USDA and FHA Pro and Con in Bishop, Inyo County, CA

In 2024, USDA loan limit in Bishop, county of Inyo, CA is $345,000 while FHA limit is $508,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Bishop, county of Inyo, CA

Loan Type Loan Limit Down payment
USDA $345,000 0%
FHA $508,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Bishop, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 8055 East Tufts Avenue, Suite 250, Denver, CO, 80237
  • Colorado Mortgage Holding We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs.
  • RE Capital
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  • RE Capital providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
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  • Paragon Mortgage Services, Inc. (NMLS ID#50139) is a Veteran-owned Mortgage Brokerage with Home Lending services, available in Arizona, California, Colorado, Florida and Utah. Paragon Mortgage Services, Inc. offers a wide variety of mortgage loan products from over 40 Top Banks and Lenders for Residential and Commercial properties.
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  • Equity Edge Realty
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