USDA Loan Vs. FHA loan for Oakhurst, CA 2025

In 2025, the USDA loan limit for Oakhurst, located in Madera county, CA, is $336,500. In comparison, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA vs. FHA rates and identify the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program best suits your financial situation in Alabama.

USDA and FHA loan options in Oakhurst, CA

The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to connect with lenders and USDA loan programs.

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Explaining USDA Loans in CA

The USDA home loan, backed by the U.S. Department of Agriculture, also called the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

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(308) 285-3679 Lender's profile and map Reviews Pioneer Community Federal Credit Union 102 South Main Street, Palisade, NE, 69040 PIONEER COMMUNITY FEDERAL CREDIT UNION is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to it’s members
(406) 377-4250 Lender's profile and map Reviews BN Federal Credit Union 509 North Merrill Avenue, Suite A, Glendive, MT, 59330 The Credit Union is a member-owned financial organization providing the most accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth BN Federal Credit Union's charter of membership includes all employees of: Action For Eastern Montana Albertson Food and Drug and more
(406) 377-8883 Lender's profile and map Reviews MDU Employees Federal Credit Union 210 S Merrill Avenue, Glendive, MT, 59330 Our mission is simple to provide the best service and most competitive rates for you the member.Services Provided: Share Accounts Share Certificates (CD's) Vehicle Loans Recreation Vehicle Loans Personal Loans Payroll Deduction for Savings Deposits Payroll Deduction for Loan Payments
(785) 460-3321 Lender's profile and map Reviews Farmers & Merchants Bank of Colby 240 W 4th ST, Colby, KS, 67701 Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers! We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.
(432) 586-6631 Lender's profile and map Reviews WesTex Community Credit Union 200 E Austin Street, Kermit, TX, 79745 It is the mission of WesTex Community Credit Union to serve its member/owners’ needs by exploring and providing services that help them reach their financial goals as well as educate the member/owners concerning their financial matters. This is done through professionalism, courtesy, respect
(800) 447-2265 Lender's profile and map Reviews Happy State Bank 100 E Main St, Happy, TX, 79042 Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.
(806) 659-5544 Lender's profile and map Reviews First National Bank 729 West 7th Avenue, Spearman, TX, 79081 A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
(806) 637-2751 Lender's profile and map Reviews Brownfield Federal Credit Union 201 West Hill Street, Brownfield, TX, 79316 Brownfield Federal Credit Union is a member-owned and controlled financial services organization. Our mission is to meet members’ financial needs through quality service at the best value while maintaining financial stability. Building lifelong relationships one member at a time. Brownfield Federal Credit Union Chartered in 1960.
(806) 684-2231 Lender's profile and map Reviews Kress National Bank PO Box 660, Kress, TX, 79052 Kress National Bank was charted in 1963 by a group of local citizens, starting a long banking history with a rich heritage as a Panhandle / South Plains Texas independent bank, with a continuing philosophy of personal service & trust. For almost one half of a century, KNB has built upon that trust to become one of the safest & highest rated banks.
(806) 293-7091 Lender's profile and map Reviews Plains Federal Credit Union 209 W 4th Street, Plainview, TX, 79072 Plains Federal was chartered in 1958 so we have a lot of practice “helping people”. While we are a small credit union, we are a great example of “good things come in small packages”. Our small staff means we will get to know you personally! We encourage our members to be thrifty and make good financial decisions.
(806) 273-9506 Lender's profile and map Reviews Borger Federal Credit Union 1051 North Florida Street, Borger, TX, 79007 At Borger Federal Credit Union, our members matter most. We strive to have individual relationships with all of our members, providing the most insight, education and strongest relationships in the Panhandle. We’ve served our community for over 50 years and as a Credit Union that is owned by you, we are able to offer lower rates on loans.
(806) 298-2556 Lender's profile and map Reviews The First State Bank 402 9th Street, Abernathy, TX, 79311 On December 17, 1909, First State Bank of Abernathy opened for business with capital of $10,000. Deposits the first day were $2,214.90. The seven original stockholders were W.A. Shelton, C.A. Burrus, W.H. Ragland, S.R. Merrill, N.C. Hix, Vince Stambaugh & Dr. M.C. Overton, the famous pioneer doctor whose name is still seen all over nearby Lubbock.