USDA Vs. FHA Pro and Con comparison in Beverly-Hills, Los Angeles County, CA

In the year 2025, the USDA loan limit in Beverly-Hills, located within Los Angeles county of CA, is set at $657,900. Meanwhile, for a single-family home, the FHA limit is defined as $822,375.

To compare today’s best USDA and FHA rates, utilize the Lendersa® USDA loan calculator. Evaluate the income, credit score, reserves, along with the documentation needed to qualify. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the best program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Beverly-Hills, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Opportunities in Beverly-Hills, CA

The mission of Lendersa® is to swiftly offer you the most advantageous USDA or FHA loan without any unnecessary hassle. Choose from three initiation points that match you with lenders and their USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan is a government-backed loan by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available solely in rural areas. In contrast to FHA loans that demand at least a 3.5% down payment, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SUNRISE MORTGAGE
  • 3415 S. Sepulveda Blvd, Suite 420, Los Angeles, CA, 90034
  • At Sunrise Mortgage, relationships drive everything we do - from who we hire to the clients we represent and the vast network of lenders we've established. We are a full service mortgage banking firm, originating and servicing commercial real estate loans nationwide through our extensive institutional lender network.
  • RCN Capital
  • 3415 S. Sepulveda Blvd. Ste 580, Los Angeles, CA, 90034
  • RCN Capital®, LLC is a national, direct private lender. We provide short-term commercial loans ranging from $50k to $2.5M+ to fund the purchase and rehab of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.
  • Residential Mortgage Solution LLC
  • 11150 W. Olympic Blvd, Suite 600, Los Angeles, CA, 90064
  • Founded in 2003 as a specialty finance company, Residential Mortgage Solution (RMS) has participated on over 250 distinct buy and sell side transactions totaling over $10 billion in principal balance (UPB) as well as provided surveillance services on over $60 billion in UPB over a 18 year period.
  • Vault Mortgage Group
  • 11845 West Olympic Blvd, Suite 830, Los Angeles, CA, 90064
  • Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity & delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. We have grown to become one of the largest independent mortgage banking operations in the western United States.
  • Crescent Lenders
  • 2999 Overland Ave, Suite 116, Los Angeles, CA, 90064
  • Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.We have closed hundreds of deals with a transactional sum of over $120 million.We are committed to being the fastest, most flexible, and reliable company in our industry.
  • Clear Capital Lending
  • 11500 W Olympic Blvd, Suite 560, Los Angeles, CA, 90064
  • Clear Capital Lending are a full service Mortgage Banker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs.
  • Pac Shores Mortgage Inc
  • 11400 OLYMPIC BLVD STE 830, Los Angeles, CA, 90064
  • "Welcome to our one stop mortgage shop that specializes in helping you attain your Real Estate financing goals. We offer a range of mortgage options to suit your individual needs. Since 1986, we have helped thousands of satisfied Californian residents qualify for, purchase, refinance, and/or sell all types of Real property.
  • The Mortgage Guys
  • 8721 Sunset Blvd, Ph 10, Ontario, CA, 90069
  • Kendell is a Southern California Mortgage Loan Originator helping you fund your future. Kendell and his team specialize in providing quality service by guiding their clients through a smooth mortgage process. With over 20 years in the mortgage business, this team is equipped to serve all your lending needs.