USDA Vs. FHA Pro and Con comparison in Running-Springs, San Bernardino County, CA
As of 2025, the USDA loan ceiling in Running-Springs, which is part of San Bernardino county, CA, stands at $381,800. In comparison, the FHA limit for a single-family home is $477,250.
Take advantage of the Lendersa® USDA loan calculator to assess and contrast the top USDA and FHA rates available today. This tool is engineered to assess the income, credit scores, reserves, and necessary documentation required for qualification. Having our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, thus aiding in determining the best program tailored to your particular financial needs in .
Specifications of 2025 Loan Limits and Down Payment Requirements in Running-Springs, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Solutions in Running-Springs, CA
The mission of Lendersa® is to quickly and effortlessly get you the most favorable USDA or FHA loans. Choose one of three starting points, which ultimately lead to matching lenders and aligning with suitable USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only available for rural neighborhoods. Unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage does not require any down payment at all, making it an attractive option for many borrowers in these areas.
1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment
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Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.
Affordable Real Estate Loans has over 30 years mortgage loan experience serving all of California. Our team is committed to our clients and our financial partners. We believe that building a solid foundation and relationship with our lenders and bankers throughout California gives us the advantage.
Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan
We are a mortgage lender, mortgage banker, direct lender . We process, underwrite and fund loans. Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings
190 S. Orchard Ave, Suite B-115, Vacaville, CA, 95688
We were one of the first Mortgage Brokers in Vacaville. With over 30 years of experience, our specialty is offering products that others cannot and we have competitive rates to ensure satisfaction. Brokers in Vacaville. With over 30 years of experience, our specialty is offering products.
Mortgage Masters of California is a mortgage brokerage made up of experienced brokers hell-bent on delivering top notch customer service. We take pride in providing our clients with quick customized quotes, epic low rates curated with our client’s future goals in mind, then we seal the deal in lightning speed.
McGuire Capital Group has worked with borrowers and investors throughout Solano County and the surrounding area for over 30 years to offer fast private money financing to qualified clients. Our local and in-depth operations allow us to develop strong, lasting relationships built on trust and individual needs.
