USDA and FHA Pro and Con in Boyes-Hot-Springs, Sonoma County, CA

In 2025, USDA loan limit in Boyes-Hot-Springs, county of Sonoma, CA is $763,200 while FHA limit is $707,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Boyes-Hot-Springs, county of Sonoma, CA

Loan Type Loan Limit Down payment
USDA $763,200 0%
FHA $707,250 3.5%
Conventional Conforming $707,250 3%

USDA and FHA loan options in Boyes-Hot-Springs, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ICG Enterprises LLC
  • 6370 W Flamigo Rd, Unit 5, Las Vegas, NV, 89103
  • We have a unique way to handle every file we receive. It is the best way to get clients funded. Except for our company, no other will do this. We do our loans inside out. That means, we seek an underwriter’s approval before a loan application is submitted. This approach ensures that time will not be wasted. After all, wasting time is wasting money.
  • Nevada Title and Payday Loans, Inc.
  • 1549 N Rancho Dr, Las Vegas, NV, 89106
  • A title loan, payday loan or a signature installment loan from Nevada Title and Payday Loans, Inc. could help you meet some of your financial challenges. With our experience and professionalism, we can help you get a car title loan, signature installment loans or payday loan that works for you in 30 minutes or less.
  • Commercial Property Lending
  • 3540 W Sahara Ave, Suite 306, Las Vegas, NV, 89102
  • We have been described as the best borrower experience in the industry. There is no software that can matc hour 25years of experience for personal contacts, insider knowledge and expertise We know how to present a property to our correspondents for the best possible loan terms and rates.As the loan process proceeds.
  • Alderus Mortgage
  • 3841 Charleston Blvd, Suite 100, Las Vegas, NV, 89102
  • Alderus Mortgage is a full-service lender and trailblazer in the mortgage industry. For more than 20 years, we’ve worked directly with clients to educate them on the industry and the loan process, eliminating the hidden fees often associated with traditional lending. Alderus is driven by the philosophy that happiness for everyone is key,
  • 1st American Funding
  • PO Box 7537, Capo Beach, CA, 92624
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Stream Line Mortgage Corp
  • 5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
  • We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in
  • Ovation Mortgage Corp
  • 5765 South Rainbow Boulevard, Suite 109-C, Las Vegas, NV, 89118
  • Ovation Mortgage helping people and guide them through the entire loan process, so that they feel confident as they make choices about the options available for their financing strategy. I make it a point to be involved and stay involved throughout all stages of the loan application process.
  • City View Mortgage
  • 5940 South Rainbow Boulevard, Suite 4014, Las Vegas, NV, 89118
  • City View Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. We can help you with a variety of specialty loan programs including 100% USDA financing, VA Loans and FHA programs Jason Lee is the President of the City View Mortgage