USDA Vs. FHA Pro and Con comparison in East-Hemet, Riverside County, CA
In 2025, the USDA loan limit in East-Hemet, part of Riverside county in CA, is set at $381,800, while the FHA limit for a single-family home is $477,250.
Utilize the Lendersa® USDA loan calculator to weigh the top USDA vs. FHA rates available today, checking what income, credit, reserves, and documentation are necessary to qualify. Our advanced mortgage calculator presents side-by-side the USDA, FHA, Conforming, and VA options, helping you determine which program in Alabama suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in East-Hemet, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in East-Hemet, CA
Lendersa® is dedicated to providing the optimal USDA or FHA loan with ease and speed. Select from one of three starting points that connect you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA mortgage or rural development loan, is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment at all.
Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.
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