USDA Vs. FHA your options comparison in Woodlake, Tulare County, CA

In 2024, USDA loan limit in Woodlake, county of Tulare, CA is $342,100 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Woodlake, county of Tulare, CA

Loan Type Loan Limit Down payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Woodlake, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • HOMEWISE FINANCIAL CORP
  • PO Box 1774, Leander, TX, 78646
  • Homewise Financial we take the guesswork out of home loans, making the entire process seamless and carefree. Buying a home is typically the largest investment that you will ever make. The process is filled with emotion, whether you are a first-time or a seasoned home buyer, you are ready to get to the closing table memories in your new house.
  • Bengal Brokerage LLC
  • 2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023
  • Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano. At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.
  • Crestway Mortgage Group
  • 3948 Legacy Drive, Suite 157, Plano, TX, 75023
  • The Crestway Mortgage Group (CMG) as mortgage loan broker acts as an intermediary behalf of individuals or businesses and lenders. As the market for mortgages have become more competitive the role of the mortgage broker has become more popular and essential for those looking for mortgage loan options.
  • Rocket Federal Credit Union
  • 905 West McGregor Drive, Mc Gregor, TX, 76657
  • Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
  • First National Bank of McGregor
  • 401 S Main St, Mc Gregor, TX, 76657
  • The First National Bank of McGregor in 1889, TFNB is the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. In 1957, we moved from our original location at 217 S. Main in McGregor, Texas to a more modern building across
  • First Texoma National Bank
  • 220 W Main St, Durant, OK, 74701
  • The First National Bank opened the Motor Bank at the corner of Main and Fifth streets. The facility featured a new service for Durant residents, an ATM. The full service Northwest Heights Branch at 19th and University began operating in 1986. A remodel and expansion to the branch was completed in the spring of 2003 to accommodate a larger lending
  • Stone Lake Mortgage
  • 1220 Coit Rd, Suite 107, Plano, TX, 75075
  • Stone Lake Mortgage make the decision easy. The reason is because at the top of our list is a commitment to simplifying the entire mortgage process with a warm and professional approach! Therefore, when working with Stone Lake Mortgage, not only will we treat you with the respect you deserve
  • BLUESKY LENDING, LC
  • 1255 W 15th, Suite 470, Plano, TX, 75075
  • BlueSky Lending, LC is a Mortgage Broker that has established relationships with over 30 Lenders to guarantee that we can provide the Best Rates, Fastest Closings and Lowest Closing Costs. We specialize in offering the largest choice of Loan Products to meet any clients Residential Loan needs.
  • Home Loans with Ashley
  • 901 N Zang Blvd, Suite 106, Dallas, TX, 75208
  • Home Loans with Ashley, where promises are kept and expectations exceeded. Your DREAM HOME is within reach. Ashley Turner epitomizes integrity, hard work, diligence, and creative service in every detail of your mortgage transaction. Ashley have worked in various aspects of the mortgage industry over the past 16 years.
  • CashOne
  • 539 Commerce Street, Suite 1461, Dallas, TX, 75208
  • CashOne provides a quick and convenient way to apply for a payday loan online in order to help you tide over a short-term financial crisis. You can get approved for online payday loans such as a payday cash advance loan as soon as the same day of your application and receive your money by the following business day.
  • Array Capital Investment Co., LLC
  • 1005 W Jefferson, Suite 305, Dallas, TX, 75208
  • Array Capital Investment Co, LLC. It is here to give you the right loan for your situation, whether you are looking for a loan of 30 or 15 years, we are your solution.We offer a conventional loan of 1% deposit offer many options to get rid of mortgage insurance and We teach you how to get a score higher credit approvals
  • Bosse Lending
  • 422 W 12th St, Dallas, TX, 75208
  • BOSSE Lending is a hard money lender, focused on real estate investment properties in Texas.In addition to lending, we are able to advise our clients on their investments throughout the process - acquisition, renovation and listing services.BOSSE Lending guarantees a one-time fee at closing.