USDA Vs. FHA your options comparison in Big-Bear-City, San Bernardino County, CA
For the year 2026, the USDA loan limit in Big-Bear-City, found in the county of San Bernardino, CA, is set at $381,800, whereas the FHA limit for a single-family home stands at $477,250.
Utilize the Lendersa® USDA loan calculator to pit today's USDA and FHA rates against one another, and assess the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, facilitating the decision about which program in best fits your financial situation.
Loan limits and downpayment details for 2026 in Big-Bear-City, county of San Bernardino, CA
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan alternatives in Big-Bear-City, CA
Lendersa® aims to swiftly pair you with the finest USDA or FHA loan options without any hassle. Choose one of the three starting paths to find suitable lenders and USDA loan programs.
Known as a USDA rural development loan or USDA mortgage, this government-backed loan by the Department of Agriculture is provided exclusively for rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, the USDA mortgage loan comes with no down payment obligation.
At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs.
Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.
34664 County Line Road, Suite 18, Yucaipa, CA, 92399
Lends in California
We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .
"Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855 We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."
"Valley View Mortgage, Inc. can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are.
Obtaining a mortgage loan is one of the most significant decisions you will ever make,"
Karyn Weger is the Branch Manager and Senior Loan Officer at Home Loans by Karyn in Lake Arrowhead, California.
She first entered the mortgage industry after a bad experience as a customer while obtaining a mortgage for herself. An unscrupulous loan officer left her with a bad taste for the business.
At CTC Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
At Alta Vista Credit Union you’re not a customer; you’re a member of a not-for-profit cooperative. Instead of making a profit for our shareholders, we’re making finances more profitable for you through better loan rates, lower service charges, and better dividends on savings. A community credit union for residents of San Bernardino and Riverside Co
Ida’s Direct Mortgage is a local company committed to serving Tulare, Visalia and the Central Valley with personalized home loan services. With over 30 years of experience in the industry and outstanding customer service, you'll appreciate the difference.
At Ida’s Direct Mortgage, a Tulare Mortgage Company,
1209 Nevada Street, Suite 200, Redlands, CA, 92374
Lends in California
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957.
We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
