USDA Loan Vs. FHA loan for Woodlake, CA 2025

For 2025, the USDA loan threshold in Woodlake, within the county of Tulare, CA, stands at $342,100, whereas the FHA ceiling for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA versus FHA top rates, which will assist in identifying the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision about the best program in for your financial condition.

Exploring USDA and FHA loan choices in Woodlake, CA

Lendersa® aims to quickly secure an optimal USDA or FHA loan for you with minimal hassle. Choose one of three pathways that match you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, also termed the USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(619) 851-8493 Lender's profile and map Reviews Zero Point Loans Inc. 4440 Twain Avenue, Suite 101, San Diego, CA, 92120 Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.
(619) 701-1299 Lender's profile and map Reviews OBMortgage 4665 Coronado Ave, San Diego, CA, 92107 OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
(858) 863-0261 Lender's profile and map Reviews The GreenHouse Group Inc 3594 Adams Ave, San Diego, CA, 92116 We are a full-service real estate consulting & mortgage planning brokerage firm located here in The Heart of San Diego. We are local – San Diego Made – and we proudly represent home sellers, home buyers & those looking for home financing along the way. We are the highest-rated, most 5 star reviewed real estate company in the entire county ..
(949) 702-1602 Lender's profile and map Reviews Mortgage and Realty Professionals: Home Loans & Mortgage Refinance 4024 Ibis Street, Suite B, San Diego, CA, 92103 Chris joined Mortgage and Realty Professionals in 2016 after graduating from the University of San Diego with a Bachelor of Business Administration – BBA, Finance, where he has since distinguished himself as the go to loan specialist amongst friends, family, agents, and past clients.
(619) 688-0011 Lender's profile and map Reviews Mission Home Mortgage 3033 5th Avenue, Suite 420, San Diego, CA, 92103 We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry--investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars,
(760) 450-7324 Lender's profile and map Reviews Weldon Financial Inc 2665 5th Avenue, Suite 608, San Diego, CA, 92103 Weldon Financial is a private real estate lending company that has been filling the needs of borrowers for whom conventional financing is inappropriate or undesired since 1997. Our experience, coupled with a strong, knowledgeable investor core gives us the ability to act quickly and decisively for the benefit of both lenders and borrowers.
(619) 403-5726 Lender's profile and map Reviews eMortgageGuys 1419 University Ave, Suite C, San Diego, CA, 92103 eMortgageGuys we refuse to follow this “unwritten rule” that clients must jump through hoops to get their dream home or save on their mortgage. Instead, we roll up our sleeves, sit down at the table with each of their clients, and together, shoulder to shoulder, design the most effective solution to suit your unique financial situation.
(619) 200-9570 Lender's profile and map Reviews Hansen Loans Inc. 1644 Linwood Street, San Diego, CA, 92103 At Hansen Loans Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(858) 243-4442 Lender's profile and map Reviews Mortgage and Realty Professionals 4024 Ibis Street, Suite B, San Diego, CA, 92103 Mortgage & Realty Professionals (MRP) is a wholesale mortgage brokerage with established relationships with over 30 large and medium sized banks to ensure competitive rates, creative products, and fulfill the needs of all our clients. It has the flexibility of a broker along with the systems of banks to optimize
(858) 333-6116 Lender's profile and map Reviews XO Mortgage 2720 5th Ave, Suite J, San Diego, CA, 92103 We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes. We take pride in treating our clients with honesty and integrity.
(619) 444-5656 Lender's profile and map Reviews Inland Federal Credit Union 570 Broadway, El Cajon, CA, 92021 "Inland Federal Credit Union has a rich history of service to the Catholic Community in the San Diego area. Although our charter is dated November 3, 1960, we have been, in some form, functioning as a Credit Union since the early 1950's. Our Credit Union is a member owned, not-for-profit organization whose objective is to meet"
(619) 929-0102 Lender's profile and map Reviews The Criss Group 5360 Jackson Dr, Suite 200, La Mesa, CA, 91942 More of us should be focusing on our clients' best interests, not our own." As San Diego's most respected mortgage Loan Officer, Scott has the flexibility of a Broker giving his clients excellent options. Aside from a great rate, Scott goes above and beyond with in-depth analysis of his extensive list of loan programs.