USDA and FHA Pro and Con in Oakhurst, Madera County, CA
In 2026, the USDA loan limit for Oakhurst, located in Madera county, CA, is $336,500. In comparison, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA vs. FHA rates and identify the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program best suits your financial situation in Alabama.
2026 loan limits and downpayment requirements in Oakhurst, county of Madera, CA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Oakhurst, CA
The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also called the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
"Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California. Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Welcome to Green Valley Real Estate and Mortgage, your one stop home buying and selling destination. Looking to buy or sell a home? Be sure to contact us or view the current market right here. Searching for your next home just became a lot easier with our free, up to date real estate search that allows you to search just like an agent.
North Bay Capital is the premiere real estate and mortgage brokerage in Sonoma County. We see real estate as a durable asset which has been used by countless people through time to generate wealth through its investment. When you invest in capital, like real estate, you’re ensuring future prosperity.
At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.
Cal-Prime Mortgage As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry
"At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises! FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!
FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
7100 North Financial Drive, Suite 101, Fresno, CA, 93720
Lends in California
At Central Valley Community Bank, our customers are our greatest asset. We are committed to knowing you by name and building a satisfying relationship to be the best advocate for you and your business. Everyone has unique financial challenges, and we'll take time to understand yours.
Founded in 1997, Alliance Mortgage is a local mortgage company comprised of a few good mortgage professionals with deep roots in the Valley as well as comprehensive knowledge and profound experience in mortgage finance and real estate. Servicing the financing needs of homebuyers..
