FHA Vs. USDA loan program for Commerce, Los Angeles County, California

In 2025, USDA loan limit in Commerce, county of Los Angeles, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Commerce, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(507) 373-7200 Lender's profile and map Reviews City & County Employees Federal Credit Union 1719 West Main Street, Albert Lea, MN, 56007 City & County Employees Federal Credit Union Our Mission is to provide our member/owners with financial solutions and outstanding personal service. By creating opportunities to grow and diversify our services, we will promote the economic strength of our present and future members.
(507) 377-1863 Lender's profile and map Reviews Trades & Labor Federal Credit Union 610 South Broadway Avenue, Albert Lea, MN, 56007 Our mission at Trades & Labor Federal Credit Union is to provide financial products, services, and education enabling members to achieve personal and financial goals to benefit their quality of life and Trades & Labor received its state charter on January 2, 1958 under the name of "Albert Lea-Blue Earth Building
(507) 377-1616 Lender's profile and map Reviews United Employees Credit Union 430 Bridge Avenue, Albert Lea, MN, 56007 UECU opened its doors for business as the Wilson & Company Albert Lea Employees Credit Union. They recognized the dire need for reasonable, well-priced financial services for a large number of employees and family members.In the early 1980's UECU began to expand the field of membership to include other employee groups
(870) 226-2601 Lender's profile and map Reviews First State Bank of Warren 104 S Main Street, Warren, AR, 71671 In 1890, a tradition of integrity, service and community involvement began. Merchants and Planters bank, later known as First State Bank, opened their doors to the Bradley County community. First National Bank of Warren continued to flourish with the development of a community development board in 1974.
(870) 226-3534 Lender's profile and map Reviews Arkansas Superior Federal Credit Union 313 South Martin St, Warren, AR, 71671 Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.
(870) 895-2591 Lender's profile and map Reviews Bank of Salem 207 West Church St, Salem, AR, 72576 Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson. Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)
(800) 320-7262 Lender's profile and map Reviews Stearns Bank Holdingford National Association 4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301 Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.
(320) 252-5393 Lender's profile and map Reviews Great River Federal Credit Union 1532 West St. Germain Street, Saint Cloud, MN, 56301 Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.
(320) 252-2841 Lender's profile and map Reviews Liberty Bank Minnesota 2842 2nd Street S, Saint Cloud, MN, 56301 Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.
(320) 260-7576 Lender's profile and map Reviews St. Cloud Mortgage 606 25th Ave South, Suite 101, Saint Cloud, MN, 56301 "St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process. Same-Day Pre-Approvals Refinance Options Credit Assistance Mortgage Brokerage Variety of Home Loan Programs. With all of our home loan programs at St. Cloud Mortgage, Inc."
(320) 252-0100 Lender's profile and map Reviews Granite City Mortgage of Saint Cloud Inc 600 25th Ave S, Suite 208, Saint Cloud, MN, 56301 Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.