USDA Vs. FHA Pro and Con comparison in Yucaipa, San Bernardino County, CA
For 2025, the USDA loan limit applicable in Yucaipa, located in the county of San Bernardino, CA, is set at $776,600. In contrast, the FHA limit for a single-family home is $1,089,300.
Harness the power of the Lendersa® USDA loan calculator to make comparisons between today’s best USDA and FHA rates. This will help you gather insights into the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you to select the best program for your financial situation in .
2025's loan limits and down payment requirements in Yucaipa, check San Bernardino, CA
Loan Type
Maximum Loan Amount
Required Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA lending options in Yucaipa, CA
The aim of Lendersa® is to help you secure the most efficient USDA or FHA loan with ease. Opt for one of the three pathways to link with lenders and access USDA loan programs.
A USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage. It’s available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Since 1955, WBH Employees Federal Credit Union has been serving members with first-class financial services and products. As a member-owned and not-for-profit financial cooperative, the Credit Union operates for just one purpose; to serve the needs of its members-owners. It is this common-bond,
Paducah Bank is the only locally-owned community bank in Paducah, Kentucky, and is the top small business lender and top mortgage lender in its market. Paducah Bank was named the Best Place to Work in Kentucky among medium-sized companies in 2006 by the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management.
1100 Poydras Street, Suite 100, New Orleans, LA, 70163
Crescent Bank was founded in 1991 when a small investor group led by Gary N. Solomon Sr. and Fred B. Morgan III purchased the assets of Columbia Homestead on Harrison Avenue in New Orleans. With only three employees, the bank opened as City Bank & Trust. The name was later changed to Crescent Bank & Trust and is now referred to simply as Crescent B
201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.
We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
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500 Poydras Street, Room 1226, New Orleans, LA, 70130
Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members.
Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
