FHA Vs. USDA loan program for Big-Bear-City, San Bernardino County, California

In 2024, USDA loan limit in Big-Bear-City, county of San Bernardino, CA is $381,800 while FHA limit is $477,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Big-Bear-City, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 258-3115 https://www.twinstarcu.com/ 936 miles Lender's profile and map Reviews TwinStar Credit Union Lakewood PO Box 718, Olympia, WA, 98507 TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
(206) 866-5079 https://dormanteam.com/ 937 miles Lender's profile and map Reviews The Dorman Team 310 29th St NE, Suite 200, Puyallup, WA, 98372 After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan
2535334599 http://Sampson.capital 937 miles Lender's profile and map Reviews Sampson Capital 10303 20th Street E, Puyallup, WA, 98372 We serve commercial loans ranging from fix and flip, bridge loans, mixed-Use, long term hold and multi family. We are expedient and dependable. We look forward to helping you with all your loan needs. We can be reached anytime via email js@sampson.capital or visit us at our website Sampson.Capital
(253) 841-2668 http://www.mtrainierfcu.com/ 938 miles Lender's profile and map Reviews Mt. Rainier Federal Credit Union 303 West Meeker Avenue, Puyallup, WA, 98371 The Mt. Rainier Federal Credit Union, chartered in 1967, is a non-profit financial cooperative owned by the members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care and concern for members and their families Our whole philosophy of business is based on member service.
(253) 539-1700 http://www.wavelending.com 938 miles Lender's profile and map Reviews Wave Lending Group 8602 Canyon Rd East, Puyallup, WA, 98371 wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms
(253) 584-0079 https://www.americanlake.org/ 938 miles Lender's profile and map Reviews American Lake Credit Union 9802 Gravelly Lake Drive SW, Lakewood, WA, 98499 American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.
2533366764 https://pacificequityloan.com/ 938 miles Lender's profile and map Reviews Pacific Equity & Loan 3620 100th St SW Ste. B, Lakewood, WA, 98499 Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.
(253) 472-1500 https://www.alltechmortgage.com/ 938 miles Lender's profile and map Reviews All Tech Mortgage Inc. 7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499 All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.
(253) 223-5991 http://pacificequityloan.com/ 938 miles Lender's profile and map Reviews Pacific Equity and Loan 3620 100th St SW, Suite B, Lakewood, WA, 98499 Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.
(360) 870-0702 https://www.mlsfunding.com/ 939 miles Lender's profile and map Reviews MLS FUNDING 8640 Martin Way E Suite D, Lacey, WA, 98516 MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.
(253) 272-2161 https://www.tlcu23.com/ 940 miles Lender's profile and map Reviews Tacoma Longshoremen Credit Union 3602 Alexander Avenue, Tacoma, WA, 98424 The Tacoma Longshoremen Credit Union is a member-owned financial institution whose purpose is to meet its member's financial needs and promote the financial well-being of its members by providing them with financial services in a friendly and considerate manner. and The Tacoma Longshoremen Credit Union is a not for profit.
(308) 772-3234 https://www.fsa-loans.com/ 941 miles Lender's profile and map Reviews Nebraska State Bank 218 Main Street, Oshkosh, NE, 69154 In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide. And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.