For 2025, the USDA loan limit in Los-Angeles, county of Los Angeles, CA, is $657,900. In contrast, the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to analyze and compare today's top USDA and FHA rates. This tool assists in determining the necessary income, credit profile, reserves, and documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to determine the most suitable option for your financial needs in Alabama.
Explore diverse loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and without hassle. Choose one of three initial pathways that link you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment, providing a key advantage for qualified borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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