USDA Vs. FHA your options comparison in Sanger, Fresno County, CA
As of 2025, the USDA loan limit in Sanger, located in the county of Fresno, CA, is $405,000, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. It's essential to assess the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can effectively view USDA, FHA, Conforming, and VA programs side by side, helping you select the one that best fits your financial situation, including options in Alabama.
2025 Loan Limits and Down Payment Requirements in Sanger, County of Fresno, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Sanger, CA
The objective of Lendersa® is to help you secure the best USDA or FHA loan efficiently and smoothly. You can begin with any of three pathways to align with lenders and explore USDA loan possibilities.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is often called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.
The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
Originally chartered as Cannon AFB Federal Credit Union located in an old barracks building on Cannon AFB, CFCU has flourished, moving & expanding into 2 convenient locations today. CFCU provides financial services to thousands of members in & around Clovis, New Mexico – including civilian & military personnel assigned to Cannon AFB, NAF employees.
The mission of American Heritage Bank is to provide excellent customer and community support within the realm of safe and sound banking practices. The attainment of our mission will produce economic growth within our communities and a return of favorable value to our shareholders.
Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Frontier Bank is a full-service bank providing services in Lamar, Burlington, Springfield, Pueblo, Pueblo West, Alamosa, and Walsh and also through the internet at this site.
We have many demand deposit products to help fill your needs.
We have full-service loan departments for commercial, agriculture, consumer,
