In 2025, the USDA loan cap in Pine-Hills, within Humboldt county, CA is set at $343,200, whereas the FHA cap for a single-family home is $356,500.
Utilize the Lendersa® USDA loan calculator for comparing the top rates of USDA against FHA loans today. Determine necessary income, credit, reserves, and documentation to qualify. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, aiding you in identifying the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $343,200 | 0% |
| FHA | $356,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The primary goal of Lendersa® is to connect you quickly with the best USDA or FHA loans available. Choose one of three pathways to match with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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