USDA Vs. FHA your options comparison in El-Verano, Sonoma County, CA
In 2025, USDA loan limit in El-Verano, county of Sonoma, CA is $763,200 while FHA limit is $707,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in El-Verano, county of Sonoma, CA
Loan Type
Loan Limit
Down payment
USDA
$763,200
0%
FHA
$707,250
3.5%
Conventional Conforming
$707,250
3%
USDA and FHA loan options in El-Verano, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Great Plains Bank is the trusted community financial institution in each of the four locations we serve. We are an independent, locally owned bank that has been providing our customers full service banking for over 100 years. We provide our employees a stimulating and challenging work environment that encourages, develops and rewards excellence.
Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.
Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.
Huron Telco opened our first office in 1954, thanks to the employees of Northwestern Bell. The membership has expanded over the years with the addition of sponsor groups & their families. The credit union took another step to secure our future by merging with H&B Federal Credit Union in January 2006. That’s when we changed our name to HB Telco FCU.
Palace City Federal Credit Union is located in Mitchell, SD, home of the world's only Corn Palace. Palace City Federal Credit Union was chartered in June of 1959 by members of the SD National Guard. Today, we serve all those who work at Avera Queen of Peace, all Mitchell clinics, and federal government employees and their immediate family members.
CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
Aberdeen Federal Credit Union was chartered on April 11, 1935 to promote thrift among the members and enable them to obtain loans for productive and provident purposes at reasonable rates of interest.
Aberdeen Federal Credit Union is a member-owned not-for-profit financial cooperative.
Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $250,000 by the FDIC. Whether you are saving for a rainy day or for a retirement, we have a savings product to help you achieve your goals. We want you to make your dreams a reality with help from Heartland State Bank.
Morton Credit Union was established in February of 1941, the field of membership originally included employees of Morton Salt and their immediate families. We are an Open Credit Union, our membership includes any person living in Reno county and the surrounding counties. Depositors are insured by the National Credit Union Administration (NCUA)
