USDA Vs. FHA your options comparison in Big-Bear-Lake, San Bernardino County, CA
In 2026, the USDA loan limit in Big-Bear-Lake, located in San Bernardino county, CA is $381,800, while the FHA limit for a single-family home is $477,250.
Utilize the Lendersa® USDA loan calculator to compare today's competing USDA vs. FHA rates. Assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, aiding in your decision of which program best suits your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Big-Bear-Lake, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Big-Bear-Lake, CA
The aim of Lendersa® is to quickly connect you with the most favorable USDA or FHA loan options without hassle. Choose one of the three initial approaches to find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is a government-guaranteed loan provided by the Department of Agriculture, available only in rural neighborhoods. Contrary to FHA loans demanding a 3.5% down payment, USDA loans require no down payment.
Montana Credit Union is a full-service financial institution. We offer convenient savings & checking accounts, competitive loans and many other financial services. Membership is open to anyone living in Cascade, Chouteau or Teton counties. Credit Union is a full-service financial institution.
Russell Country, our Home Loan Team is here to help calm the voices in your head and make your home buying process a sweet success! And, in addition to their expertise, our Home Loan Team has a wide array of options for you to consider.
Russell Country Federal Credit Union is a banking company based out of 810 1St Ave S, Great Falls, MT, US
1930 6th Avenue South, Suite 104, Seattle, WA, 98134
Express Credit Union is a community based and member-owned nonprofit financial institution serving the Puget Sound community since 1934. We offer checking and savings accounts, loans and other products that deliver great value and exceptional service to our members Our new focus is on providing low and moderate income.
We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger.
Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
15015 Main Street, Suite 205A, Bellevue, WA, 98007
We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team. Evergreen Northwest Lending Co is passionate about solutions before the need arises! Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK
2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
14508 NE 20th Street, Suite #200, Bellevue, WA, 98007
Intrust Funding provides short-term financial solutions for novice and veteran real estate investors and non-conventional borrowers in Western Washington. Through our simple, efficient and transparent loan process, we help our clients present all-cash offers in as little as 48 hours to secure the best property deals within 72 hours.
