for you, hassle-free. Start with one of three options that match lenders to the USDA programs.

Lendersa USDA loan request and matching results

About USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Customers Bank
  • 99 Bridge Street, Phoenixville, PA, 19460
  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.
  • Utopia Financial LLC
  • 375 Morgan Street, Suite U, Phoenixville, PA, 19460
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Philadelphia Mortgage Brokers
  • 1243 Valley Forge Rd, Phoenixville, PA, 19460
  • Philadelphia Mortgage Brokers is an independent & locally owned mortgage brokerage serving the Greater Philadelphia Region. Licensed in PA, NJ, DE & FL. We were founded in February 2018 with the singular focus of providing great service with some of the best rates in the industry.
  • Mortgage America, Inc.
  • 1425 Grape Street, Whitehall, PA, 18052
  • Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA
  • KB Mortgage LLC
  • 26 Colonial Drive, Perkiomenville, PA, 18074
  • KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.
  • Delmarva Power Federal Credit Union
  • 2530 N Salisbury Boulevard, Salisbury, MD, 21801
  • Our Mission is to provide the highest quality service to our members in loans, savings & services in a most professional, confidential & ethical manner. Delmarva Power FCU is a member-owned, not-for-profit, financial cooperative. Unlike commercial banks, credit unions return earnings to their members instead of profiting stockholders.
  • Salisbury Neighborhood Housing
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  • Salisbury Neighborhood Housing Services (SNHS) is a private non-profit organization. Our mission is to cultivate sustainable neighborhoods with partnerships and lending that inspire self-reliance, growth and optimism. The organization was incorporated in 1994 with the vision of increasing homeownership
  • 1 Core Financial
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  • At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships
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  • 2014 Laubach Avenue, Northampton, PA, 18067
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.