USDA and FHA Pro and Con in Walnut-Park, Los Angeles County, CA

In 2026, the USDA loan limit in Walnut-Park, within Los Angeles, CA, is $657,900, whereas the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Discover the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, effectively guiding you to choose the best option for your financial situation in .

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Walnut-Park, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Walnut-Park, CA

The objective of Lendersa® is to swiftly help you secure the best possible USDA or FHA loan without any hassle. Opt for one of three starting approaches that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Walnut-Park Lenders

  • Success Financial Group
  • 2168 East Florence Avenue, Suite 2168, Walnut Park, CA, 90255
  • Lends in California
  • Success Financial Group Serving our community for over 30 years and making the dream of homeownership a reality using but not limited to First Time Homebuyer Loan Programs, Down-Payment Assistance for that part of our community which is Self-employed. Our company name is Success because that is what we have with every one of our clients.

  • Rene Luna Realtor
  • 6730 E. Florence Ave, Bell Gardens, CA, 90201
  • Lends in California
  • In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.

  • Colonial Services Group Inc
  • 3939 Tweedy Boulevard, South Gate, CA, 90280
  • Lends in California
  • Amalia Rosenblum and Gary A Baker have over 50years combined experience assisting clients with their most important financial needs.

    Together they have formed and continue to manage Colonial Services Group, Inc. This company has the resources to assist you with all of your Real Estate, Insurance, and Financial needs at a very affordable cost.

  • Gilbert Realty and Investments
  • 13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
  • Lends in California
  • Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.

  • Roxford Holdings Inc
  • 6400 E Washington Blvd, Suite 105, Commerce, CA, 90040
  • Lends in California
  • We pride our self in making every transaction simple for you. We will take care of everything in the transaction from beginning to end so you can focus on what matters most to you. Roxford Holdings is here to offer guidance and support when navigating the ups and downs of home ownership.

  • LendFi Mortgage
  • 555 W 5th St 35th Fl, Los Angeles, CA, 90013
  • Lends in California
  • LendFi Mortgage is making homeownership simpler, faster, and most importantly, more accessible for all Americans. We believe homeownership should be fast, transparent, and low-cost for everyone. We offer unbeatable service; mind-blowing rates and we strive to close our loans within 3 weeks.

  • California Bear Credit Union
  • 300 S. Spring Street, Suite 1215, Los Angeles, CA, 90013
  • Lends in California
  • Our Mission is to Provide the best quality of financial and credit products and services to meet the needs of our members. Provide products and services at fair, competitive prices, and to invest excess funds in such a manner that the return on those investments will contribute to capital growth and financial stability of the credit union.

  • Camino Financial
  • 309 E 8th Street, Suite 601, Los Angeles, CA, 90014
  • Lends in California
  • "Camino Financial is an online finance company offering business loans and solutions to help small businesses grow.

    Camino Financial advises small businesses on getting access to capital and building their business credit. The Company provides up to $500, 000 in business funding and assists its clients in applying for financing."

  • Unify Home Loans
  • 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
  • Lends in California
  • At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.

  • Smart Money Broker, Inc.
  • 530 W 7th St, Suite PH2, Los Angeles, CA, 90014
  • Lends in California
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.