USDA Vs. FHA your options comparison in Ashland, Alameda County, CA
For 2026, the USDA loan limit in Ashland, within Alameda county, CA, is $776,600. In contrast, the FHA limit for a single-family home stands at $1,089,300.
Use the Lendersa® USDA loan calculator to evaluate and compare today’s best USDA versus FHA rates, determining what income, credit score, reserves, and documents are needed to qualify. Using our advanced mortgage calculator, view USDA, FHA, Conforming, and VA offerings side by side, guiding you to choose the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Ashland, Alameda, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Ashland, CA
Lendersa® aims to efficiently and smoothly facilitate obtaining the best USDA or FHA loan available. Begin with one of three approaches to connect with lenders and discover USDA loan opportunities.
A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. It's exclusive to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans come with no required down payment.
1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.
740 Hamilton Street, Suite 300, Allentown, PA, 18101
People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient
Formed in 1965, the credit union is open to Lehigh County employees, employees of the credit union, elected and appointed officials of Lehigh County, persons retired as pensioners from the above stated employment, relatives of persons who are deceased but were members during their lifetime, and family members of an employee or a member.
GOLD Credit Union is a Member-owned, not-for-profit financial cooperative. Since 1937, we've worked to offer our Members exceptional financial products and services — from checking and savings accounts to mortgages and other loans. Unlike traditional banks, we put our Members' interests first, giving you a strong, stable financial partner for life.
1101 Hamilton Street, Suite 305, Allentown, PA, 18101
Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending.
Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
6050 Babcock Street, Suite 27, Palm Bay, FL, 32909
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.
Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
Benchmark is the only Federal Credit Union serving Chester County exclusively! Since 1940, Benchmark Federal Credit Union has provided its members with complete financial services including free checking accounts, vacation and holiday club accounts, loans, certificates of deposit, money market accounts.
