USDA VS FHA in Los-Angeles, Los Angeles County, CA

For 2025, the USDA loan limit in Los-Angeles, county of Los Angeles, CA, is $657,900. In contrast, the FHA cap for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to analyze and compare today's top USDA and FHA rates. This tool assists in determining the necessary income, credit profile, reserves, and documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to determine the most suitable option for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Los-Angeles, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Los-Angeles, CA

The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and without hassle. Choose one of three initial pathways that link you to matching lenders and USDA loan programs.

Lendersa USDA loan request and results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment, providing a key advantage for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Jackson Mortgage Company, Inc.
  • 1119 Leighton Ave., Anniston, AL, 36207
  • Jackson Mortgage Company is a full-service mortgage lender with more than 20 years of experience serving Anniston, Alabama and the surrounding community. Even if you don’t know us by name, you might recognize our “Call My Daddy!” catchphrase and watching Kelsey Jackson, daughter of owner Larry Jackson, grow up on our billboards through the years.
  • Union Bank & Trust Company
  • 201 East Main Street, Livingston, TN, 38570
  • Union Bank & Trust Company was chartered on October 25, 1932, formed by the uniting of Old Farmer’s Bank and Citizen’s Bank with capitol stock of $50, 000.00. The bank was moved to our present location at 201 East Main Street in November, 1965 with a grand opening on November 24, 1965.
  • Community West Credit Union
  • 5801 Broadmoor Avenue SE, Kentwood, MI, 49512
  • Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan. Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
  • Mortgage 1 Inc.
  • 3243 East Paris Ave SE, Kentwood, MI, 49512
  • At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance. At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
  • AIM Financial Inc
  • 3738 28th Street SE, Grand Rapids, MI, 49512
  • Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Member Advantage Mortgage
  • 3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512
  • Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
  • United Bank of Michigan
  • 900 East Paris Ave SE, Grand Rapids, MI, 49546
  • United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
  • Northwind Financial Corporation
  • 625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546
  • Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997
  • Team Mortgage Company
  • 5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546
  • We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.
  • Preferred Credit Union
  • 3767 Sparks Dr SE, Grand Rapids, MI, 49546
  • Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.