USDA and FHA Pro and Con in Humboldt-Hill, Humboldt County, CA
In 2026, the USDA loan ceiling in Humboldt-Hill within Humboldt County, CA, is defined at $343,200, whereas the FHA limit is $356,500 for a single-family dwelling.
Employ the Lendersa® USDA loan calculator to assess today's top rates between USDA and FHA, and understand the income, credit score, reserves, and paperwork demanded for qualification. With our sophisticated mortgage calculator, you can directly compare USDA, FHA, Conforming, and VA loans, enabling you to determine the most suitable option in for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Humboldt-Hill, Humboldt County, CA
Loan Type
Loan Limit
Down Payment
USDA
$343,200
0%
FHA
$356,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Humboldt-Hill, CA
The mission of Lendersa® is to help you secure the best USDA or FHA loan efficiently and effortlessly. There are three primary starting points for initiating lender matching and accessing USDA loan programs.
The USDA home loan is a government-backed loan offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available specifically in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans are distinctive as they demand no down payment at all.
Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience.
CorTrust Mortgage has built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of individual homebuyers throughout the upper Midwest, builders, and real estate professionals. We're a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending.
McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.
Crowell State Bank We are very pleased that you have chosen our bank to be Your bank! Crowell State Bank has been locally owned and operated since 1931 and we pride ourselves in being able to continue to offer community banking service to our local area. Come in and have a cup of coffee with us and let us know what your banking needs are and we wil
Since our founding in 1901, we have endured numerous economic and social disturbances to become one of the strongest independent banks in the region. Our sound banking principles have provided the citizens of Stonewall County and the surrounding area a reliable financial foundation for over 110 years.
Established in 1980, in Chatham, NJ Weichert Financial Services is licensed in over 40 states and is the affiliated financial services division for Weichert, Realtors. As a Licensed Mortgage Banker, Weichert Financial Services derives its mortgage products from many sources and investors; unlike banks or savings
Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
The Cleo State Bank is the oldest Bank in Major County, Oklahoma. It was chartered in 1900 and has been serving individuals and local businesses in Northwest Oklahoma for over 100 years. The Cleo State Bank is locally owned and operated. With over 200 years of combined experience, our team is focused on serving our communities.
First Century Federal Credit Union was chartered April 11, 1935. Our Charter is a closed Transportation Charter. If you are employed by one of our business members or an immediate family member of a current member you are eligible to become a member owner at First Century. First century is a member owned, not for profit Co-op.
