FHA Vs. USDA loan program for Penngrove, Sonoma County, California

In 2025, USDA loan limit in Penngrove, county of Sonoma, CA is $763,200 while FHA limit is $861,350 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Penngrove, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(949) 385-0701 Lender's profile and map Reviews Precision Lending Group 4790 Irvine Blvd #105-461, Irvine, CA, 92620 The Precision Lending Group team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(909) 498-4030 Lender's profile and map Reviews Ponce & Ponce Realty 2086 S E St, San Bernardino, CA, 92408 Ponce & Ponce Realty has been in the real estate services business in the San Bernardino, Riverside, Rialto, Redlands, Loma Linda, Highland, Fontana, and Bloomington real estate markets for many successful years and will be here for many more. This longevity and confidence comes from our real estate services to a great many buyers and sellers.
(909) 884-6891 Lender's profile and map Reviews Neighborhood Housing Services Of The Inland Empire 1845 Business Center Drive S, Suite 120, San Bernardino, CA, 92408 Neighborhood Housing Services of the Inland Empire is a one stop shop, providing answers & support to meet our clients' housing needs. As a non-profit our mission is to build great communities, one home at a time. we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
(844) 545-1665 Lender's profile and map Reviews Spot ON Lending, Inc. 3242 East Coast Highway, Corona Del Mar, CA, 92408 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages & best of all quality service & individual attention. We are a full-service mortgage company. We offer a wide range of Refinance options, designed to best meet the needs of local borrowers.
(888) 777-3556 Lender's profile and map Reviews Arrowhead Mortgage 225 West Hospitality Lane, Suite 201F, San Bernardino, CA, 92408 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 763-2424 Lender's profile and map Reviews Celer Mortgage Incorporated 1918 Business Center Drive, Suite 106, San Bernardino, CA, 92408 Our mission is to be the home financing partner that you trust to serve you, your family, and community. We offer an environment where you feel empowered and we are dedicated to delivering exceptional customer service with the respect that you deserve. At Celer Mortgage Inc. we will provide the highest level of support.
(714) 343-4224 Lender's profile and map Reviews Dunn Premier Inc 424 East Vanderbilt Way, San Bernardino, CA, 92408 We do business differently, and we're proud of it! Dunn Premier is dedicated to serving commercial and residential clients nationwide. We get loans Dunn right with our attention to detail and by ensuring the process is transparent from start to finish. Clients experience our premier standard of care
3109870263 Lender's profile and map Reviews Brave Mortgage, Inc 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612 We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.
9492295155 Lender's profile and map Reviews EBSC Lending 18575 Jamboree Rd, Irvine, CA, 92612 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper
(714) 431-7000 Lender's profile and map Reviews Commercial Bank of California 19752 Macarthur Boulevard, Irvine, CA, 92612 CBC is one of the nation’s highest capitalized banks, ranking in the top 6 percent. A full-service, FDIC-insured, community bank headquartered in Irvine, California, CBC is owned, built and run by entrepreneurs for entrepreneurs. Local business leaders such as William Lyon, Paul Folino, and Alex Meruelo serve on the Board of Directors.