USDA Vs. FHA Pro and Con comparison in Sanger, Fresno County, CA
As of 2026, the USDA loan limit in Sanger, located in the county of Fresno, CA, is $405,000, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. It's essential to assess the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can effectively view USDA, FHA, Conforming, and VA programs side by side, helping you select the one that best fits your financial situation, including options in Alabama.
2026 Loan Limits and Down Payment Requirements in Sanger, County of Fresno, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Sanger, CA
The objective of Lendersa® is to help you secure the best USDA or FHA loan efficiently and smoothly. You can begin with any of three pathways to align with lenders and explore USDA loan possibilities.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is often called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
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