USDA Vs. FHA your options comparison in Mentone, San Bernardino County, CA
In 2026, the USDA loan cap in Mentone, within the bounds of San Bernardino county, CA, is set at $776,600. Conversely, the FHA limit is $1,089,300 for a single-family home.
Utilize the Lendersa® USDA loan calculator to evaluate and determine today's best USDA versus FHA rates. It helps identify the income, credit score, reserves, and documents necessary to qualify. With our enhanced mortgage calculator, USDA, FHA, Conforming, and VA loans are displayed side-by-side, assisting in choosing the ideal program for your specific financial situation in .
2026 Loan Limits and Downpayment Requirements in Mentone, San Bernardino County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Mentone, CA
Lendersa® is committed to securing for you the optimal USDA or FHA loan swiftly and without complication. Choose from three starting methods that will result in matched lenders and suitable USDA loan programs.
The USDA home loan is insured by the government via the Department of Agriculture, also known as the USDA rural development loan or mortgage. It is exclusively available in rural areas. Distinct from FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands none.
12935 Alcosta Boulevard, Suite 3681, San Ramon, CA, 94583
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3160 CROW CANYON ROAD SUITE 400, San Ramon, CA, 94583
The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.
The best way to find out what mortgage is best for your home purchase is to get preapproved with a CMG Financial loan officer. Mortgage pre appro
Since 1887, Mason-McDuffie Mortgage has operated under one idea: Your Financial Security Begins at Home. An employee owned company, Mason Mac works with one mission – to make the dream of home ownership a reality for our clients. We help to fulfill that dream every day from coast to coast.
3160 Crow Canyon Road Suite 400, San Ramon, CA, 94583
CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993.The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending,Wholesale Lending and Retail Lending.CMG Financial currently operates in most states,including District of Columbia.
Iron Oak Home Loans, Inc. is a full-service portfolio, private money lender, and servicing company. We originate and fund first mortgages on owner occupied and income producing non-owner occupied single family and multi-residential properties. We specialize in purchase money residential fix and flip properties.
4000 Executive Pkwy, Suite 160, San Ramon, CA, 94583
"Jigsaw Investment Partners was created to provide first in class Real Estate solutions for investors looking to invest in California Real Estate and Borrowers looking to fund their projects.
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Provident Credit Union is and has been a local financial Institution serving the Bay Area and beyond for over 65 years. We offer our members a wide array of financial products and services with an unmatched level of customer service and convenience. Our members enjoy 21 branches located throughout the Bay Area.
DP Realty and Property Management Helping a family or individual form a Game-Plan for a home purchase is just one of the many services I provide. I feel good when I help my clients, I enjoy what I do. I was born and raised in the San Francisco Bay Area, and I love it here. I’ve sold homes and loans for almost 30 years in Contra Costa County.
