USDA Vs. FHA your options comparison in Mentone, San Bernardino County, CA

In 2025, the USDA loan cap in Mentone, within the bounds of San Bernardino county, CA, is set at $776,600. Conversely, the FHA limit is $1,089,300 for a single-family home.

Utilize the Lendersa® USDA loan calculator to evaluate and determine today's best USDA versus FHA rates. It helps identify the income, credit score, reserves, and documents necessary to qualify. With our enhanced mortgage calculator, USDA, FHA, Conforming, and VA loans are displayed side-by-side, assisting in choosing the ideal program for your specific financial situation in .

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2025 Loan Limits and Downpayment Requirements in Mentone, San Bernardino County, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Mentone, CA

Lendersa® is committed to securing for you the optimal USDA or FHA loan swiftly and without complication. Choose from three starting methods that will result in matched lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

The USDA home loan is insured by the government via the Department of Agriculture, also known as the USDA rural development loan or mortgage. It is exclusively available in rural areas. Distinct from FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lantzman Lending
  • 11696 Sorrento Valley Rd, Suite 201, San Diego, CA, 92121
  • We are a direct hard money lender providing same day loan commitments and fundings within your closing timelines (within a few days if necessary) We do not issue loan commitments only to have to raise money for the funding of a particular loan. We are a Direct Lender with the capital readily available.
  • Standard Mortgage, Inc.
  • 18757 Burbank Blvd, Suite 205, Tarzana, CA, 91356
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • United National Mortgage
  • 18321 Ventura Boulevard, Suite 300, Tarzana, CA, 91356
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CalSun Mortgage
  • 18580 Ventura Blvd, Suite B, Tarzana, CA, 91356
  • "CalSun Mortgage was founded by Mitchell Lubinsky, it’s CEO and President. Mitchell is a real estate broker and licensed by CA DRE License 015025140, NMLS 353072. He has been in real estate and lending industry for more than 30 years. He is real estate mortgage expert and practitioner. And acquired a great deal of experience"
  • Whittaker Gregory Burton
  • 18606 Collins Street, Tarzana, CA, 91356
  • Whittaker Gregory Burton is a sole proprietorship based in Los Angeles California and owned by Gregory Whittaker. Gregory Whittaker is a licensed Real Estate Broker with the State of California BRE #00849532 and licensed through the NMLS# 1583645, NMLS# 1450202. I have been a licensed real estate professional for over 45 years working in sales,
  • Pioneers Home Loans
  • 19327 Ventura Blvd, Suite B, Tarzana, CA, 91356
  • Pioneers Home Loans will get your Conventional Loan approved today. Conventional loans are great for any type of home buyers. Our team of experts can get you the best loan with the best rate possible. Whether you have good credit or bad credit, let us know we will listen. Pioneers Home Loans are able to get you an affordable mortgage payment plan.
  • Cliver R. Galvez
  • 19013 Ventura Boulevard, Suite I, Tarzana, CA, 91356
  • Cliver R. Galvez is a Real Estate & Mortgage Services Residential and Commercial Mortgage Broker in California provided Mortgage Services Convetional Loans FHA Loans, Purchase and Refinancing, Hard Money , Commercial Lending available and also mortgage services real estate services
  • Integrity Financing, Inc
  • 19302 Collier Street, Tarzana, CA, 91356
  • Integrity Financing, Inc offer you 25 years of Knowledge, Experience, Professionalism and Integrity. My clients know me as a go getter, the one that gets the job done!! Not only done, but well done, efficiently and painlessly. In my many years in this business I have affiliated and partnered with the best banks and lenders around.