USDA Vs. FHA your options comparison in Auburn-Lake-Trails, El Dorado County, CA
In 2025, the USDA loan limit for Auburn-Lake-Trails in El Dorado county, CA, is $478,400. For a single-family home, the FHA limit is set at $598,000.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to assist in identifying the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Auburn-Lake-Trails, El Dorado, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
USDA and FHA Loan Options in Auburn-Lake-Trails, CA
Lendersa®'s aim is to secure you the best USDA or FHA loan quickly and smoothly. Choose one of three starting approaches to match with lenders offering USDA loan programs.
The USDA home loan, fully backed by the U.S. Department of Agriculture, is available under the USDA rural development loan or USDA mortgage name. It is meant for rural areas exclusively, unlike FHA loans, which require a minimum 3.5% down payment. USDA loans require no down payment at all.
We are a very low cost, high service provider of residential mortgages throughout Oregon and our goal is to show you such a great value and easy process that you will become our biggest fans and refer us to your family and friends. Shop, compare and save a lot of money! We can guide you to the right loan amount and best program for you.
Mortgage Cafe NW was established to provide a better and more honest option. We believe you deserve lower mortgage rates, more loan options, lower costs, and someone who truly cares about your experience and success as a homeowner! We specialize in working with First Time Home Buyers and receive tremendous gratification when we assist our clients
10260 SW Greenburg Road, Suite 830, Portland, OR, 97223
Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
10300 SW Greenburg Road - Suite 270, Portland, OR, 97223
Silverado Funding LLC is a mortgage banker and lender specializing in private money loans to individual borrowers or businesses in need of financing for real estate transactions. Established in 2006, we have provided funding on more than 900 investment transactions. We originate, process, fund, and service all of our loans.
10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223
ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Bamboo Mortgage We believe in face-to-face communication because mortgage finance is complex We are embedded in Jade District in S.E. Portland and have a professional office near Hwy 205. We teach clients to manage their mortgage debt which is more important than simply getting a loan and also We utilize an educational style with our customers
Arete Mortgage NW, LLC is a mortgage brokerage providing residential purchase and refinance mortgages to borrowers in the Pacific Northwest. Our goal is simple: we want to work quickly and efficiently to get borrowers a great rate. We do so by operating with low overhead costs and utilizing technology to optimize efficiency
