USDA and FHA Pro and Con in Boyes-Hot-Springs, Sonoma County, CA
For 2026, in the county of Sonoma, CA, the USDA loan limit in Boyes-Hot-Springs is $763,200, while for a single-family home, the FHA limit is $707,250.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate offerings and comprehend the essentials such as income, credit, reserves, and required documents to qualify. Our modern mortgage calculation tool showcases USDA, FHA, Conforming, and VA options side by side, guiding your choice for the best financial solution in .
2026 Loan Limits and Downpayment Criteria in Boyes-Hot-Springs, County of Sonoma, CA
Loan Type
Loan Limit
Down payment
USDA
$763,200
0%
FHA
$707,250
3.5%
Conventional Conforming
$707,250
3%
Available USDA and FHA Loan Choices in Boyes-Hot-Springs, CA
At Lendersa®, our aim is to secure the most advantageous USDA or FHA loan for you quickly and effortlessly. Begin with one of three methods to find matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It's strictly available in rural areas. Whereas FHA loans need at least a 3.5% down payment, no down payment is required for the USDA mortgage.
Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
we specialize in residential mortgages. At SoCal Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
Balboa CRE is located in San Diego County of California state. On the street of Amena Court and street number is 865.
Balboa CRE is designed to help brokers close more commercial real estate loans. Our Purchase, Refinance, and CRE Investor lending options all provide quick answers that help our brokers close more loans for their clients.
We offer extensive experience in residential real estate sales, lending, and loan processing. We utilize and maximize our knowledge of the real estate market in order to provide excellent service to our clients. Also, we contribute with a strong background in lending and refinancing.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
