USDA Vs. FHA your options comparison in El-Verano, Sonoma County, CA

In 2024, USDA loan limit in El-Verano, county of Sonoma, CA is $763,200 while FHA limit is $707,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in El-Verano, county of Sonoma, CA

Loan Type Loan Limit Down payment
USDA $763,200 0%
FHA $707,250 3.5%
Conventional Conforming $707,250 3%

USDA and FHA loan options in El-Verano, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Galan Mortgage LLC
  • 8822 Dexter Street, Houston, TX, 77075
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • G.E.C.U.
  • 225 La Crosse St, La Crosse, WI, 54602
  • Since we opened our doors in 1931, we’ve been making each and every one of our members feel like they count. And in fact, they do — every member of G.E.C.U. is also a partial owner. There’s always been and always will be a staff of friendly, helpful people at G.E.C.U. who get to know you by name.
  • Shared Resources Credit Union
  • 2102 East Pasadena Freeway, Pasadena, TX, 77506
  • Shared Resources Credit Union is committed to serving the needs of our members by providing quality service in a conscientious manner that will develop new business and enhance existing relationships. Our credit union is open to anyone who lives, worships, works, or attends school within a 10-mile radius of any Shared Resources branch.
  • Guarantee Loan Service
  • 1209 Main Street, Suite A, Pasadena, TX, 77506
  • At Guarantee Loan in Texas and our focus on the financial needs of our customers. Since our founding during the 1930s, we have helped people across the Lone Star State rebuild their credit through installment loans. Our motto is “we succeed when our customers succeed. With many locations across the state of Texas.
  • Northeast Regional Credit Union
  • 514 Broaday, Hannibal, MO, 63401
  • Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
  • Community First Credit Union
  • 6460 Interstate Court, Hannibal, MO, 63401
  • Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties. Immediate family members of existing members are also eligible to gain membership in the credit union.
  • Hannibal National Bank
  • 100 N Main St, Hannibal, MO, 63401
  • HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
  • F&M Bank and Trust
  • 505 Broadway, Hannibal, MO, 63401
  • F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.
  • Legacy Mortgage Services
  • 6425 Youree Drive, Suite 100, Shreveport, LA, 71105
  • "We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners. Our company was established with a mission to fulfill two goals that all great organizations have in com
  • Prudent Mortgage LA LLC
  • 7591 Fern Avenue, Suite 1802, Shreveport, LA, 71105
  • There is no bigger investment you will make than purchasing your home. Prudent Mortgage LA primary focus is to administer an unrivaled experience to our clients, facilitating and acquiring financing with a personalized concierge approach. We have created and optimized our systems and work-flow to create and increase efficiency in the loan process.
  • Pierremont Mortgage
  • 6425 Youree Drive, Suite 590, Shreveport, LA, 71105
  • Pierremont Mortgage brings over 28 years of experience and stability in the Louisiana marketplace and has complete access to the best mortgage products. Combining leading technology with our expertise enables us to deliver a seamless mortgage process. Pierremont Mortgage offers many financing programs including Conventional,