USDA VS FHA in Mentone, San Bernardino County, CA

In 2024, USDA loan limit in Mentone, county of San Bernardino, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Mentone, county of San Bernardino, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Mentone, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 6629 S. 1300 E, Suite 4, Salt Lake City, UT, 84121
  • IntroLend .com is the nation’s most advanced consumer lending platform. Specializing in mortgages (both new purchase and refi), but also serving the needs of vehicle, credit card and personal loan shoppers, IntroLend fuses industry-leading technology to white-glove personal service.
  • Associated Mortgage
  • 7938 South 3500 East, Suite B600, Cottonwood Heights, UT, 84121
  • Associated Mortgage has been in the mortgage business since 1989 Associated Mortgage is a full service mortgage company servicing the Utah market. We work with first time home buyers all the way to seasoned real estate investors. We are committed to helping and educating our customers with their residential mortgage needs
  • United Security Financial Corp
  • 930 E. 6600 S, Salt Lake City, UT, 84121
  • United Security Financial Corp. has been a nation wide mortgage lender. Seving all but a few select states, we provide individuals with high quality home mortgages. We strive to provide the best products and services to borrowers to make their mortgage lending experience simple and care free on their part
  • Advanced Funding Home Mortgage Loans
  • 6589 South 1300 East, Suite 200, Salt Lake City, UT, 84121
  • Whether you're in need of a Utah refinance or need a mortgage loan to purchase a new home we can help.We combine the use of technology, impeccable service, a dynamic management team, along with a well-trained, and experienced staff to produce results.Great Utah mortgage rates, low fees, simplified loan process, & a pleasant Utah mortgage experience
  • Red Bridge Capital
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  • Red Bridge Capital is an Alternative Finance Fund that lends in several key business verticals to provide unique financing options for borrowers. Red Bridge Capital can provide you with the capital you need for acquisition and development and vertical construction. Red Bridge Capital LLC operates as an unclassified investor.
  • Varex Federal Credit Union
  • 1678 South Pioneer Road, Salt Lake City, UT, 84104
  • Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs. We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
  • American Title Loans
  • 3355 S State St, Salt Lake City, UT, 84115
  • At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
  • TransWest Credit Union
  • 37 West 1700 South, Salt Lake City, UT, 84115
  • TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County. TransWest Credit Union is a not-for-profit organization.