USDA and FHA Pro and Con in Bayview, Humboldt County, CA

For 2026, the USDA loan limit in Bayview, located in Humboldt county, CA, is $400,000. Meanwhile, a single-family home's FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and determine the required income, credit, reserves, and necessary documents. Using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding your selection of the most suitable program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Specifications in Bayview, Humboldt County, CA

Loan Type Loan Limit Down Payment
USDA $400,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Bayview, CA

The aim of Lendersa® is to swiftly secure the best USDA or FHA loan without any hassle. Choose from three starting paths that connect you with lenders and USDA loan programs efficiently.

Lendersa USDA loan request and comparison results

Understanding USDA Loans in CA

A USDA home loan, or USDA mortgage, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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