USDA VS FHA in Culver-City, Los Angeles County, CA

During 2026, the USDA loan limit in Culver-City, which is part of Los Angeles, CA, is set at $657,900. However, for a single-family home, the FHA loan limit is $822,375.

Take advantage of the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA rates. This tool also helps establish what income, creditworthiness, savings, and documentation are necessary for a successful loan application. Using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA programs in a side-by-side format to choose the best option tailored to your financial scenario in .

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Overview of 2026 Loan Limits and Downpayment Requirements in Culver-City, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Discovering USDA and FHA Loan Options in Culver-City, CA

The primary goal of Lendersa® is to provide you with the best USDA or FHA loan possible, ensuring efficiency and simplicity. Choose one of three initial pathways to find compatible lenders and suitable USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, available exclusively in rural zones. This loan differs from FHA loans, which require at least a 3.5% down payment, as the USDA mortgage allows no down payment, providing crucial financial accessibility for qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Navient Corporation
  • PO Box 9000, Wilkes Barre, PA, 18773
  • Navient (Nasdaq: NAVI) is a leader in education loan management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. The company helps its clients and millions of Americans achieve financial success through services and support.
  • SNFCU
  • 254 South Washington Street, Wilkes Barre, PA, 18701
  • The Saint Nicholas Federal Credit Union is a member of the Northeast Pennsylvania Chapter of Credit Unions. Federal credit unions are regulated by the National Credit Union Administration. A federal examiner audits the operation of each credit union once a year. Saint Nicholas Federal Credit Union has been a Federal credit union since 1938.
  • Luzerne County Federal Credit Union
  • 20 N Pennsylvania Boulevard, Wilkes Barre, PA, 18701
  • Luzerne County Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Luzerne County Federal Credit Union will continue a sound yet progressive asset management strategy.
  • Corner Post Federal Credit Union
  • 566 South Main Street, Wilkes Barre, PA, 18701
  • The Credit Union was established as The Wilkes-Barre Federal Credit Union on March 7, 1936 for employees of the Wilkes-Barre Post Office and other Luzerne County Post Offices. It wasn’t until 1970 that Corner Post FCU opened its first office on a part-time basis. In 1971, we reached a major milestone of our first million dollars in assets.
  • UFCW Community Federal Credit Union
  • 377 Wyoming Avenue, Wyoming, PA, 18644
  • UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority. As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.
  • Choptank Oyster Mortgage, LLC
  • 213 Sunburst Hwy, Suite 1, Cambridge, MD, 21613
  • At Oyster Mortgage, we believe that customer service is a value worth its weight in gold. That's why we try and personalize every step of the loan process from application to settlement. In home appointments and settlements are the norms, not the exception with us. Our loan consultants take the time to sit down with our customers.
  • Reeds Real Estate
  • 111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
  • At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.
  • Summit Hampton Roads Federal Credit Union
  • 3636 High Street, Portsmouth, VA, 23707
  • Summit Hampton Roads Federal Credit Union has been open since 1970. The credit union has assets totaling $10.32 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves health care employees.
  • CityMark FCU
  • 225 S River Street, Plains, PA, 18705
  • CityMark FCU We were originally founded to serve the employees and family members of Wilkes-Barre City. Over the years, we have included Plains Township and Wilkes-Barre Township employees and their family members. In 2016, we were granted a community charter that allows us to serve anyone who lives, works, worships.
  • Robby Oakes Mortgage Team
  • 5039 Executive Drive, Suite 500B, Morehead City, NC, 28557
  • Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.
  • Northern Star Credit Union
  • 5100 George Washington Highway, Portsmouth, VA, 23702
  • We have been in business since before Tidewater was Hampton Roads and rebranded into #the757 of Coastal Virginia. We have survived recessions, depressions, and natural disasters and will continue to serve you in years to come. Northern Star CU is located in Portsmouth, Virginia. 5100 George Washington Highway, Portsmouth, VA 23702.