USDA Vs. FHA your options comparison in Commerce, Los Angeles County, CA
In 2025, the USDA loan threshold in Commerce, within Los Angeles county, CA is set at $776,600, while the FHA threshold for a single-family property is $1,089,300.
With the Lendersa® USDA loan calculator, you can evaluate today's top USDA and FHA interest rates, identifying the income, credit, reserves, and documentation necessary for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options alongside one another, helping you decide the best program in according to your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Commerce, Los Angeles, CA
Type of Loan
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loan Options in Commerce, CA
The primary aim of Lendersa® is to facilitate quick and hassle-free access to the most favorable USDA or FHA loan. You can initiate the process by selecting one of three available paths, which connect you with compatible lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA Rural Development Loan or Mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require a down payment, making them a favorable option for qualified rural borrowers.
468 Investors Pl, Suite 102, Virginia Beach, VA, 23452
Consumer Mortgage & Investment Corp. We have been serving the needs of homeowners for mortgages in Virginia since 1982. Buying a home is an exciting time and, once you have found your perfect home, you'll need to look for mortgage companies. We can help you find the perfect mortgage for your new home from one of our loan programs.
580 Lynnhaven Parkway, Suite 103, Virginia Beach, VA, 23452
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
780 Lynnhaven Parkway, Suite 400, Virginia Beach, VA, 23452
At Sun West Mortgage Company, Inc. (Sun West), we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry
780 Lynnhaven Parkway, Suite 160, Virginia Beach, VA, 23452
At Atlantic Mortgage and Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.
Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
Integrity first Mortgage Company, our goal is to make it easy and affordable for borrowers to find solutions to their financial challenges. As a result, we make the process easy for you to get the loan you need. Above all, Integrity First Mortgage provides lending on a large variety of residential properties throughout
Highlands Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984).
On October 27, 1987, upon approval at a special shareholder's meeting
Fidelity Bank has over 118 year history of exceeding its clients' expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients
My City Mortgage strives to provide applicants with a smooth, transparent loan process. Learn how we combine technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process possible. My City Mortgage strives to provide applicants with a smooth, transparent loan process.
