USDA and FHA Pro and Con in Culver-City, Los Angeles County, CA

During 2025, the USDA loan limit in Culver-City, which is part of Los Angeles, CA, is set at $657,900. However, for a single-family home, the FHA loan limit is $822,375.

Take advantage of the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA rates. This tool also helps establish what income, creditworthiness, savings, and documentation are necessary for a successful loan application. Using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA programs in a side-by-side format to choose the best option tailored to your financial scenario in .

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Overview of 2025 Loan Limits and Downpayment Requirements in Culver-City, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Discovering USDA and FHA Loan Options in Culver-City, CA

The primary goal of Lendersa® is to provide you with the best USDA or FHA loan possible, ensuring efficiency and simplicity. Choose one of three initial pathways to find compatible lenders and suitable USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, available exclusively in rural zones. This loan differs from FHA loans, which require at least a 3.5% down payment, as the USDA mortgage allows no down payment, providing crucial financial accessibility for qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 401 Main Street, Edgeley, ND, 58433
  • Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $250,000 by the FDIC. Whether you are saving for a rainy day or for a retirement, we have a savings product to help you achieve your goals. We want you to make your dreams a reality with help from Heartland State Bank.
  • CU Mortgage Direct, LLC
  • 5010 S Solberg Ave, Sioux Falls, SD, 57108
  • CU Mortgage Direct LLC is a South Dakota Limited Liability Company, NMLS# 198895. We are a mortgage banker/direct lender for all types of home loans. Since we are owned by credit unions, we have a strong financial backing and we can pass that savings on to you. With over 150 years of combined experience, we can help you obtain the right loan.
  • First Bank & Trust
  • 2300 W 57th St, Sioux Falls, SD, 57108
  • Fishback Financial Corporation (FFC) is the parent company of First Bank & Trust. One of South Dakota's largest privately held financial holding companies, FFC has 22 First Bank & Trust locations in 17 towns in South Dakota and Minnesota We are proud to be a family- and employee-owned community bank.
  • First Dakota National Bank
  • 6109 S. Old Village Pl, Sioux Falls, SD, 57108
  • First Dakota National Bank has eighteen locations throughout South Dakota and five Loan Production Offices in South Dakota and Nebraska, all designed to make banking easy for you. Our Mission: To anticipate, meet and exceed our customers' expectations. We will strengthen our communities by providing time, talent and resources.
  • FIRST INTERNATIONAL BANK & TRUST
  • 4930 S Western Ave, Suite, Suite 100, Sioux Falls, SD, 57108
  • "First International Bank & Trust started as a single branch in Arnegard, North Dakota, and over 109 years has evolved into a bank with 28 locations in North Dakota, Minnesota, and Arizona. We offer more than just banking. Our suite of expanded services is what makes us a full-service bank that our customers."
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  • We are a family-owned comprehensive financial institution serving Our competitive advantage centers around two principles: profitability in a competitive market and our community bank mantra of "making things better" for our customers. Our competitive advantage is that we offer "big bank products with hometown service
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  • Tailored Mortgage Group is one of only a few independent mortgage brokerages in all of South Dakota. Mortgage brokers differ from normal lenders in that we have the ability to work with dozens of lenders to shop for the best rates and fees for our customers. We do the shopping for you. Mortgage loans.
  • The Farmers State Bank Of Blue Mound
  • 205 South Fifth Street, Blue Mound, KS, 66010
  • The Farmers State Bank of Blue Mound was chartered in August of 1913 by 26 area men, with capital stock of $10,000.00. The men were mainly farmers, from the surrounding Kansas communities; Centerville to Bronson and Selma/Kincaid to Mound City. The initial board of directors included J. L Pettyjohn, President; Fred Bronson,
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  • 1401 North Virginia, Port Lavaca, TX, 77979
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  • 1101 South Hwy 35 By-Pass, Port Lavaca, TX, 77979
  • First National Bank In Port Lavaca is "The Bank that's Good as Gold". With multiple locations, our bank sees that it is very important to remain convenient and accessible when you need it most. We provide services for Personal needs, Business needs and Loans to support your needs and wants.