USDA VS FHA in Beverly-Hills, Los Angeles County, CA

In the year 2026, the USDA loan limit in Beverly-Hills, located within Los Angeles county of CA, is set at $657,900. Meanwhile, for a single-family home, the FHA limit is defined as $822,375.

To compare today’s best USDA and FHA rates, utilize the Lendersa® USDA loan calculator. Evaluate the income, credit score, reserves, along with the documentation needed to qualify. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the best program for your financial situation in Alabama.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Beverly-Hills, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Opportunities in Beverly-Hills, CA

The mission of Lendersa® is to swiftly offer you the most advantageous USDA or FHA loan without any unnecessary hassle. Choose from three initiation points that match you with lenders and their USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed loan by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available solely in rural areas. In contrast to FHA loans that demand at least a 3.5% down payment, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Beverly-Hills Lenders

  • Yeg Realty Capital Solutions
  • 269 S Beverly Drive #1331, Beverly Hills, CA, 90212
  • Lends in California
  • Yeg Realty Capital Solutions is a hard money lending specialist fueled by 20+ years of experience.

    Fix & flips: rates from 8%, up to 95% LTC + 100% Rehab Money, 1-2 year terms. Buy & Hold: 30-yr fixed DSCR program starting at 5.25%, up to 80% LTV.

    No junk fees: zero underwriting, application, doc prep, and rehab holdback setup fees.

    Quick close, simple docs, no junk fees, personalized service. Lending done right.

    Contact Yegfunding@gmail.com or (631) 926-5322 today!

  • Pacific Western Bank
  • 9701 Wilshire Boulevard, Suite 700, Beverly Hills, CA, 90212
  • Lends in California
  • Pacific Western Bank is a commercial bank with over $40 billion in assets headquartered in Los Angeles, California, with executive offices in Denver, Colorado. The Bank has 69 full-service branches located in California, with one branch located in Durham, North Carolina, and one branch located in Denver, Colorado.

  • Luther Burbank Savings
  • 175 South Beverly Dr, Beverly Hills, CA, 90212
  • Lends in California
  • Luther Burbank Savings offers a comprehensive suite of lending and savings products designed to protect and expand your enduring worth. We opened our doors in 1983 and recorded a profit in our second quarter of operations and in every quarter since. This is a true testament to our team's efforts to maintain fiscally sound banking practices

  • Cohen Financial Group
  • 9595 Wilshire Blvd, Suite 810, Beverly Hills, CA, 90212
  • Lends in California
  • Cohen Financial Group specializes in mortgage lending in Los Angeles and surrounding areas. Our firm, founded in 1999, is led by the number one mortgage broker in the US*, Mark Cohen. During his career, Mark has originated over 20, 000 loans totaling more than 13 billion dollars in volume.

  • Masihi Financial Group
  • 9465 Wilshire Boulevard, Suite 300, Beverly Hills, CA, 90212
  • Lends in California
  • At Masihi Financial Group we have only one goal in sight and that is to place our clients in a position of financial growth, security and confidence. The foundation of our business is built on honest and trustworthy practices. We aim to exceed your expectations at every turn, not just once but many times over.

  • California Capital Mortgage Bank
  • 9744 Wilshire Boulevard, Suite 203, Beverly Hills, CA, 90212
  • Lends in California
  • CALIFORNIA CAPITAL MORTGAGE BANK has built a reputation for mortgage solutions, competitive pricing and high level of personal service. As a lender, California capital mortgage bank funds many loans and closes even the most complex transactions. Working closely with support networks and real estate brokers.

  • Insignia Mortgage Inc.
  • 9665 Wilshire Blvd. M50, Beverly Hills, CA, 90212
  • Lends in California
  • Insignia Mortgage, we understand that what works for one client does not always work for everyone. Especially when your financial picture doesn’t adhere to the strict model that many conforming lenders demand.Even under the most complex circumstances, our team of loan experts can quickly navigate through the process.

  • Riviera Financial Partners, Inc
  • 315 South Beverly Drive, Suite 412, Beverly Hills, CA, 90212
  • Lends in California
  • At Riviera Financial Partners, Inc., the business of real estate finance is about much more than loans. It is about offering diverse and competitive products; advising borrowers to make informed choices to support and protect their security; and providing extraordinarily thorough customer care.

  • SKR Capital Group Inc
  • 9595 Wilshire Blvd, Suite 408, Beverly Hills, CA, 90212
  • Lends in California
  • Beverly Hills based SKR Capital Group is a boutique residential and commercial real estate financing firm. After a position at Security Pacific Bank as a loan officer, Shant Khatchadourian founded SKR Capital Group in 2007. For residential loans SKR Capital brokers loans through its wholesale channels for purchases or refinances in CA

  • Building Capital, Inc.
  • 9595 Wilshire Boulevard, Suite 900, Beverly Hills, CA, 90212
  • Lends in California
  • Building Capital, Inc. specializes in arranging construction loans for all property types but also brokers loans for commercial, multifamily & residential properties.Building Capital, Inc. has arranged over $1.5 billion dollars in mortgage loans.Building Capital, Inc. is a California "S" corporation, founded on 2000. It is owned by David Parry