USDA Vs. FHA your options comparison in Mentone, San Bernardino County, CA
In 2026, the USDA loan cap in Mentone, within the bounds of San Bernardino county, CA, is set at $776,600. Conversely, the FHA limit is $1,089,300 for a single-family home.
Utilize the Lendersa® USDA loan calculator to evaluate and determine today's best USDA versus FHA rates. It helps identify the income, credit score, reserves, and documents necessary to qualify. With our enhanced mortgage calculator, USDA, FHA, Conforming, and VA loans are displayed side-by-side, assisting in choosing the ideal program for your specific financial situation in .
2026 Loan Limits and Downpayment Requirements in Mentone, San Bernardino County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Mentone, CA
Lendersa® is committed to securing for you the optimal USDA or FHA loan swiftly and without complication. Choose from three starting methods that will result in matched lenders and suitable USDA loan programs.
The USDA home loan is insured by the government via the Department of Agriculture, also known as the USDA rural development loan or mortgage. It is exclusively available in rural areas. Distinct from FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands none.
At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs.
Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.
34664 County Line Road, Suite 18, Yucaipa, CA, 92399
Lends in California
We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .
"Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855 We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."
"Valley View Mortgage, Inc. can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are.
Obtaining a mortgage loan is one of the most significant decisions you will ever make,"
At Alta Vista Credit Union you’re not a customer; you’re a member of a not-for-profit cooperative. Instead of making a profit for our shareholders, we’re making finances more profitable for you through better loan rates, lower service charges, and better dividends on savings. A community credit union for residents of San Bernardino and Riverside Co
Ida’s Direct Mortgage is a local company committed to serving Tulare, Visalia and the Central Valley with personalized home loan services. With over 30 years of experience in the industry and outstanding customer service, you'll appreciate the difference.
At Ida’s Direct Mortgage, a Tulare Mortgage Company,
1209 Nevada Street, Suite 200, Redlands, CA, 92374
Lends in California
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957.
We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
1255 West Colton Avenue, Office 17, Redlands, CA, 92374
Lends in California
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
