In 2025, the USDA loan limit for Penngrove in Sonoma county, CA, stands at $763,200. Meanwhile, the FHA cap for a single-family home reaches $861,350.
Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA leading rates. Evaluate the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage tool, you can analyze USDA, FHA, Conforming, and VA loan options side by side to help determine the best program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $763,200 | 0% |
| FHA | $861,350 | 3.5% |
| Conventional Conforming | $861,350 | 3% |
Lendersa® aims to quickly and easily obtain the best USDA or FHA loan for you. Select one of three pathways that connect you with lenders and USDA loan programs.
A USDA home loan, often known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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