USDA and FHA Pro and Con in Beverly-Hills, Los Angeles County, CA

In the year 2026, the USDA loan limit in Beverly-Hills, located within Los Angeles county of CA, is set at $657,900. Meanwhile, for a single-family home, the FHA limit is defined as $822,375.

To compare today’s best USDA and FHA rates, utilize the Lendersa® USDA loan calculator. Evaluate the income, credit score, reserves, along with the documentation needed to qualify. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the best program for your financial situation in Alabama.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Beverly-Hills, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Opportunities in Beverly-Hills, CA

The mission of Lendersa® is to swiftly offer you the most advantageous USDA or FHA loan without any unnecessary hassle. Choose from three initiation points that match you with lenders and their USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed loan by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available solely in rural areas. In contrast to FHA loans that demand at least a 3.5% down payment, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vision Mortgage Group
  • 4901 McLeod Rd NE, Suite C, Albuquerque, NM, 87109
  • Vision Mortgage Group is a full-service mortgage lender in Albuquerque, New Mexico offering a variety of loan programs to fit your needs and requirements. Allow us to guide you through the entire process with honesty and integrity. With over 20 years of financial services experience Mo Marwan will make your home buying

  • Infiniti Mortgage, LLC
  • 4801 Lang Ave NE, Suite 110, Albuquerque, NM, 87109
  • Infiniti Mortgage, LLC has been offering professional mortgage brokering services to homebuyers in Albuquerque and all of New Mexico since 2000. Since then we have earned a reputation as the most trusted mortgage brokers in Albuquerque. We are always striving to attain the highest level of customer service satisfaction and trust

  • Ideal Lending LLC
  • 4213 W Chinden Blvd., Garden City, ID, 83714
  • Ideal Lending aka Half-Price Title Loans was founded by the Martineau Family in 2012. Our goal is to make access to short-term financing more affordable for Idahoans. We aim to lend the most with the lowest payments, all while providing the best service! We also have some of the lowest rates of anyone in town.

  • Diversified Mortgage Group
  • 7977 W Marigold St, Garden City, ID, 83714
  • In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.

  • FirstLight Federal Credit Union
  • 3105 Del Rey Blvd, Las Cruces, NM, 88012
  • FirstLight Federal Credit Union is a community financial cooperative dedicated to helping you and your families achieve financial security by providing accessible products, services, tools and education.

    In 1955, nine pioneers developed a plan to help military and civilian personnel on Biggs Air Force Base have more access to credit

  • Source Mortgage Inc
  • 531 South Fitness Plaza, Eagle, ID, 83616
  • We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.

  • Hunter Creek Mortgage, Inc
  • 1243 E Iron Eagle Dr, Suite 130, Eagle, ID, 83616
  • "Hunter Creek Mortgage, Inc. was established with a simple vision: to create extraordinary mortgage solutions for Idaho homeowners.

    That vision continues to be a driving force for us today. We believe that every client is an individual and that there is no “one size fits all” solution.

  • Fulcrum Home Loans
  • 971 E Winding Creek Drive, Eagle, ID, 83616
  • At Fulcrum Home Loans, our passion is clear: We are here to help our clients fulfill their dream of homeownership and provide the best possible mortgage experience! We do this by providing no non-sense financial advice, top notch customer service, speedy pre-approvals and rate quotes, as well as competitive rates and terms.