USDA Vs. FHA your options comparison in Maywood, Los Angeles County, CA

In 2025, the USDA loan limit for Maywood in Los Angeles, CA is $776,600, whereas the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to directly contrast today's USDA and FHA top rates. This analysis will help you determine the required income, credit, reserves, and documents for qualification. By employing our advanced mortgage calculator, you can seamlessly compare USDA, FHA, Conforming, and VA options side by side to choose which program best fits your financial situation, especially in Alabama.

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2025 Loan Limits and Down Payment Requirements in Maywood, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Maywood, CA

Lendersa® is committed to facilitating you in finding the most advantageous USDA or FHA loan quickly and without frustration. Begin with one of three strategies to match lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available exclusively in rural areas. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Las Colinas Federal Credit Union
  • 555 Cimarron Trail, Irving, TX, 75063
  • The Credit Union was chartered in 1955 by a group of Zale employees and family members. The new credit union was known as Zale Employees Federal Credit Union (ZEFCU). During the ’80s, several smaller credit unions merged with ZEFCU (Optical FCU, Sherwin Williams FCU, Golden Acres FCU, Joske’s Employee’s FCU, and Mary Kay Cosmetics FCU)."
  • Mobility Credit Union
  • 8384 North Belt Line Road, Irving, TX, 75063
  • In 1965, in the lunchroom of the IBM facility located in Dallas at 2911 Cedar Springs, 14 employees met and collectively deposited $150 to start IBM Southwest Employees Federal Credit Union and serve the financial needs of its employees. Over time more locations were added and additional products
  • KBHS Home Loans LLC
  • 8650 Freeport Parkway South, Suite 250, Irving, TX, 75063
  • KBHS offers competitive rates and exceptional service on Conventional, Government (FHA, VA & USDA) and Jumbo Fixed & Adjustable Rate Mortgages with a variety of terms designed to meet the diverse needs of new construction homebuyers. Bond loans and other mortgage products suited for homebuyers are also availab
  • Mr. Cooper
  • 4000 Horizon Way, Irving, TX, 75063
  • We are Mr. Cooper, the nation’s largest non-bank mortgage servicer and a leading mortgage lender. And we’re here to keep the dream of homeownership alive. Our HQ is located in Dallas, TX, with major outposts in Irvine, CA; Chandler, AZ; Longview, TX; Highlands Ranch, CO; and Chennai, India. We have a total of ninety offices all over the USA
  • Recovco Mortgage Management, LLC
  • 4600 Fuller Dr, Suite 300, Irving, TX, 75038
  • Founded in 2009, by mortgage banking professionals, Recovco is an industry leader in both quality and operational excellence and has proven results of serving clients with due diligence, valuations, quality control, underwriting, and auditing services for banks, mortgage companies, and other market participants.
  • BSI Financial Services
  • 1425 Greenway Drive, Suite 400, Irving, TX, 75038
  • We care with service that is informed and responsive. We care with programs that can help you in difficult times. We care using technology that provides around-the-clock access to loans to manage payments, view account history and order documents. We care for your loan. We take a big data approach to reduce compliance risk.
  • Homebound Loans Incorporated
  • 5027 Empire Way, Irving, TX, 75038
  • HBLending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Apply with Kenny LLC
  • 1431 Greenway Drive, Suite 807A, Irving, TX, 75038
  • Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
  • Purelend Mortgage, LLC
  • 1333 Corporate Drive, Suite 108, Irving, TX, 75038
  • Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner