USDA and FHA Pro and Con in Arcata, Humboldt County, CA
In the year 2025, the USDA loan cap for Arcata in the county of Humboldt, CA is set at $400,000. On the other hand, the FHA limit for a single-family property is $472,030.
Leverage the Lendersa® USDA loan calculator to pit today's USDA rates against FHA rates and discern the income, credit score, reserves, and documentation necessary for qualification. By using our intricate mortgage calculator, observe USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing a suitable program in for your unique financial circumstances.
2025 Loan Caps and Down Payment Criteria in Arcata, Humboldt, CA
Loan Type
Maximum Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Arcata, CA
The mission at Lendersa® is to swiftly and effortlessly secure the optimal USDA or FHA loan for you. Choose from one of three beginning avenues, which align with matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is endorsed by the Department of Agriculture and is accessible exclusively in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, there is no down payment required for the USDA mortgage.
Trust Home Loans, LLC is a Colorado mortgage lender located in the Denver Metro Area. We specialize in residential home loans including Conventional, FHA, VA and USDA. We’re always working hard to stand out from our competition. We work with wholesale banks which allows us to offer our clients the most competitive rates and loan programs
At 3-D Mortgage we are committed to building long term relationships.
We are dedicated to providing individual attention and service.
We care not only about your current mortgage and financial needs,
We also care about you, your future and your long term goals.
We provide individual attention and service.
509 Scott Ave, Suite 154, Woodland Park, CO, 80863
Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA
Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
I have been a mortgage& loan specialist for over 20 years. I have the knowledge & experience to help you through your home loan process, whether you are refinancing or purchasing, I will find the right terms to fit your budget. Asper Assured Residential Mortgage Group If you purchased your home in the last few years, now is the time to refinance!
5310 DTC Parkway, Suite H, Greenwood Village, CO, 80111
Star Tech FCU serves all employees and residents of Greenwood Village and the Denver Tech Center. STAR TECH FEDERAL CREDIT UNION is a company based out of 5310 Dtc Pkwy Ste H, Greenwood Villa, Colorado, United States. Star Tech FCU offers the best of both worlds - 24/7 access to your money with personalized service!
6295 Greenwood Plaza Blvd., Greenwood Village, CO, 80111
AMG National Trust (AMG) is a privately-held wealth management firm headquartered in Denver, Colorado. With more than 45 years of wealth management expertise, AMG has helped individuals and families, corporate executives, business owners and institutions develop strategies for long-term financial success.
7887 East Belleview Ave, Suite 1100, Denver, CO, 80111
LenderCity was founded with the consumer in mind. Our technology puts you in control of much of the process which means you get lower rates and reduced closing costs.
Each rate quote goes through our pricing engine resulting in real-time rate and closing cost data. We then discount the rates even more to deliver true value to our customers.
