USDA Vs. FHA your options comparison in Bishop, Inyo County, CA
As of 2026, the USDA loan cap in Bishop, within Inyo county, CA, is set at $345,000, whereas the FHA limit for a single-family dwelling is $508,300.
With Lendersa® USDA loan calculator, you can compare today's USDA and FHA best rates. Assess requirements like income levels, credit history, reserves, and documentation needed for eligibility. The advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans, helping you decide the best fit for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Bishop, Inyo County, CA
Type of Loan
Limit
Down Payment
USDA
$345,000
0%
FHA
$508,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Bishop, CA
The aim of Lendersa® is to swiftly and seamlessly connect you with the most suitable USDA or FHA loan. Start with any of these three options to pair with lenders and uncover USDA loan programs.
The USDA home loan is backed by the Department of Agriculture and is known as the USDA rural development loan or USDA mortgage. It's designed for residents in rural communities. Unlike FHA loans, demanding a minimum 3.5% down payment, USDA loans have no down payment prerequisite.
In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
2440 Willamette Street, Suite 201, Eugene, OR, 97405
We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.
Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.
Our mission is To provide members with low rates on loans and a high return on their savings as well as other financial services based upon co-operative principles. To provide our members with a convenient, friendly atmosphere and offer them the opportunity to achieve a higher standard of living with a feeling of ownership of the credit union.
"FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.
Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing
AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.
Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
EWEB Employees Federal Credit Union was established in 1954 by a group of 12 EWEB employees to aid EWEB employees and their families with their financial needs. At startup, there was one Credit Union “employee” who worked two hours a week after his shift for EWEB; we now have six full-time employees and over 1, 500 members
