USDA Vs. FHA your options comparison in Myrtletown, Humboldt County, CA

For 2026, the USDA loan limit in Myrtletown, within Humboldt county, CA, is $400,000. The FHA limit for a single-family home stands at $472,030.

Use Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options to help you decide which is most suitable for your financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in Myrtletown, Humboldt, CA

Loan Type Loan Limit Down Payment
USDA $400,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Myrtletown, CA

Lendersa® aims to swiftly secure you the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in CA?

A USDA home loan, often called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is available in rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GHI Mortgage
  • 2434 Southport Way, Suite D, National City, CA, 91950
  • GHI Mortgage was founded in 2003, which was an expansive time in lending. While other companies were riding the housing bubble and engaging in risky lending practices, the team at GHI Mortgage took the responsible route by working with our customers to ensure they received a safe lending product that worked best for them, both now.
  • California Housing Administration
  • 1625 Sweetwater Road, Suite D, National City, CA, 91950
  • California Housing Administration, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
  • Springboard Home Loans
  • 2140 Hoover Avenue, Suite 115, National City, CA, 91950
  • Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered.
  • The Local Lenders
  • 2451 Jamacha Road, Suite 105, El Cajon, CA, 92019
  • At Local Lenders, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Consolidated Lenders Group
  • 2037 Shire Drive, El Cajon, CA, 92019
  • Sandy was born in San Diego, California. She brings 40 plus solid years to the real estate finance industry. As Founder of Consolidated Lenders Group, Sandy specializes in real estate purchases for residential, commercial, land, high-rise, co-ops, syndicates, and partnerships. She endured the days of the FDIC, where the Savings
  • Adonai King LLC
  • 6828 Quebec Ct Unit 4, San Diego, CA, 92139
  • No Doc' financing to acquire that lucrative piece of investment real estate property? Adonai King LLC, specialize in multifamily, apartment building, strip mall, office building, warehouse and most categories of fixed income producing residential and commercial properties. Our nationwide asset-based funding platform requires NO tax returns, NO f
  • mrmortgage.us
  • 4380 Bonita Rd, Bonita, CA, 91902
  • At MrMortgage.US. We are a full-service mortgage company based in Bonita, CA. We specialize in VA, Conventional, FHA and USDA loans, Purchase & Refinancing in California statewide. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing, we will protect your bottom line.
  • Sam Calvano Home Loans
  • 4386 Bonita Rd, Bonita, CA, 91902
  • At Sam Calvano Home Loans our people make the difference from the application to the final approval. Technology meets superior service to provide progressive and personalized loan programs. Our goal is to make the loan process brief and pleasant. A highly experienced and well respected businessman Sam Calvano has built his reputation on results.