In the year 2026, the USDA loan limit in Valle-Vista, located in Riverside, CA, is set at $381,800. Conversely, for a single-family home, the FHA limit is $477,250.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the most suitable program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Valle-Vista, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Valle-Vista, CA
Lendersa® strives to swiftly secure the ideal USDA or FHA loan for you, free of hassle. Begin with one of three potential starting points to find matching lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is known as a USDA rural development loan or USDA mortgage and is solely available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA loan requires none.
At PMB, you get a range of lending options tailored to meet your needs, as well as advice on the submission, processing, and funding of mortgage applications in Arizona. Our goal is to make borrowing simple and save you money. With a wide array of products for home mortgages, mortgage refinancing, and construction financing
Our team has a combined 50+ years experience in the mortgage industry. Our team is committed to making your lending experience a smooth & informed process. My niche for the past 18 years as a loan professional is figuring out how my client's specific needs fit with lender guidelines so that we can efficiently close your purchase
1599 East Orangewood, Suite 200, Phoenix, AZ, 85020
Eddie and Tom Knoell are 3rd generation natives of Phoenix. Count on them to stick around! The Knoell family has been deeply rooted in real estate for over 70 years Valley with an impeccable reputation.
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7600 North 15th Street, Suite 150-2, Phoenix, AZ, 85020
At OnPoint Financial, we ensure we have solutions for every type of homeowner! It doesn’t matter if you are buying your first home, upgrading into your dream home or building wealth buying investment properties – let the experts at OnPoint Financial keep you pointed in the right direction.
1819 East Morten Avenue, Suite 170, Phoenix, AZ, 85020
Jud Holmes opened Innovate Mortgage in 2018 because He wasn’t satisfied with the service & programs that I could offer as part of a big bank. As a broker with low overhead, I can pass the savings of running a lean operation on to my clients in the form of better rates and lower closing costs. Not only that but I can get files closed faster.
7301 North 16th Street, Suite 102, Phoenix, AZ, 85020
Curtis Clarke has serviced the Phoenix valley with home loans since 2005. With almost 10 years of service & expertise he knows how to save you the most money with the financing on your home. valley with home loans since 2005. Clarke Capital LLC, offering personalized mortgage solutions, fast customized quotes, great rates & service with integrity.
1819 East Morton Avenue, Suite 170, Phoenix, AZ, 85020
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. We specialize in helping Arizona families get quality VA financing with VA loans and VA streamline and cash-out refinances. We're licensed to issue VA loans in the great state of Arizona
We are a full-service mortgage company based in Phoenix, Tempe, Chandler, Scottsdale, AZ. We specialize in FHA Mortgage and VA Mortgages in Phoenix, Tempe, Chandler, and Scottsdale. We also serve the surrounding cities in Maricopa County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
