USDA Loan Vs. FHA loan pro & con Fetters-Hot-Springs-Agua-Caliente, Sonoma County, CA

As of 2025, the USDA loan limit in Fetters-Hot-Springs-Agua-Caliente, Sonoma county, CA stands at $763,200, whereas for FHA it is $707,250 for a single-family home.

Utilize the Lendersa® USDA loan calculator to assess and contrast today’s most favorable USDA and FHA rates. Discover the required income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loan comparisons to guide you in selecting the best option for your financial landscape in .

Options for USDA and FHA Loans in Fetters-Hot-Springs-Agua-Caliente, CA

Lendersa® aims to quickly help you secure the ideal USDA or FHA loan with minimal hassle. Choose from three starting paths that connect you with suitable lenders and available USDA loan programs.

Lendersa USDA loan request and matchmaking results

Defining USDA Loans in CA

A USDA home loan is a government-backed loan by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural locales. While an FHA loan necessitates a minimum down payment of 3.5%, a USDA mortgage loan doesn't require any down payment.

Get top 10
USDA LENDERS
customized to yout needes

(760) 883-5700 Lender's profile and map Reviews MortgageWorks, Inc. 1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(760) 778-5111 Lender's profile and map Reviews Contempo Lending, Inc 475 E. Tahquitz Canyon Way, Palm Springs, CA, 92262 "Contempo Lending, Inc. We are a locally owned and operated Mortgage Broker located in beautiful Palm Springs, CA. When you choose Contempo Lending as your mortgage broker you are promised outstanding service and you can have the confidence that you are getting the best rate possible."
(760) 730-3722 Lender's profile and map Reviews WS Financial 335 San Dimas Avenue, Oceanside, CA, 92057 WS Financial is a licensed mortgage lender based in Southern California. Our goals are to secure the best possible loan, the best service around, and most importantly, personalized attention from your designated mortgage specialist. We also specialize in home mortgages, ensuring 100% customer satisfaction.
(702) 755-3322 Lender's profile and map Reviews Moapa Valley Mortgage 280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040 We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.
(949) 294-8411 Lender's profile and map Reviews pacific residential mortgage corp 522 N Cleveland St, Oceanside, CA, 92054 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(888) 893-7775 Lender's profile and map Reviews Pacific Coast Home Mortgage & Real Estate Inc 2424 Vista Way, Suite 105, Oceanside, CA, 92054 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(866) 411-5472 Lender's profile and map Reviews Home Mortgage Experts, Inc 2103 South El Camino Real, Suite 108, Oceanside, CA, 92054 Home Mortgage Experts is dedicated to guiding our borrowers throughout the mortgage process, sorting through the numerous mortgage options available and helping them decide which is best. We take pride in having low overhead which allows us to pass savings onto our customers resulting in low priced, low cost mortgages.
760 721 2689 Lender's profile and map Reviews North Coast Financial, Inc. 2424 Vista Way #202, Oceanside, CA, 92054 North Coast Financial, Inc. is a San Diego hard money lender (private money lender) with over 30 years of hard money loan experience. We specialize in fix and flip loans / rehab loans, land loans, hard money purchase loans, construction loans, cash outs, hard money refinances and other various bridge loans.
(541) 265-9000 Lender's profile and map Reviews Oregon Coast Bank 909 SE Bay Boulevard, Newport, OR, 97365 In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
(858) 775-5877 Lender's profile and map Reviews Tradition Financial 5256 S. Mission Rd, Suite 130, Bonsall, CA, 92003 At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
(503) 930-1307 Lender's profile and map Reviews Edgewater Financial 410 N. 1st Ave, Stayton, OR, 97383 Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.