USDA Vs. FHA your options comparison in Fetters-Hot-Springs-Agua-Caliente, Sonoma County, CA

In 2024, USDA loan limit in Fetters-Hot-Springs-Agua-Caliente, county of Sonoma, CA is $763,200 while FHA limit is $707,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Fetters-Hot-Springs-Agua-Caliente, county of Sonoma, CA

Loan Type Loan Limit Down payment
USDA $763,200 0%
FHA $707,250 3.5%
Conventional Conforming $707,250 3%

USDA and FHA loan options in Fetters-Hot-Springs-Agua-Caliente, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Deer River Coop Credit Union
  • 51 2nd Street SE, Deer River, MN, 56636
  • The Deer River Coop Credit Union provides many services to its members including share savings accounts, checking accounts, CDs, IRAs, credit and debit cards and a variety of loans. At the Deer River Coop Credit Union you are a person with a face that we recognize, not just an account number.
  • Community Bank Owatonna
  • 640 Bridge Street, Owatonna, MN, 55060
  • Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals. Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
  • HomeTown Credit Union
  • 2400 West Bridge Street, Owatonna, MN, 55060
  • HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.
  • Lakeview Bank
  • 9725 163rd Street West, Lakeville, MN, 55044
  • Lakeview Bank In a marketplace that is overcrowded with banks, our objective is simple and straightforward: offer high quality banking products and services to meet your needs, utilize state-of-the-art technology to improve your efficiency, and employ professional people in a cordial environment to make working with us easy. So whether you are look
  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest. AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
  • Reduced Fee Mortgage Inc
  • 19950 Dodd Boulevard, Suite 102, Lakeville, MN, 55044
  • Arik Orosz has been at the top tier of the mortgage industry since 2003 and has been managing in the mortgage industry since 2004, until starting Reduced Fee Mortgage, Inc. A Mortgage company centered around finding you the best deal by shopping your loan to more than 30 different lenders.
  • Northwest Arkansas Federal Credit Union
  • 1460 N. Woolsey Ave, Fayetteville, AR, 72703
  • Northwest Arkansas Federal Credit Union is a member owned and operated cooperative. We provide personalized services to assist our members in meeting their financial goals. We are dedicated to maintaining an informed membership and providing service in an efficient, convenient, and friendly manner.
  • Signature Bank of Arkansas
  • 3878 N. Crossover Rd, Fayetteville, AR, 72703
  • Signature Bank of Arkansas was established in 2005 by a team of well-respected and experienced local Bankers who had the dream of building a Bank where decisions were made locally and in the best interests of not only the Bank but customers and team members as well. Signature Bank of Arkansas Member FDIC - Equal Housing Lender
  • Generations Mortgage
  • 3665 N Investment Dr, Fayetteville, AR, 72703
  • Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.
  • Simply Home Lending
  • 1450 East Zion Road, Suite 10, Fayetteville, AR, 72703
  • Generations Mortgage specializes in home purchase and refinance loans. We are committed to helping you obtain the ideal mortgage for your unique situation. Our knowledgeable, experienced staff will help you evaluate your options, identify the best-suited loan program and clear the way to a timely closing.
  • Homes For Heroes
  • 9201 West Broadway Ave, Suite 615, Minneapolis, MN, 55445
  • Homes for Heroes, Inc., has helped over 51, 000 heroes save over $91 million on their real estate transactions, sold over $12 billion in real estate to heroes, actively partnered with more than 4, 200 like-minded real estate and mortgage professionals who’ve joined in the mission, and donated over $1 million to heroes.