USDA and FHA Pro and Con in Pine-Hills, Humboldt County, CA
In 2026, the USDA loan cap in Pine-Hills, within Humboldt county, CA is set at $343,200, whereas the FHA cap for a single-family home is $356,500.
Utilize the Lendersa® USDA loan calculator for comparing the top rates of USDA against FHA loans today. Determine necessary income, credit, reserves, and documentation to qualify. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, aiding you in identifying the most suitable program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Pine-Hills, Humboldt, CA
Loan Type
Loan Limit
Down Payment
USDA
$343,200
0%
FHA
$356,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Pine-Hills, CA
The primary goal of Lendersa® is to connect you quickly with the best USDA or FHA loans available. Choose one of three pathways to match with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
F&T Mortgage We treat you right and give you the individual service you deserve. We know you're making a commitment in buying a house, refinancing, or cashing out your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
D&H Lending, Inc We want you to understand exactly who we are and what we can offer before you invest one minute or one dollar with our home loan process. Shopping for a home loan with multiple companies can be extremely overwhelming and difficult. And most companies cannot tell you what they can offer without running a full loan application.
Our mortgage experts treat you right and give you the personal attention you deserve. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So here is our promise to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
Southwest Funding began operations in 1993 under the name Dallas Residential Mortgage. We enjoyed great success early on and before long we were serving the entire state of Texas. This growth caused us to change our name to Texas Residential Mortgage. As we continued to grow and thrive in the industry.
Our mission is very simple…to improve the lives of our customers throughout their ever-changing homeownership needs. Our goal is to provide our customers the absolute best home lending options for any stage in their lives. Simply put, our priority is you! we have the flexibility to offer exceptional service and an unparalleled product mix.
Grandview Bank is Johnson County's oldest locally owned bank serving you since 1890. Founded in 1890, Grandview Bank is the fourth oldest state-chartered bank in Texas. Our full service banking offices are located in Grandview, Cleburne and Alvarado. We are the only bank in Johnson County with locally-based ownership.
The JRS Home Loans team is dedicated to helping you find & fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan. We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches & walk you through the process.
2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.
We offer a full range of modern lending services, deposit products and wealth management services that can be tailored to meet virtually any need. With a history of consistent profitability, stable ownership and commitment to our communities, NDBT is proud to be recognized as one of DFW’s largest and most respected independent banks.
5310 Harvest Hill Rd, Suite 211, Dallas, TX, 75230
American Mortgage Advisers, Inc team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.