USDA Vs. FHA your options comparison in Squaw-Valley, Fresno County, CA

In 2025, the USDA loan limit for Squaw-Valley within Fresno county, CA, is $296,900. For a single-family home, the FHA limit is $356,362.

Leverage the Lendersa® USDA loan calculator to compare top USDA vs. FHA rates today. Assess the income, credit, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program in for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Squaw-Valley, Fresno, CA

Loan Type Loan Limit Down Payment
USDA $296,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Squaw-Valley, CA

Lendersa® aims to provide you with the best USDA or FHA loan promptly and effortlessly. Choose one of three starting paths that align you with matching lenders and USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is sponsored by the government's Department of Agriculture, specifically designed for rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
  • Solamere Mortgage LLC
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  • Solamere Mortgage commercial property financing solutions and flexible investments create an amazing opportunity for brokers to help borrowers from unique backgrounds accomplish their goals. and also We are experienced mortgage professionals, providing investment property loan resources for multi-family, residential 1-4 mixed-use.
  • West Ridge Financial
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  • West Ridge Financial located in Alpine, Utah. After starting West Ridge Financial in 2000, Mike has been dedicated to helping people finance their dream home. Whether you’re buying a new home or refinancing your current home, Mike will be with you every step of the way to help you accomplish your homeownership goals.
  • Barrett Financial Group
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  • Continental Bank
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  • Continental Bank is a privately owned FDIC insured commercial bank founded in 2003 and headquartered in Salt Lake City, Utah. We specialize in commercial equipment financing for small and medium-sized businesses nationwide and are known both for our willingness to listen to our customers’ needs, and ability to fund their deals quickly.
  • EnerBank USA
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  • Nelson Funding
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  • Discount Mortgage Advisors LLC
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  • Discount Mortgage Founder of the steve We are a full-service mortgage company based in Fountain Hills, AZ. We specialize in originating Home Loans EVERYWHERE in Arizona, EVERYWHERE in Colorado and EVERYWHERE in California and surrounding cities. Get Your easy, hassle-free digital mortgage here.