USDA Vs. FHA your options comparison in West-Hollywood, Los Angeles County, CA

In the year 2026, the USDA loan limit in West-Hollywood, county of Los Angeles, within CA, is set at $657,900, while the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to assess the best rates between today's USDA and FHA offerings, identifying the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you get a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you to make an informed decision on the ideal program in that suits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in West-Hollywood, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in West-Hollywood, CA

Lendersa® aims to offer you the best USDA or FHA loans efficiently and without the hassle. Choose from three pathways that guide you to lenders matching with USDA loan programs.

Results of Lendersa USDA loan requests

Understanding USDA Loans in CA

The USDA home loan is backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage. Exclusively available for rural areas, unlike FHA loans that require a minimum of 3.5% down payment, the USDA loan necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Hawaiian Bank
  • 999 Bishop St, Honolulu, HI, 96813
  • First Hawaiian, Inc. (NASDAQ: FHB) is a bank holding company headquartered in Honolulu, Hawai’i. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaii’s oldest and largest financial institution. The bank has 49 branches throughout Hawaii, three in Guam and two in Saipan. It offers a diversified range of banking services to consu
  • Bank of Hawaii
  • 130 Merchant St, Suite 130, Honolulu, HI, 96813
  • Since 1897, Bank of Hawaii has helped the communities we serve weather many storms. Today, as we face the COVID-19 crisis together, Bank of Hawaii stands strong and ready as ever and also Bank of Hawaii is a bank with operations in one state. Bank of Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA
  • First Hawaiian Mortgage Association
  • 1188 Bishop Street, Honolulu, HI, 96813
  • First Hawaiian Mortgage Association, a Division of Summit Funding, Inc. Purchasing a home should be exciting and joyful, not scary and confusing. That's where the team comes in. Call us dream makers, call us loan officers, call us when you're in a panic, we're here to help fulfill your dream of homeownership and keep you smiling the whole way.
  • Finance Factors
  • 1164 Bishop St, Suite 300, Honolulu, HI, 96813
  • Finance Factors has been providing financial services in Hawaii for more than 68 years. Established in 1952 by several island families, the company has grown from a small local enterprise that pioneered personal loans for Hawaii’s working class, into Hawaii’s largest locally-owned depository financial services loan company.
  • Aloha Pacific Federal Credit Union
  • 832 South Hotel Street, Honolulu, HI, 96813
  • "It was back in 1936 that a group of Honolulu City & County employees gathered to charter its own credit union in order to help fellow workers who were not being served by the financial institutions of the day. How different the world was then! Commercial trans-Pacific air travel had just begun"
  • Integrity Mortgage Inc
  • 1200 Queen Emma Street, Suite 1711, Honolulu, HI, 96813
  • Integrity Mortgage, Inc. was established to assist clients in financing the home of their dreams. Whether buying a home or refinancing, let us be your guide throughout the mortgage process. We value providing you with excellent rates, great communication, and an efficient closing process. Call us today if you have questions on a mortgage!
  • Pacific Horizon Lending
  • 145 Polulani Place, Honolulu, HI, 96813
  • We are a full service mortgage broker, bringing you years of experience doing business in Hawaii. Some of our specialties include refinance, real estate purchase, VA loans, investment loans, and the multitude of specialty and government programs available to the public. We work with many different financial institutions.
  • Gentry HomeLoans LLC
  • 225 Queen Street, 6th Floor, Honolulu, HI, 96813
  • Gentry HomeLoans, LLC is a full-service mortgage broker for properties in the State of Hawaii. We have broker relationships with various lenders that allow us a diverse source of channels to find the best loan program to fit your needs. and also Our loan products include Conventional, Portfolio FHA, VA, and USDA loans. We also offer the MCC.
  • Hawaiian Isle Mortgage Inc
  • 1188 Bishop St, Suite 2804, Honolulu, HI, 96813
  • Hawaiian Isle Mortgage Inc buying your home, there are many lenders to choose from. We believe we are uniquely able to compete against all lenders and brokers. Our success is based on our commitment to serve you throughout the entire home buying process and to provide the most competitive rates for your home loan
  • Hawaii State Federal Credit Union
  • 560 Halekauwila St, Honolulu, HI, 96813
  • Hawaii State Federal Credit Union is more than a bank, and not just another credit union. “Always right by you” isn't just another slogan. This phrase exemplifies the personal, heartfelt and sincere manner in which we interact with our members and fellow employees. It's our strength, and what makes this such a unique place to work.
  • American Mortgage And Insurance Inc.
  • 1188 Bishop St, Suite 2306, Honolulu, HI, 96813
  • “Best Mortgage Rate.com” is a mortgage banking firm providing mortgage financing as both broker & direct lender.Our objective is to provide the local market with a one-stop solution for all mortgage needs.With an emphasis on residential mortgages,we’ve been able to position ourselves not only as a market leader but as a fan favorite among consumers
  • C2 Hawaii
  • 1003 Bishop St, Suite 2700, Honolulu, HI, 96813
  • C2 Financial Corp is one of the nation’s largest mortgage brokers,home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide & employ several of Scotsman’s Top 500 loan originators in the country.In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.