USDA Loan Vs. FHA loan pro & con for Cameron-Park, El Dorado County, CA

In 2025, USDA loan limit in Cameron-Park, county of El Dorado, CA is $478,400 while FHA limit is $598,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cameron-Park, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(951) 742-7490 384 miles Lender's profile and map Reviews Broker Brothers Real Estate 3393 14th Street, Suite C, Riverside, CA, 92501 Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(951) 662-2649 384 miles Lender's profile and map Reviews Mutual Realty Solutions Inc 4605 Circle Lazy J Road, Riverside, CA, 92501 We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
(714) 612-3957 384 miles Lender's profile and map Reviews Gemini Financial 426 East Washington Avenue, Orange, CA, 92866 Rebecca Valderrama established Gemini Financial in 1997. As an expert in the Mortgage Industry, Rebecca has over 35 years of experience, a strong Underwriting background, and an FHA Underwriting designation. This allows Gemini Financial, as a Company, to provide homeowners one of the best opportunities for homeownership
(714) 752-5700 384 miles Lender's profile and map Reviews Mark 1 Mortgage of Orange County 1342 E Chapman Ave, Orange, CA, 92866 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(714) 543-7800 384 miles Lender's profile and map Reviews Nakoma Mortgage Company 165 B Glassell Street, Orange, CA, 92866 Nakoma Mortgage Company was founded on one principle. “Say what you mean then do what you say.” In the Chippewa language, Nakoma means “I do as I promise.” Company We have spent almost two decades giving our customers usable knowledge of the mortgage loan process. Providing expert advice based on the goals of our clients
(949) 683-3242 384 miles Lender's profile and map Reviews Stearns Home Loans - Fremont, CA 1110 E. Chapman Ave, Suite 101, Orange, CA, 92866 Headquartered in Lewisville, TX, Stearns Lending, LLC and its affiliated entities have provided 30 years of mortgage lending services throughout the United States where licenses are held. Stearns’ business channels include wholesale, retail, joint venture, and financial institution groups.
(714) 406-2310 384 miles Lender's profile and map Reviews Golden Waters Funding, Inc 1600 North Broadway, Suite 120, Santa Ana, CA, 92706 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(866) 315-4700 384 miles Lender's profile and map Reviews MGM Lenders Inc. 1912 North Broadway, Suite 102, Santa Ana, CA, 92706 MGM Lenders provides quality mortgage lending services with the mission of offering competitive real estate financing with unmatched services.Our overqualified team, with a backbone of great teamwork, is ready to serve our customers in multiple languages - including English, Spanish and Farsi. We highly respect different cultures and languages.
(833) 562-6539 384 miles Lender's profile and map Reviews Loankey.io 2702 North Flower Street, Santa Ana, CA, 92706 Loankey.io founder of the Eric Antonio Figueroa is a full service Mortgage Brokerage offering Home and Commercial loans from over 20 lenders and also our team is ready to help. We can assist with all types of financing needs. Stated Income Programs, No Income Documentation, New Employment and Many More.
(951) 858-2542 384 miles Lender's profile and map Reviews The Mortgage Pros Funding, Inc 4199 Flat Rock Road, Suite 116, Riverside, CA, 92505 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 576-0597 384 miles Lender's profile and map Reviews Certys Financial Inc. 10705 Magnolia Ave, Riverside, CA, 92505 Certys Financial Inc (NMLS #1096493) is a mortgage company serving the states of California, Texas, and Pennsylvania. We use the latest technology such as electronic signing (E-Sign) and paperless processing to ensure minimum effort on your part and speedy processing on ours. Our regard for your financial well being won't allow us