USDA VS FHA in Boyes-Hot-Springs, Sonoma County, CA

For 2025, in the county of Sonoma, CA, the USDA loan limit in Boyes-Hot-Springs is $763,200, while for a single-family home, the FHA limit is $707,250.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate offerings and comprehend the essentials such as income, credit, reserves, and required documents to qualify. Our modern mortgage calculation tool showcases USDA, FHA, Conforming, and VA options side by side, guiding your choice for the best financial solution in .

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2025 Loan Limits and Downpayment Criteria in Boyes-Hot-Springs, County of Sonoma, CA

Loan Type Loan Limit Down payment
USDA $763,200 0%
FHA $707,250 3.5%
Conventional Conforming $707,250 3%

Available USDA and FHA Loan Choices in Boyes-Hot-Springs, CA

At Lendersa®, our aim is to secure the most advantageous USDA or FHA loan for you quickly and effortlessly. Begin with one of three methods to find matching lenders and USDA loan programs.

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Understanding USDA Loans in CA

The USDA home loan, backed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It's strictly available in rural areas. Whereas FHA loans need at least a 3.5% down payment, no down payment is required for the USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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