USDA VS FHA in Boyes-Hot-Springs, Sonoma County, CA

For 2025, in the county of Sonoma, CA, the USDA loan limit in Boyes-Hot-Springs is $763,200, while for a single-family home, the FHA limit is $707,250.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate offerings and comprehend the essentials such as income, credit, reserves, and required documents to qualify. Our modern mortgage calculation tool showcases USDA, FHA, Conforming, and VA options side by side, guiding your choice for the best financial solution in .

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2025 Loan Limits and Downpayment Criteria in Boyes-Hot-Springs, County of Sonoma, CA

Loan Type Loan Limit Down payment
USDA $763,200 0%
FHA $707,250 3.5%
Conventional Conforming $707,250 3%

Available USDA and FHA Loan Choices in Boyes-Hot-Springs, CA

At Lendersa®, our aim is to secure the most advantageous USDA or FHA loan for you quickly and effortlessly. Begin with one of three methods to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, backed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It's strictly available in rural areas. Whereas FHA loans need at least a 3.5% down payment, no down payment is required for the USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • V.I.P. Trust Deed Company
  • 3221 N. Verdugo Road, Glendale, CA, 91208
  • The V.I.P. group of companies maintains a level of excellence unsurpassed in our industry. In this industry, reputation is everything and our name is synonymous with quality, experience and integrity. Fortunately, we started our operations in a fairly small geographic community (Glendale, Burbank, La Crescenta, La Canada, Sunland, Tujunga) and
  • HML Investments
  • 3151 West Cahuenga Blvd suite 300, Los Angeles, CA, 90068
  • California Hard Money Lenders, Los Angeles Hard Money, Trust deed investments specialist, Hard money lending solution- we are a direct source for Hard money loans in California. HML Investments Group was founded by Yanni Raz in 2004. Since then, it has been providing hard money loans for hundreds of residential, commercial and construction.
  • City National Bank CA
  • 10880 Wilshire Boulevard, Suite 150, Los Angeles, CA, 90024
  • At City National Bank, we make it our business to be personal. Since our founding in 1954, we've always prioritized helping our clients, colleagues and communities flourish, and our legacy of integrity and unparalleled client relationships continues to drive strong growth today. City National is a subsidiary of Royal Bank of Canada.
  • The Shintani Group Inc.
  • 10866 Wilshire Boulevard, Suite 1625, Los Angeles, CA, 90024
  • Stephen Shintani is one of the highest-producing mortgage brokers in the country. He has worked intimately with business management firms, financial planners, high-end real estate agents, estate attorneys and top business executives. He has also been recognized as a source of innovation and knowledge within the industry by several prominent lending
  • City Capital Realty
  • 1575 Westwood Blvd., Suite 201, Los Angeles, CA, 90024
  • We specialize in providing bridge loans to property owners and real estate investors in need of financing outside the scope of traditional banks and lenders. Our streamlined process and extensive experience, guarantees fast and smooth closings. While traditional lenders could take months to close, we can complete the process in a few days.
  • Arixa Capital
  • 10940 WILSHIRE BLVD, SUITE 2300, Los Angeles, CA, 90024
  • Arixa Capital has built a full-service lending and loan servicing platform to ensure a steady flow of investments for our funds. For our investors, we strive to provide attractive steady income and stable returns with a focus on capital preservation. On every investment we make, we work to maintain a healthy margin of safety. .
  • Crosswind Financial
  • 10960 Wilshire Blvd, Suite 1050, Los Angeles, CA, 90024
  • Arixa Capital is a real estate investment manager and non-bank lender based in Los Angeles.Our objective is to deliver attractive,consistent returns by investing in underserved niches such as making small balance loans to real estate investors and developers.Founded in 2006, Company specializes in managing co-mingled discretionary investment funds.
  • Wela Financing
  • 843 4th street, Santa Monica, CA, 90403
  • Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.