USDA Loan Vs. FHA loan pro & con Culver-City, Los Angeles County, CA

In 2025, USDA loan limit in Culver-City, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

USDA and FHA loan options in Culver-City, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

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(323) 602-2000 Lender's profile and map Reviews EH National Bank 8484 Wilshire Blvd, Suite 100, Beverly Hills, CA, 90211 With an in-depth understanding of the world and circles you move in, EH Private Bank provides modern banking strengthened by a renowned tradition of service. Offering you choice and flexibility in managing your finances, while preserving the personal touch and accessibility you expect from a Private Bank.
(310) 779-7818 Lender's profile and map Reviews American Mortgage Finance 8671 Wilshire Boulevard, Suite 714, Beverly Hills, CA, 90211 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our loan officers are the best in the business with many years of Mortgage experience and training.
(310) 734-4044 Lender's profile and map Reviews Magna Capital Group 8730 Wilshire Blvd, Suite 410, Beverly Hills, CA, 90211 Magna Capital Group, Inc is a full service real estate and financial services company. We provide specialized services to our clients in areas of financing, investments, acquisition, divestiture, foreclosures, and asset management. Through our global network of relationships, we identify and implement a wide range of financial transactions.
323.677.0550 Lender's profile and map Reviews Bolour Associates 8383 Wilshire Blvd Suite 920, Beverly Hills, CA, 90211 BOLOUR is a fully integrated real estate investment, development and finance firm that invests in value-add assets in emerging and transit-oriented neighborhoods. Property types include: urban infill land, retail, industrial, multi-family and mixed-use. The company currently lends in 17 states: CA, AZ, TX, OR, CO, ID, UT, WA, TN, NC, GA, PA, MA, DC
(310) 432-2344 Lender's profile and map Reviews FOX FEDERAL CREDIT UNION 1990 Westwood Blvd, Suite 270, Los Angeles, CA, 90025 Fox Federal Credit Union has safely and soundly served its membership for over 85 years and has grown to become a full-service financial institution whose mission is to assist members in managing their financial resources by providing competitive, affordable financial products and services.
(888) 532-0873 Lender's profile and map Reviews Montana Capital Bad Credit Loans 16001 Wilshire Blvd, Suite 500, Los Angeles, CA, 90025 Montana Capital Bad Credit Loans is proud to have assisted many other people just like you in different occupations and many income levels. Our loans have helped give them the boost they need to get ahead in life. This is our story: 2005. THE BEGINNING. Montana Capital was founded on September 2005
(800) 828-4510 Lender's profile and map Reviews University Credit Union 1500 S Sepulveda Blvd, Los Angeles, CA, 90025 University Credit Union (UCU) was founded by the University Community for the University community in 1951 on UCLA’s campus. As we’ve grown, we’ve expanded to serve other universities throughout California, the West Coast Conference, and the Big West Conference. We keep our members’ best interests at the forefront of everything we do.
(888) 891-1729 Lender's profile and map Reviews Ideal Financial, Inc. 12121 Wilshire Boulevard, Suite 101, Los Angeles, CA, 90025 Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty.
(310) 575-4835 Lender's profile and map Reviews Sunset Lending & Realty 11601 Wilshire Boulevard, Suite 500, Los Angeles, CA, 90025 The Sunset Lending & Realty team focuses on providing the service value of a boutique firm with the speed and efficiency of the biggest banks. Our value comes from masterclass experts in mortgage loans and residential real estate that work together to provide the greatest value to California homeowners.
(310) 571-3600 Lender's profile and map Reviews First Financial Bancorp 12424 Wilshire Boulevard, Suite 630, Los Angeles, CA, 90025 First Financial Bancorp (FFB) is a full-service mortgage company providing clients with services on residential, investment, commercial and construction. First Financial Bancorp is a California corporation formed to bring unlimited financing capabilities of the capital markets to the real estate community.
(323) 844-1143 Lender's profile and map Reviews Priority One Mortgage 12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025 Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.