USDA and FHA Pro and Con in Humboldt-Hill, Humboldt County, CA
In 2025, the USDA loan ceiling in Humboldt-Hill within Humboldt County, CA, is defined at $343,200, whereas the FHA limit is $356,500 for a single-family dwelling.
Employ the Lendersa® USDA loan calculator to assess today's top rates between USDA and FHA, and understand the income, credit score, reserves, and paperwork demanded for qualification. With our sophisticated mortgage calculator, you can directly compare USDA, FHA, Conforming, and VA loans, enabling you to determine the most suitable option in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Humboldt-Hill, Humboldt County, CA
Loan Type
Loan Limit
Down Payment
USDA
$343,200
0%
FHA
$356,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Humboldt-Hill, CA
The mission of Lendersa® is to help you secure the best USDA or FHA loan efficiently and effortlessly. There are three primary starting points for initiating lender matching and accessing USDA loan programs.
The USDA home loan is a government-backed loan offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available specifically in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans are distinctive as they demand no down payment at all.
Hughie Thomas President & Founder of Coastal Pacific Mortgage Corporation in 1980 Providing All Types of Residential Financing. As a Mortgage Broker Hughie is not limited to just one lender. He have been able to establish relationships with many different lenders allowing me to shop for the best rates and terms for you.
Premium Funding Group is built on over 25 years of combined experience in mortgage lending. Its founders and lead loan officers, Sean Pope and Zachary Taylor, along with their experienced staff, work with you personally to find the program that best fits your situation. In this environment of tighter guidelines and paperwork.
The firm’s principals have a combined 40+ years experience in property development and real estate finance and have originated over $1 billion in high-yielding private mortgages throughout their careers. Triumph's mission is to provide debt capital to meet the complex needs of today’s real estate investors nationwide.
512 Via de la Valle Suite 200, Solana Beach, CA, 92075
The SFG family of funds was built on disciplined lending models to provide for consistent income with a focus on capital preservation. For three decades, the principals of SFG, John Odegard and Greg Elderkin, have faithfully managed their discretionary authority and proven the quality of SFG’s capital stewardship through numerous market cycles.
GM Mortgage and Realty was founded in 1976 and was officially incorporated in 1986. Its founder, Jerry Manson, had a saying that still sticks to this day, “Promise only what you can deliver, and deliver what you promise.” Spanning three family generations, Jerry’s son John took over as president in 1995.
Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
East Idaho Credit Union was founded in 1935 under the name Idaho Falls U.S. Government Employees Federal Credit Union. In 1963, the name was changed to East Idaho Federal Credit Union and in 1998 became East Idaho Credit Union. Today, it remains one of the oldest Credit Unions in Eastern Idaho. Of the sixteen credit unions started in 1935,
Rebound Financial is locally owned & operated in Idaho Falls, ID. We believe in local, personal service because not every customers situation is the same. We truly look at each application on a case by case basis working with bad credit since 2008. WE SPECIALIZE IN CUSTOMIZING A LOAN FOR EACH PERSON based on what they are wanting to accomplish.
Westmark Credit Union has been helping the people of Idaho grow financially since 1954. We are a full service financial cooperative, entirely owned by our members and committed to the development of their future. We now have 13 convenient locations throughout Idaho to better serve you.
Lib Properties makes loans to individuals who are unable to go through traditional financing, whether it's credit issues, timing issues, or the type of property. We meet with each borrower so we can clearly understand each and every one of their needs. Our goal is to make sure that every borrower receives professional
