USDA Vs. FHA Pro and Con comparison in Auburn-Lake-Trails, El Dorado County, CA
In 2025, the USDA loan limit for Auburn-Lake-Trails in El Dorado county, CA, is $478,400. For a single-family home, the FHA limit is set at $598,000.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to assist in identifying the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Auburn-Lake-Trails, El Dorado, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
USDA and FHA Loan Options in Auburn-Lake-Trails, CA
Lendersa®'s aim is to secure you the best USDA or FHA loan quickly and smoothly. Choose one of three starting approaches to match with lenders offering USDA loan programs.
The USDA home loan, fully backed by the U.S. Department of Agriculture, is available under the USDA rural development loan or USDA mortgage name. It is meant for rural areas exclusively, unlike FHA loans, which require a minimum 3.5% down payment. USDA loans require no down payment at all.
Yellowstone Mortgage is a Denver, Colorado based mortgage company specializing in purchases, refinance, and debt consolidation. Whether you are a first time home-buyer, looking to refinance your current property, or interested in moving, we provide our clients with unmatched customer service as they pursue their home-ownership goals.
600 17th Street, Suite 2800 South, Denver, CO, 80202
"5280 Financial Group, Inc. Colorado's best source for home purchase and refinance!
We are a family owned Colorado Mortgage Company located right here in Denver with an A+ rating with the BBB. We service all of Colorado and are known as one of the best local sources for your Home Purchase and Refinance! So whether you are first time home buyers"
Front Range Mortgage is a local Colorado-only mortgage lender for all types of Colorado homeowners. From VA to FHA, Conventional; Purchase, rate & term or cash out; Investment, second homes, etc. We have a long and proven history (see our reams of testimonials) of helping our clients through the maze of modern mortgage lending
American United Capital, Inc. strives to address the borrower's immediate capital needs and timing concerns.
American United Capital, Inc. is a private commercial and non-owner-occupied residential real estate lender.
We provide short-term, equity-based financing for borrowers when traditional sources are unavailable or untimely.
Property is the
Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.
Founded by Terri Mickelsen in 2017, Clean Energy Credit Union is a financial institution focused solely on providing customized loans that reduce the cost of clean energy products and services for individuals who seek to make a positive impact on this world. Our team is passionate about promoting clean energy in order to protect our environment.
Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified
At our bank, you will find banking professionals who are dedicated to meeting your financial needs.
1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
