USDA Loan Vs. FHA loan pro & con Yucaipa, San Bernardino County, CA

For 2026, the USDA loan limit applicable in Yucaipa, located in the county of San Bernardino, CA, is set at $776,600. In contrast, the FHA limit for a single-family home is $1,089,300.

Harness the power of the Lendersa® USDA loan calculator to make comparisons between today’s best USDA and FHA rates. This will help you gather insights into the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you to select the best program for your financial situation in .

Exploring USDA and FHA lending options in Yucaipa, CA

The aim of Lendersa® is to help you secure the most efficient USDA or FHA loan with ease. Opt for one of the three pathways to link with lenders and access USDA loan programs.

Lendersa matching results for USDA loan requests

Understanding USDA Loans in CA

A USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage. It’s available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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Yucaipa Lenders
(909) 307-1225 Lender's profile and map The Mission Company, Inc. 36818 Oak View Road, Yucaipa, CA, 92399 Lends in California At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs. Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.
(951) 751-0069 Lender's profile and map Family Tree Lending 34664 County Line Road, Suite 18, Yucaipa, CA, 92399 Lends in California We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .
(909) 522-6322 Lender's profile and map Imagine Loan Funding 11963 Stovall Way, Yucaipa, CA, 92399 Lends in California "Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855 We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."
(909) 797-9181 Lender's profile and map Valley View Mortgage, Inc. 32829 Yucaipa Blvd, Suite C, Yucaipa, CA, 92399 Lends in California "Valley View Mortgage, Inc. can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make,"
(909) 557-6150 Lender's profile and map The Brooks Bailey Group 108 Orange St, Suite 5, Redlands, CA, 92373 Lends in California The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.
(714) 335-2734 Lender's profile and map Jayco Home Loans 490 Alabama Street, Suite 101, Redlands, CA, 92373 Lends in California The BEST at Hard Money. We are fast, efficient and no BS. Give us a call so we can get our heads wrapped around your scenario and your needs. We serve California, HOWEVER, will also speak to borrowers from other states, as we have various referral sources and will make the best recommendation for your needs.
(909) 800-5087 Lender's profile and map Sunnie Baltes, Mortgage Lender 300 E State Street, Suite 210, Redlands, CA, 92373 Lends in California My goal is to make homeownership not only a goal, but a reality! I offer many loan programs for purchases and refinances such as Conventional, FHA, VA, USDA, JUMBO, Down Payment Assistance and First Time Homebuyer products. I provide financing for residential homes with occupancies of primary residence
(760) 420-6670 Lender's profile and map Jennifer Lund Mortgage 184 S. Eureka Street, Redlands, CA, 92373 Lends in California "Jennifer Lund has established herself as a top producing and performing mortgage professional at Caliber Home Loans. Experience exceptional service at Jennifer Lund Mortgage. Equal Housing Lender. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act."
(909) 335-7100 Lender's profile and map Viewpoint Financial 127 East State Street, Redlands, CA, 92373 Lends in California "Viewpoint Financial is a boutique mortgage brokerage that includes a Real Estate Listing and Sales Division. We are located in the historic city of Redlands, California. With mortgage experience dating back to 1984, being an approved broker with many different lenders, and having business and social relationships all over the Inland Empire,"
(951) 538-7435 Lender's profile and map Citrus Heights Mortgage 300 East State Street, Suite 480, Redlands, CA, 92373 Lends in California Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.