USDA VS FHA in Fetters-Hot-Springs-Agua-Caliente, Sonoma County, CA

As of 2025, the USDA loan limit in Fetters-Hot-Springs-Agua-Caliente, Sonoma county, CA stands at $763,200, whereas for FHA it is $707,250 for a single-family home.

Utilize the Lendersa® USDA loan calculator to assess and contrast today’s most favorable USDA and FHA rates. Discover the required income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loan comparisons to guide you in selecting the best option for your financial landscape in .

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2025 Loan Limits & Down Payment Information in Fetters-Hot-Springs-Agua-Caliente, Sonoma, CA

Loan Type Limit Down Payment
USDA $763,200 0%
FHA $707,250 3.5%
Conventional Conforming $707,250 3%

Options for USDA and FHA Loans in Fetters-Hot-Springs-Agua-Caliente, CA

Lendersa® aims to quickly help you secure the ideal USDA or FHA loan with minimal hassle. Choose from three starting paths that connect you with suitable lenders and available USDA loan programs.

Lendersa USDA loan request and matchmaking results

Defining USDA Loans in CA

A USDA home loan is a government-backed loan by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural locales. While an FHA loan necessitates a minimum down payment of 3.5%, a USDA mortgage loan doesn't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • VanDyk Mortgage
  • 8280 College Pkwy Suite 101, Fort Myers, FL, 33919
  • VanDyk Mortgage Corporation is a privately owned National Mortgage Banker and Broker headquartered in Grand Rapids, Michigan. We have a second corporate location in the Tampa Bay, Florida area. Our company was organized in 1987 by founder and CEO Thomas L. VanDyk. Mortgage Corporation is a privately owned National Mortgage Banker
  • APCI Federal Credit Union
  • 6126 Hamilton Boulevard, Suite 102, Allentown, PA, 18106
  • APCI Federal Credit Union (APCI FCU) is a non-profit financial cooperative that has serviced our members since 1954. We have a staff of 50+, with over 500 years of combined credit union experience. As banks implement new fees or raise existing account charges, APCI FCU's value proposition continues to grow stronger
  • First Commonwealth Federal Credit Union
  • 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.
  • Traditional Mortgage LLC
  • 682 N. Brookside Road, Suite 101, Allentown, PA, 18106
  • Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Cecil County School Employees' Federal Credit Union
  • 203 Booth Street, Elkton, MD, 21921
  • In 1953, many Cecil County school teachers were struggling financially. This was especially true for new hires, since they did not receive their first checks until after a month of teaching. Cecil County School Employees’ Federal Credit Union was formed as a way for them to borrow money for rent and other necessities.
  • Thiokol Elkton Federal Credit Union
  • 55 Thiokol Road, Elkton, MD, 21921
  • Thiokol-Elkton Federal Credit Union is a not-for-profit financial alternative to banks. Unlike other financial institutions, a credit union is owned & run by its members, who pool their savings in order to provide low cost loans & other services. If you work for one of our sponsor groups or have a family member who does, we invite you to join us.
  • Uplands Mortgage LLC
  • 15104 Ports of Iona Drive, Fort Myers, FL, 33908
  • Craig Cornelius Principal at Uplands Mortgage. Uplands Mortgage will come to you at your home or office - including evenings & weekends. Craig has over thirty years of experience in consultative sales, always acting with integrity and a commitment to deliver on his promises. Uplands Mortgage has Operate from 2 Location, Connecticut and Florida.
  • Peoples Mortgage Company
  • 17595 S Tamiami Trail, Suite 215, Fort Myers, FL, 33908
  • Peoples Mortgage opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry and Peoples Mortgage is dedicated to serving its customers Loan Officers have access to a variety of investors.
  • Mortgage Lehigh Valley
  • 3261 Route 100, Suite 100, Macungie, PA, 18062
  • My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013. On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience
  • WORLD TRADE MORTGAGE LLC
  • 1571 General Patton Drive, Downingtown, PA, 19335
  • World Trade Mortgage is a Pennsylvania Mortgage Broker located in Chester County. Our Senior Management has over 20 years of experience in the mortgage industry and related financial fields. Since inception we have focused on building our business one mortgage at a time. We value each and every customer
  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically