USDA and FHA Pro and Con in Arvin, Kern County, CA
For 2026, the USDA loan ceiling in Arvin, within Kern County, CA, is $345,100, whereas the limit for an FHA loan is $472,030 for a single-family home.
Make use of the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Assess the income, credit level, reserves, and documents needed for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you determine the best plan in tailored to your financial situation.
2026 Loan Limits and Down Payment Requirements in Arvin, Kern County, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Arvin, CA
Lendersa®'s aim is to expedite securing the optimal USDA or FHA loan for you without any hassle. Begin with one of three pathways leading to matched lenders and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage necessitates no down payment at all.
402 Bayard Road, Suite 100, Kennett Square, PA, 19348
Delaware Valley Financial Mortgage serves clients in Pennsylvania who wish to secure dependable, timely mortgages from a trusted local source. Over the years, the need for personal customer support has increased as online national mortgage companies offer little one-on-one help. Founded in 2004
Brandywine Lending, Inc, a full-service mortgage broker specializing in residential and refinance loans. A mortgage broker means we shop from our extensive list of lenders for the best product and pricing for your specific situation. What it does NOT mean… extra cost! Brandywine Lending offers a wide range of mortgage
The Neffs National Bank is an independent community bank that takes pride in being community-oriented and providing quality customer service From its modest beginning, the growth of the bank has been influenced by the prosperity of the local communities. Individuals and businesses continue to contribute to promoting community-oriented.
Our Mission is to provide our clients with timely & detailed knowledge, as well as exceptional customer service & communication throughout the entire mortgage process. Our local, friendly & professional team ensures a smooth experience from application to closing. The Mortgage Consultants at 1st State Mortgage are experienced VA home loan experts.
Delaware Financial Mortgage, we can help. An area expert for over 15 years, we are a full-service mortgage company based in Newark, DE. Whether you are buying a home or refinancing our team of professionals and We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products.
"Pike Creek Mortgage Services, Inc. has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions.
With over 24 years experience in the mortgage industry, our qualified,"
One West Camino Real, Suite 110, Boca Raton, FL, 33432
South Atlantic Federal Credit Union was originally started by the employees of the Boca Raton Resort and Club. It was chartered in 1973, and is a non-profit cooperative organized to provide our members with low-cost financial services. We are governed by a volunteer board of directors who are elected by and from the membership.
40 S.E. Fifth Street, Suite 502, Boca Raton, FL, 33432
We Promise to fully explain to you all the latest and most accurate information about Reverse Mortgages, but we also promise to never pressure you in any way. If you decide to proceed, we will be with you through every step of the process and after. We will always treat you with the respect you deserve.
At Reach Home Loans communication, transparency, and speed are the focus. Our client and Realtor® reviews are a testament to that. Since our business relies heavily on word of mouth referrals, we understand the importance of being available to clients and referral partners beyond traditional banking hours.
1877 S Federal Hwy, Suite 304, Boca Raton, FL, 33432
"At LENDING2U we focus on working together and supporting our clients with effective and personalized financial solutions. We offer mortgages for residencial & commercial properties, constructions, ReFinancing and improvements.
Our business areas include investors, brokers and realtors to become the best option of mortgage services."
